Marketplace Premiums

Florida

2027 health plan prices in Bay County, FL

In Bay County, Florida, 5 insurers offer 128 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $678 a month for a 40-year-old before any credit, down 0.6% from 2026.

$678benchmark silver a month, age 40
$522cheapest bronze, age 40
$708cheapest gold, age 40
-0.6%benchmark change from 2026

Benchmark and cheapest bronze by age

AgeBenchmark silverCheapest bronze
Age 21$531$409
Age 27$556$428
Age 30$603$464
Age 40$678$522
Age 50$948$730
Age 60$1,441$1,109

All 128 plans

Show price for age:
CatastrophicmyBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$418$12,000$12,000
BronzemyBlue Essentials Bronze (HSA) 27M07-30 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$522$11,975$12,000
BronzeSignature Expanded Bronze standard
Ambetter Health, HMO
$529$7,500$12,000
BronzeEveryday Bronze
Ambetter Health, HMO
$531$9,350$11,000
BronzeSignature Expanded Bronze + Vision + Adult Dental standard
Ambetter Health, HMO
$543$7,500$12,000
BronzeEveryday Bronze + Vision + Adult Dental
Ambetter Health, HMO
$545$9,350$11,000
BronzemyBlue Bronze (HSA) 2219 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$560$3,350$12,000
BronzemyBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$575$7,300$12,000
BronzeBronze Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Maintenance Organization of Florida, HMO
$575$9,000$12,000
BronzeElite Bronze
Ambetter Health, HMO
$586$0$11,800
BronzeElite Bronze + Vision + Adult Dental
Ambetter Health, HMO
$602$0$11,800
BronzeBronze Classic 4700
Oscar Health Maintenance Organization of Florida, HMO
$602$4,700$12,000
BronzeBronze Classic Standard standard
Oscar Health Maintenance Organization of Florida, HMO
$602$7,500$12,000
BronzemyBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$604$0$12,000
BronzemyBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$611$0$12,000
BronzeBronze Simple Diabetes
Oscar Health Maintenance Organization of Florida, HMO
$615$5,500$12,000
BronzemyBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$615$7,500$12,000
BronzemyBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$618$0$12,000
BronzemyBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$620$7,500$12,000
BronzeBronze Simple Chronic Care CKM
Oscar Health Maintenance Organization of Florida, HMO
$626$5,500$12,000
BronzeBronze Simple Diabetes with Adult Dental & Vision
Oscar Health Maintenance Organization of Florida, HMO
$635$5,500$12,000
BronzeBronze Elite + PCP Saver Plus
Oscar Health Maintenance Organization of Florida, HMO
$638$0$12,000
SilverClarity Silver
Ambetter Health, HMO
$642$8,000$9,400
BronzeBronze Elite + PCP Saver Plus with Adult Dental & Vision
Oscar Health Maintenance Organization of Florida, HMO
$658$0$12,000
BronzeBlueSelect Bronze (HSA) 27L01-01 (Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$659$8,000$11,150
SilverSignature Silver standard
Ambetter Health, HMO
$678$6,400$10,300
BronzeBlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX)
Florida Blue (BlueCross BlueShield FL), EPO
$684$7,175$8,275
SilverFocused Silver
Ambetter Health, HMO
$684$6,300$9,600
BronzeBlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$691$6,500$11,025
SilverEnhanced Diabetes Care Silver $0 Rx Options
Ambetter Health, HMO
$693$5,000$10,000
SilvermyBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$694$11,925$11,950
BronzeBlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$695$7,500$12,000
SilverSignature Silver + Vision + Adult Dental standard
Ambetter Health, HMO
$696$6,400$10,300
SilvermyBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$699$11,925$11,950
SilverFocused Silver + Vision + Adult Dental
Ambetter Health, HMO
$702$6,300$9,600
BronzeBlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$704$0$12,000
CatastrophicWellpoint Essential Catastrophic HSA (+ Incentives)
Wellpoint, HMO
$705$12,000$12,000
BronzeBlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$707$0$12,000
SilvermyBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$708$11,925$11,950
GoldSignature Gold standard
Ambetter Health, HMO
$708$2,500$8,600
SilverEnhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental
Ambetter Health, HMO
$712$5,000$10,000
GoldGold Basic
Oscar Health Maintenance Organization of Florida, HMO
$713$0$11,400
BronzeWellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives)
Wellpoint, HMO
$713$6,000$12,000
BronzeBlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$714$0$12,000
GoldEveryday Gold
Ambetter Health, HMO
$716$800$7,250
GoldComplete Gold
Ambetter Health, HMO
$721$1,450$9,500
BronzeWellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) Standard standard
Wellpoint, HMO
$721$7,500$12,000
BronzeWellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives)
Wellpoint, HMO
$726$5,500$12,000
BronzeBlueCare Bronze (HSA) 24K01-05 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$726$10,000$11,750
GoldSignature Gold + Vision + Adult Dental standard
Ambetter Health, HMO
$727$2,500$8,600
SilvermyBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$728$9,600$11,000
SilvermyBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$733$9,600$11,000
GoldEveryday Gold + Vision + Adult Dental
Ambetter Health, HMO
$735$800$7,250
BronzeWellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives)
Wellpoint, HMO
$738$5,500$12,000
GoldComplete Gold + Vision + Adult Dental
Ambetter Health, HMO
$740$1,450$9,500
BronzeWellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives)
Wellpoint, HMO
$742$4,500$12,000
SilvermyBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$742$9,600$11,000
GoldGold Classic Standard standard
Oscar Health Maintenance Organization of Florida, HMO
$745$2,500$8,600
GoldGold Simple Diabetes
Oscar Health Maintenance Organization of Florida, HMO
$748$2,000$10,600
SilvermyBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$754$6,400$10,150
SilvermyBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$758$6,400$10,150
BronzeBlueCare Bronze (HSA) 24K01-03 (3 PCP Visits for $0 then $55 / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$764$7,300$12,000
SilvermyBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$768$6,400$10,150
GoldGold SImple Diabetes with Adult Dental & Vision
Oscar Health Maintenance Organization of Florida, HMO
