Marketplace Premiums

Alabama

2027 health plan prices in Etowah County, AL

In Etowah County, Alabama, 3 insurers offer 39 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $734 a month for a 40-year-old before any credit, up 17.5% from 2026.

$734benchmark silver a month, age 40
$443cheapest bronze, age 40
$839cheapest gold, age 40
+17.5%benchmark change from 2026

Benchmark and cheapest bronze by age

AgeBenchmark silverCheapest bronze
Age 21$575$347
Age 27$602$363
Age 30$652$393
Age 40$734$443
Age 50$1,026$619
Age 60$1,560$941

All 39 plans

Show price for age:
CatastrophicBlue Protect
Blue Cross and Blue Shield of Alabama, PPO
$392$12,000$12,000
BronzeBlue Statewide Bronze EPO
Blue Cross and Blue Shield of Alabama, EPO
$443$9,500$12,000
BronzeBlue Standardized Statewide Bronze EPO standard
Blue Cross and Blue Shield of Alabama, EPO
$493$7,500$12,000
BronzeBlue Standardized Bronze standard
Blue Cross and Blue Shield of Alabama, PPO
$496$7,500$12,000
BronzeUHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)
UnitedHealthcare, EPO
$508$11,750$11,750
BronzeBlue Saver Bronze
Blue Cross and Blue Shield of Alabama, PPO
$523$8,500$11,000
BronzeUHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard
UnitedHealthcare, EPO
$524$7,500$12,000
BronzeUHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard
UnitedHealthcare, EPO
$542$7,500$12,000
BronzeBlue HSA Bronze
Blue Cross and Blue Shield of Alabama, PPO
$552$7,900$7,900
BronzeUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)
UnitedHealthcare, EPO
$575$0$12,000
BronzeUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals)
UnitedHealthcare, EPO
$593$0$12,000
SilverBlue Statewide Silver EPO
Blue Cross and Blue Shield of Alabama, EPO
$724$4,000$10,000
SilverBlue Standardized Statewide Silver EPO standard
Blue Cross and Blue Shield of Alabama, EPO
$734$6,400$10,300
SilverBlue Standardized Silver standard
Blue Cross and Blue Shield of Alabama, PPO
$738$6,400$10,300
SilverUHC Silver Standard ($0 Insulin, No Referrals) standard
UnitedHealthcare, EPO
$774$6,400$10,300
SilverUHC Silver Standard- ($0 Insulin, No Referrals) standard
UnitedHealthcare, EPO
$774$6,400$10,300
SilverBlue Cross Select Silver
Blue Cross and Blue Shield of Alabama, PPO
$777$5,000$10,600
SilverUHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals)
UnitedHealthcare, EPO
$785$3,500$10,000
SilverUHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals)
UnitedHealthcare, EPO
$793$0$11,500
SilverUHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)
UnitedHealthcare, EPO
$802$3,500$10,000
SilverUHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)
UnitedHealthcare, EPO
$810$0$11,500
GoldUHC Gold Standard ($0 Insulin, No Referrals) standard
UnitedHealthcare, EPO
$839$2,500$8,600
BronzeBronze Simple
Oscar Insurance Company, EPO
$861$9,150$12,000
GoldUHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals)
UnitedHealthcare, EPO
$865$750$8,000
SilverBlue Value Silver
Blue Cross and Blue Shield of Alabama, PPO
$872$3,500$12,000
GoldUHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)
UnitedHealthcare, EPO
$883$750$8,000
GoldUHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals)
UnitedHealthcare, EPO
$885$0$7,900
BronzeBronze Classic Standard standard
Oscar Insurance Company, EPO
$895$7,500$12,000
GoldUHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)
UnitedHealthcare, EPO
$902$0$7,900
BronzeBronze Simple Chronic Care CKM
Oscar Insurance Company, EPO
$925$5,500$12,000
BronzeBronze Elite + PCP Saver Plus
Oscar Insurance Company, EPO
$932$0$12,000
GoldBlue Standardized Gold standard
Blue Cross and Blue Shield of Alabama, PPO
$937$2,500$8,600
GoldBlue Cross Select Gold
Blue Cross and Blue Shield of Alabama, PPO
$1,014$850$6,000
SilverSilver Classic Standard standard
Oscar Insurance Company, EPO
$1,065$6,400$10,300
SilverSilver Simple PCP Saver
Oscar Insurance Company, EPO
$1,066$5,750$10,000
SilverSilver Core Plan
Oscar Insurance Company, EPO
$1,066$9,000$10,300
GoldBlue Value Gold
Blue Cross and Blue Shield of Alabama, PPO
$1,077$750$6,000
SilverSilver Simple Chronic Care CKM
Oscar Insurance Company, EPO
$1,095$6,500$10,500
GoldGold Classic Standard standard
Oscar Insurance Company, EPO
$1,212$2,500$8,600

Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.

Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.

Sources

  1. QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  2. QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  3. QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026

CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.