2027 health plan prices in Desoto County, FL
In Desoto County, Florida, 5 insurers offer 97 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $674 a month for a 40-year-old before any credit, down 5.3% from 2026.
$674benchmark silver a month, age 40
$526cheapest bronze, age 40
$704cheapest gold, age 40
-5.3%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $528 | $411 |
| Age 27 | $553 | $431 |
| Age 30 | $599 | $467 |
| Age 40 | $674 | $526 |
| Age 50 | $942 | $735 |
| Age 60 | $1,432 | $1,117 |
All 97 plans
Show price for age:
| Bronze | Signature Expanded Bronze standard Ambetter Health, HMO | $526 | $7,500 | $12,000 |
| Bronze | Everyday Bronze Ambetter Health, HMO | $528 | $9,350 | $11,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter Health, HMO | $540 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter Health, HMO | $541 | $9,350 | $11,000 |
| Bronze | Elite Bronze Ambetter Health, HMO | $583 | $0 | $11,800 |
| Bronze | Elite Bronze + Vision + Adult Dental Ambetter Health, HMO | $598 | $0 | $11,800 |
| Catastrophic | Wellpoint Essential Catastrophic HSA (+ Incentives) Wellpoint, HMO | $636 | $12,000 | $12,000 |
| Silver | Clarity Silver Ambetter Health, HMO | $638 | $8,000 | $9,400 |
| Bronze | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) Wellpoint, HMO | $644 | $6,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) Standard standard Wellpoint, HMO | $651 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives) Wellpoint, HMO | $655 | $5,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) Wellpoint, HMO | $666 | $5,500 | $12,000 |
| Bronze | Wellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives) Wellpoint, HMO | $670 | $4,500 | $12,000 |
| Bronze | BlueSelect Bronze (HSA) 27L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $673 | $8,000 | $11,150 |
| Silver | Signature Silver standard Ambetter Health, HMO | $674 | $6,400 | $10,300 |
| Silver | Focused Silver Ambetter Health, HMO | $680 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter Health, HMO | $689 | $5,000 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter Health, HMO | $692 | $6,400 | $10,300 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter Health, HMO | $698 | $6,300 | $9,600 |
| Bronze | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) Florida Blue (BlueCross BlueShield FL), EPO | $698 | $7,175 | $8,275 |
| Gold | Signature Gold standard Ambetter Health, HMO | $704 | $2,500 | $8,600 |
| Bronze | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $705 | $6,500 | $11,025 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter Health, HMO | $707 | $5,000 | $10,000 |
| Bronze | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $710 | $7,500 | $12,000 |
| Gold | Everyday Gold Ambetter Health, HMO | $711 | $800 | $7,250 |
| Gold | Complete Gold Ambetter Health, HMO | $717 | $1,450 | $9,500 |
| Bronze | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $719 | $0 | $12,000 |
| Bronze | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $722 | $0 | $12,000 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter Health, HMO | $722 | $2,500 | $8,600 |
| Bronze | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $729 | $0 | $12,000 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter Health, HMO | $730 | $800 | $7,250 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter Health, HMO | $735 | $1,450 | $9,500 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $782 | $11,750 | $11,750 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin) standard UnitedHealthcare, HMO | $802 | $7,500 | $12,000 |
| Silver | Wellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) Standard standard Wellpoint, HMO | $817 | $6,400 | $10,300 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $825 | $7,500 | $12,000 |
| Silver | Wellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives) Wellpoint, HMO | $832 | $5,000 | $10,000 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $841 | $0 | $12,000 |
| Silver | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) Wellpoint, HMO | $842 | $3,500 | $12,000 |
| Silver | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) Wellpoint, HMO | $847 | $1,850 | $10,000 |
| Silver | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) Wellpoint, HMO | $853 | $3,500 | $12,000 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $864 | $0 | $12,000 |
| Bronze | BlueCare Bronze (HSA) 24K01-05 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $880 | $10,000 | $11,750 |
| Bronze | BlueCare Bronze (HSA) 24K01-03 (3 PCP Visits for $0 then $55 / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $925 | $7,300 | $12,000 |
| Gold | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) Wellpoint, HMO | $929 | $800 | $9,000 |
| Gold | Wellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) Standard standard Wellpoint, HMO | $939 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives) Wellpoint, HMO | $940 | $800 | $9,000 |