$768$2,000$10,600
SilverSilver Simple PCP Saver
Oscar Health Maintenance Organization of Florida, HMO
$769$5,750$10,000
SilverSilver Classic Standard standard
Oscar Health Maintenance Organization of Florida, HMO
$771$6,400$10,300
SilverSilver Core Plan
Oscar Health Maintenance Organization of Florida, HMO
$771$9,000$10,300
SilvermyBlue Silver 2237 ($60 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$773$4,000$8,900
SilvermyBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$778$4,000$8,900
BronzeBlueCare Bronze (HSA) 24K01-31S ($50 PCP Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$779$7,500$12,000
SilvermyBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$783$6,400$10,300
BronzeBlueCare Bronze (HSA) 24K01-09 (Rewards / $10 select RX)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$786$8,425$8,450
SilvermyBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$787$4,000$8,900
SilverSilver Simple Diabetes
Oscar Health Maintenance Organization of Florida, HMO
$789$6,500$10,600
SilverSilver Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Maintenance Organization of Florida, HMO
$791$6,200$10,300
SilvermyBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$795$6,400$10,300
SilverSilver Simple Women's Health with Menopause Benefits
Oscar Health Maintenance Organization of Florida, HMO
$796$6,000$10,600
SilverSilver Simple Chronic Care CKM
Oscar Health Maintenance Organization of Florida, HMO
$796$6,500$10,500
BronzeBlueCare Bronze (HSA) 24K01-25 ($50 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$798$0$12,000
SilverSilver Simple Diabetes with Adult Dental & Vision
Oscar Health Maintenance Organization of Florida, HMO
$809$6,500$10,600
SilverWellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) Standard standard
Wellpoint, HMO
$905$6,400$10,300
SilverWellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives)
Wellpoint, HMO
$922$5,000$10,000
SilverWellpoint Essential Silver 3500 ($0 Select Drugs + Incentives)
Wellpoint, HMO
$933$3,500$12,000
SilverWellpoint Essential Silver 1850 ($0 Select Drugs + Incentives)
Wellpoint, HMO
$939$1,850$10,000
SilverWellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives)
Wellpoint, HMO
$945$3,500$12,000
SilverBlueSelect Silver 27L01-05 ($20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$959$3,675$8,100
SilverBlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$964$3,675$8,100
SilverBlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$974$3,675$8,100
SilverBlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$987$3,575$8,575
SilverBlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$1,010$6,400$10,300
BronzeBlueOptions Bronze (HSA) 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,010$8,000$11,150
GoldWellpoint Essential Gold 800 ($0 Select Drugs + Incentives)
Wellpoint, HMO
$1,029$800$9,000
GoldWellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) Standard standard
Wellpoint, HMO
$1,040$2,500$8,600
GoldWellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives)
Wellpoint, HMO
$1,041$800$9,000
BronzeBlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,049$6,500$11,025
GoldWellpoint Essential Gold 1400 ($0 Select Drugs + Incentives)
Wellpoint, HMO
$1,053$1,400$5,000
SilverBlueCare Silver 24K01-02 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,054$4,000$8,175
BronzeBlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX)
Florida Blue (BlueCross BlueShield FL), PPO
$1,069$7,175$8,275
SilverBlueCare Silver 24K01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,071$4,000$10,550
BronzeBlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$1,074$7,500$12,000
SilverBlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,079$6,400$10,300
BronzeBlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,083$0$12,000
GoldmyBlue Essentials Gold 27M07-05 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,171$1,500$5,500
GoldmyBlue Gold 1605 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,174$1,500$5,500
GoldmyBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,201$2,500$8,600
GoldmyBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,214$2,500$8,600
GoldBlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,248$2,100$7,050
GoldBlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,272$0$7,300
GoldBlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,276$0$7,300
GoldBlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$1,309$2,500$8,600
GoldBlueCare Gold 24K01-10 ($45 PCP Visits / $80 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,385$1,500$6,450
GoldBlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,397$0$7,950
GoldBlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,418$2,500$8,600
PlatinumBlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,606$1,500$4,250
PlatinumBlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,634$0$4,025
PlatinumBlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$1,695$0$5,900
PlatinumBlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,714$1,000$4,000
PlatinumBlueCare Platinum 24K01-07 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,746$0$4,725
SilverBlueOptions Silver 24J01-03 ($20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,839$3,675$8,100
SilverBlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$1,846$6,400$10,300
PlatinumBlueCare Platinum 24K01-34S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), POS
$1,847$0$5,900
SilverBlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,869$3,575$8,575
GoldBlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,875$2,100$7,050
GoldBlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,894$0$7,300
GoldBlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$1,941$2,500$8,600
PlatinumBlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$2,466$1,500$4,250
PlatinumBlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$2,509$0$4,075
PlatinumBlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$2,555$0$5,900

Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.

Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.

Sources

  1. QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  2. QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  3. QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026

CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.