2027 health plan prices in Santa Cruz County, AZ
In Santa Cruz County, Arizona, 5 insurers offer 64 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $598 a month for a 40-year-old before any credit, up 33.2% from 2026.
$598benchmark silver a month, age 40
$468cheapest bronze, age 40
$690cheapest gold, age 40
+33.2%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $468 | $366 |
| Age 27 | $490 | $384 |
| Age 30 | $531 | $416 |
| Age 40 | $598 | $468 |
| Age 50 | $836 | $654 |
| Age 60 | $1,270 | $994 |
All 64 plans
Show price for age:
| Bronze | Imperial Classic Bronze standard Imperial Insurance Companies, Inc., HMO | $468 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $541 | $11,750 | $11,750 |
| Bronze | Bronze Simple Oscar Health Plan, Inc., HMO | $547 | $9,150 | $12,000 |
| Bronze | PCP Guided Care Bronze standard Blue Cross Blue Shield of Arizona, HMO | $561 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin) standard UnitedHealthcare, HMO | $562 | $7,500 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Health Plan, Inc., HMO | $564 | $7,500 | $12,000 |
| Bronze | Core Value Bronze Blue Cross Blue Shield of Arizona, HMO | $571 | $7,500 | $12,000 |
| Bronze | Buena Salud Bronce Simple Para Diabetes Oscar Health Plan, Inc., HMO | $574 | $5,500 | $12,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Plan, Inc., HMO | $575 | $5,500 | $12,000 |
| Silver | Imperial Classic Silver standard Imperial Insurance Companies, Inc., HMO | $581 | $6,400 | $10,300 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Health Plan, Inc., HMO | $581 | $5,500 | $12,000 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $582 | $7,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Health Plan, Inc., HMO | $587 | $0 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter from Arizona Complete Health, HMO | $590 | $7,500 | $12,000 |
| Bronze | Buena Salud Bronce Simple Para Diabetes con Dental + Vision para Adultos Oscar Health Plan, Inc., HMO | $593 | $5,500 | $12,000 |
| Bronze | Everyday Bronze Ambetter from Arizona Complete Health, HMO | $597 | $9,350 | $11,000 |
| Silver | Imperial Preferred Silver Imperial Insurance Companies, Inc., HMO | $598 | $6,500 | $10,500 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Arizona Complete Health, HMO | $602 | $7,500 | $12,000 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $603 | $0 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus with Adult Dental & Vision Oscar Health Plan, Inc., HMO | $606 | $0 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter from Arizona Complete Health, HMO | $610 | $9,350 | $11,000 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $623 | $0 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Arizona Complete Health, HMO | $626 | $7,950 | $7,950 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Arizona Complete Health, HMO | $640 | $7,950 | $7,950 |
| Silver | Summit Silver Ambetter from Arizona Complete Health, HMO | $665 | $4,100 | $9,800 |
| Silver | Silver Simple PCP Saver Oscar Health Plan, Inc., HMO | $676 | $5,750 | $10,000 |
| Silver | PCP Guided Care Silver standard Blue Cross Blue Shield of Arizona, HMO | $677 | $6,400 | $10,300 |
| Silver | Signature Silver standard Ambetter from Arizona Complete Health, HMO | $681 | $6,400 | $10,300 |
| Silver | Silver Classic Standard standard Oscar Health Plan, Inc., HMO | $682 | $6,400 | $10,300 |
| Silver | Silver Simple Diabetes Oscar Health Plan, Inc., HMO | $686 | $6,500 | $10,600 |
| Silver | Silver Core Plan Oscar Health Plan, Inc., HMO | $687 | $9,000 | $10,300 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Plan, Inc., HMO | $689 | $6,200 | $10,300 |
| Gold | Imperial Classic Gold standard Imperial Insurance Companies, Inc., HMO | $690 | $2,500 | $8,600 |
| Silver | UHC Silver Standard ($0 Insulin) standard UnitedHealthcare, HMO | $690 | $6,400 | $10,300 |
| Silver | Complete Silver Ambetter from Arizona Complete Health, HMO | $692 | $6,950 | $9,850 |
| Silver | Silver Simple Women's Health with Menopause Benefits Oscar Health Plan, Inc., HMO | $692 | $6,000 | $10,600 |
| Silver | Silver Simple Chronic Care CKM Oscar Health Plan, Inc., HMO | $693 | $6,500 | $10,500 |
| Gold | Imperial Preferred Gold Imperial Insurance Companies, Inc., HMO | $694 | $1,000 | $8,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Arizona Complete Health, HMO | $696 | $6,400 | $10,300 |
| Silver | UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $701 | $5,000 | $10,000 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision Oscar Health Plan, Inc., HMO | $706 | $6,500 | $10,600 |
| Silver | Complete Silver + Vision + Adult Dental Ambetter from Arizona Complete Health, HMO | $707 | $6,950 | $9,850 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $715 | $0 | $11,500 |
| Silver | UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $721 | $5,000 | $10,000 |
| Silver | Core Value Silver Blue Cross Blue Shield of Arizona, HMO | $722 | $4,000 | $9,000 |
| Gold | Gold Simple Oscar Health Plan, Inc., HMO | $728 | $2,750 | $10,000 |
| Gold | Gold Simple with Early Retirement Benefits Oscar Health Plan, Inc., HMO | $729 | $3,000 | $8,500 |
| Gold | Gold Classic Standard standard Oscar Health Plan, Inc., HMO | $730 | $2,500 | $8,600 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $735 | $0 | $11,500 |
| Gold | Gold Simple Diabetes Oscar Health Plan, Inc., HMO | $744 | $2,000 | $10,600 |
| Gold | Signature Gold standard Ambetter from Arizona Complete Health, HMO | $747 | $2,500 | $8,600 |
| Gold | Gold Simple with Early Retirement Benefits including Adult Dental & Vision Oscar Health Plan, Inc., HMO | $748 | $3,000 | $8,500 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Arizona Complete Health, HMO | $763 | $2,500 | $8,600 |
| Gold | Gold Simple Diabetes with Adult Dental & Vision Oscar Health Plan, Inc., HMO | $764 | $2,000 | $10,600 |
| Silver | Everyday Copay Silver Blue Cross Blue Shield of Arizona, HMO | $767 | $2,000 | $10,000 |
| Gold | Everyday Gold Ambetter from Arizona Complete Health, HMO | $778 | $800 | $7,250 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Arizona Complete Health, HMO | $795 | $800 | $7,250 |
| Gold | UHC Gold Standard ($0 Insulin) standard UnitedHealthcare, HMO | $814 | $2,500 | $8,600 |
| Gold | PCP Guided Care Gold standard Blue Cross Blue Shield of Arizona, HMO | $817 | $2,500 | $8,600 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $844 | $1,450 | $7,100 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $852 | $0 | $9,300 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $864 | $1,450 | $7,100 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $872 | $0 | $9,300 |
| Gold | Everyday Copay Gold Blue Cross Blue Shield of Arizona, HMO | $875 | $1,500 | $6,000 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.