| Bronze | BlueCare Bronze (HSA) 24K01-31S ($50 PCP Visits / Rewards) standard Florida Blue HMO (a BlueCross BlueShield FL company), POS | $944 | $7,500 | $12,000 |
| Gold | Wellpoint Essential Gold 1400 ($0 Select Drugs + Incentives) Wellpoint, HMO | $950 | $1,400 | $5,000 |
| Bronze | BlueCare Bronze (HSA) 24K01-09 (Rewards / $10 select RX) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $952 | $8,425 | $8,450 |
| Bronze | BlueCare Bronze (HSA) 24K01-25 ($50 PCP Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $967 | $0 | $12,000 |
| Silver | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $979 | $3,675 | $8,100 |
| Silver | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $984 | $3,675 | $8,100 |
| Silver | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $994 | $3,675 | $8,100 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $1,005 | $4,500 | $11,750 |
| Silver | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,007 | $3,575 | $8,575 |
| Silver | UHC Silver Standard ($0 Insulin) standard UnitedHealthcare, HMO | $1,019 | $6,400 | $10,300 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $1,029 | $4,500 | $11,750 |
| Silver | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $1,031 | $6,400 | $10,300 |
| Bronze | BlueOptions Bronze (HSA) 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,031 | $8,000 | $11,150 |
| Silver | UHC Silver Standard+ ($0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $1,043 | $6,400 | $10,300 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $1,057 | $0 | $11,300 |
| Bronze | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,071 | $6,500 | $11,025 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $1,081 | $0 | $11,300 |
| Bronze | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) Florida Blue (BlueCross BlueShield FL), PPO | $1,091 | $7,175 | $8,275 |
| Bronze | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $1,096 | $7,500 | $12,000 |
| Bronze | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,106 | $0 | $12,000 |
| Gold | UHC Gold Standard ($0 Insulin) standard UnitedHealthcare, HMO | $1,141 | $2,500 | $8,600 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $1,168 | $850 | $9,200 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $1,175 | $0 | $8,700 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $1,191 | $850 | $9,200 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $1,199 | $0 | $8,700 |
| Gold | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,274 | $2,100 | $7,050 |
| Silver | BlueCare Silver 24K01-02 (Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $1,277 | $4,000 | $8,175 |
| Silver | BlueCare Silver 24K01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $1,297 | $4,000 | $10,550 |
| Gold | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,298 | $0 | $7,300 |
| Gold | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,302 | $0 | $7,300 |
| Silver | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard Florida Blue HMO (a BlueCross BlueShield FL company), POS | $1,307 | $6,400 | $10,300 |
| Gold | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $1,336 | $2,500 | $8,600 |
| Platinum | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,639 | $1,500 | $4,250 |
| Platinum | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,668 | $0 | $4,025 |
| Gold | BlueCare Gold 24K01-10 ($45 PCP Visits / $80 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $1,678 | $1,500 | $6,450 |
| Gold | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $1,693 | $0 | $7,950 |
| Gold | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard Florida Blue HMO (a BlueCross BlueShield FL company), POS | $1,718 | $2,500 | $8,600 |
| Platinum | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $1,730 | $0 | $5,900 |
| Silver | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,877 | $3,675 | $8,100 |
| Silver | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $1,884 | $6,400 | $10,300 |
| Silver | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,908 | $3,575 | $8,575 |
| Gold | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,913 | $2,100 | $7,050 |
| Gold | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,933 | $0 | $7,300 |
| Gold | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $1,981 | $2,500 | $8,600 |
| Platinum | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $2,076 | $1,000 | $4,000 |
| Platinum | BlueCare Platinum 24K01-07 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company), POS | $2,115 | $0 | $4,725 |
| Platinum | BlueCare Platinum 24K01-34S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard Florida Blue HMO (a BlueCross BlueShield FL company), POS | $2,238 | $0 | $5,900 |
| Platinum | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $2,517 | $1,500 | $4,250 |
| Platinum | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $2,561 | $0 | $4,075 |
| Platinum | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $2,608 | $0 | $5,900 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.