2027 health plan prices in Madison County, AL
In Madison County, Alabama, 4 insurers offer 58 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $750 a month for a 40-year-old before any credit, up 9.9% from 2026.
$750benchmark silver a month, age 40
$476cheapest bronze, age 40
$788cheapest gold, age 40
+9.9%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $587 | $373 |
| Age 27 | $615 | $391 |
| Age 30 | $666 | $423 |
| Age 40 | $750 | $476 |
| Age 50 | $1,049 | $666 |
| Age 60 | $1,593 | $1,011 |
All 58 plans
Show price for age:
| Catastrophic | Blue Protect Blue Cross and Blue Shield of Alabama, PPO | $421 | $12,000 | $12,000 |
| Bronze | Blue Statewide Bronze EPO Blue Cross and Blue Shield of Alabama, EPO | $476 | $9,500 | $12,000 |
| Bronze | Blue Standardized Statewide Bronze EPO standard Blue Cross and Blue Shield of Alabama, EPO | $530 | $7,500 | $12,000 |
| Bronze | Blue Standardized Bronze standard Blue Cross and Blue Shield of Alabama, PPO | $533 | $7,500 | $12,000 |
| Bronze | Blue Saver Bronze Blue Cross and Blue Shield of Alabama, PPO | $562 | $8,500 | $11,000 |
| Bronze | Blue HSA Bronze Blue Cross and Blue Shield of Alabama, PPO | $593 | $7,900 | $7,900 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $624 | $11,750 | $11,750 |
| Bronze | Signature Expanded Bronze standard Ambetter of Alabama, EPO | $630 | $7,500 | $12,000 |
| Bronze | Everyday Bronze Ambetter of Alabama, EPO | $639 | $9,350 | $11,000 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, EPO | $644 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter of Alabama, EPO | $647 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter of Alabama, EPO | $656 | $9,350 | $11,000 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, EPO | $666 | $7,500 | $12,000 |
| Bronze | Elite Bronze Ambetter of Alabama, EPO | $706 | $0 | $11,900 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $707 | $0 | $12,000 |
| Bronze | Elite Bronze + Vision + Adult Dental Ambetter of Alabama, EPO | $725 | $0 | $11,900 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $728 | $0 | $12,000 |
| Silver | Streamlined Silver Ambetter of Alabama, EPO | $735 | $4,700 | $11,300 |
| Silver | Signature Silver standard Ambetter of Alabama, EPO | $750 | $6,400 | $10,300 |
| Silver | Focused Silver Ambetter of Alabama, EPO | $761 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter of Alabama, EPO | $770 | $5,000 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter of Alabama, EPO | $770 | $6,400 | $10,300 |
| Silver | Blue Statewide Silver EPO Blue Cross and Blue Shield of Alabama, EPO | $778 | $4,000 | $10,000 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter of Alabama, EPO | $782 | $6,300 | $9,600 |
| Bronze | Bronze Simple Oscar Insurance Company, EPO | $785 | $9,150 | $12,000 |
| Gold | Signature Gold standard Ambetter of Alabama, EPO | $788 | $2,500 | $8,600 |
| Silver | Blue Standardized Statewide Silver EPO standard Blue Cross and Blue Shield of Alabama, EPO | $789 | $6,400 | $10,300 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter of Alabama, EPO | $791 | $5,000 | $10,000 |
| Silver | Blue Standardized Silver standard Blue Cross and Blue Shield of Alabama, PPO | $793 | $6,400 | $10,300 |
| Gold | Clear Gold Ambetter of Alabama, EPO | $799 | $1,200 | $9,150 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter of Alabama, EPO | $810 | $2,500 | $8,600 |
| Bronze | Bronze Classic Standard standard Oscar Insurance Company, EPO | $816 | $7,500 | $12,000 |
| Gold | Clear Gold + Vision + Adult Dental Ambetter of Alabama, EPO | $820 | $1,200 | $9,150 |
| Gold | Complete Gold Ambetter of Alabama, EPO | $829 | $1,450 | $9,500 |
| Silver | Blue Cross Select Silver Blue Cross and Blue Shield of Alabama, PPO | $836 | $5,000 | $10,600 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Insurance Company, EPO | $843 | $5,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Insurance Company, EPO | $850 | $0 | $12,000 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter of Alabama, EPO | $851 | $1,450 | $9,500 |
| Silver | Blue Value Silver Blue Cross and Blue Shield of Alabama, PPO | $938 | $3,500 | $12,000 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, EPO | $950 | $6,400 | $10,300 |
| Silver | UHC Silver Standard- ($0 Insulin, No Referrals) standard UnitedHealthcare, EPO | $950 | $6,400 | $10,300 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $964 | $3,500 | $10,000 |
| Silver | Silver Classic Standard standard Oscar Insurance Company, EPO | $971 | $6,400 | $10,300 |
| Silver | Silver Simple PCP Saver Oscar Insurance Company, EPO | $972 | $5,750 | $10,000 |
| Silver | Silver Core Plan Oscar Insurance Company, EPO | $972 | $9,000 | $10,300 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $974 | $0 | $11,500 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $986 | $3,500 | $10,000 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $995 | $0 | $11,500 |
| Silver | Silver Simple Chronic Care CKM Oscar Insurance Company, EPO | $998 | $6,500 | $10,500 |
| Gold | Blue Standardized Gold standard Blue Cross and Blue Shield of Alabama, PPO | $1,008 | $2,500 | $8,600 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, EPO | $1,031 | $2,500 | $8,600 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $1,063 | $750 | $8,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $1,084 | $750 | $8,000 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $1,087 | $0 | $7,900 |
| Gold | Blue Cross Select Gold Blue Cross and Blue Shield of Alabama, PPO | $1,089 | $850 | $6,000 |
| Gold | Gold Classic Standard standard Oscar Insurance Company, EPO | $1,105 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $1,108 | $0 | $7,900 |
| Gold | Blue Value Gold Blue Cross and Blue Shield of Alabama, PPO | $1,158 | $750 | $6,000 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.