Marketplace Premiums

Florida

2027 health plan prices in Highlands County, FL

In Highlands County, Florida, 4 insurers offer 95 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $778 a month for a 40-year-old before any credit, up 15.8% from 2026.

$778benchmark silver a month, age 40
$607cheapest bronze, age 40
$812cheapest gold, age 40
+15.8%benchmark change from 2026

Benchmark and cheapest bronze by age

AgeBenchmark silverCheapest bronze
Age 21$609$475
Age 27$638$498
Age 30$691$539
Age 40$778$607
Age 50$1,087$848
Age 60$1,652$1,288

All 95 plans

Show price for age:
CatastrophicmyBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$504$12,000$12,000
BronzeSignature Expanded Bronze standard
Ambetter Health, HMO
$607$7,500$12,000
BronzeEveryday Bronze
Ambetter Health, HMO
$609$9,350$11,000
BronzeSignature Expanded Bronze + Vision + Adult Dental standard
Ambetter Health, HMO
$623$7,500$12,000
BronzeEveryday Bronze + Vision + Adult Dental
Ambetter Health, HMO
$625$9,350$11,000
BronzemyBlue Essentials Bronze (HSA) 27M07-30 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$631$11,975$12,000
BronzeElite Bronze
Ambetter Health, HMO
$672$0$11,800
BronzemyBlue Bronze (HSA) 2219 (Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$676$3,350$12,000
BronzeElite Bronze + Vision + Adult Dental
Ambetter Health, HMO
$690$0$11,800
BronzemyBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$695$7,300$12,000
BronzemyBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$729$0$12,000
SilverClarity Silver
Ambetter Health, HMO
$737$8,000$9,400
BronzemyBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$738$0$12,000
BronzemyBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$743$7,500$12,000
BronzemyBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$746$0$12,000
BronzemyBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$749$7,500$12,000
SilverSignature Silver standard
Ambetter Health, HMO
$778$6,400$10,300
SilverFocused Silver
Ambetter Health, HMO
$784$6,300$9,600
SilverEnhanced Diabetes Care Silver $0 Rx Options
Ambetter Health, HMO
$795$5,000$10,000
SilverSignature Silver + Vision + Adult Dental standard
Ambetter Health, HMO
$798$6,400$10,300
SilverFocused Silver + Vision + Adult Dental
Ambetter Health, HMO
$805$6,300$9,600
GoldSignature Gold standard
Ambetter Health, HMO
$812$2,500$8,600
SilverEnhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental
Ambetter Health, HMO
$816$5,000$10,000
GoldEveryday Gold
Ambetter Health, HMO
$821$800$7,250
BronzeBlueSelect Bronze (HSA) 27L01-01 (Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$826$8,000$11,150
GoldComplete Gold
Ambetter Health, HMO
$827$1,450$9,500
GoldSignature Gold + Vision + Adult Dental standard
Ambetter Health, HMO
$833$2,500$8,600
SilvermyBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$838$11,925$11,950
GoldEveryday Gold + Vision + Adult Dental
Ambetter Health, HMO
$842$800$7,250
SilvermyBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$844$11,925$11,950
GoldComplete Gold + Vision + Adult Dental
Ambetter Health, HMO
$849$1,450$9,500
SilvermyBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$855$11,925$11,950
BronzeBlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX)
Florida Blue (BlueCross BlueShield FL), EPO
$857$7,175$8,275
BronzeBlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$866$6,500$11,025
BronzeBlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$872$7,500$12,000
SilvermyBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$880$9,600$11,000
BronzeBlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$882$0$12,000
SilvermyBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$885$9,600$11,000
BronzeBlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$886$0$12,000
BronzeBlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$895$0$12,000
SilvermyBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$896$9,600$11,000
SilvermyBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$911$6,400$10,150
SilvermyBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$916$6,400$10,150
SilvermyBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$928$6,400$10,150
SilvermyBlue Silver 2237 ($60 PCP Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$934$4,000$8,900
SilvermyBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$939$4,000$8,900
SilvermyBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$946$6,400$10,300
SilvermyBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$951$4,000$8,900
SilvermyBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$960$6,400$10,300
BronzeUHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin)
UnitedHealthcare, HMO
$969$11,750$11,750
BronzeUHC Bronze Standard (HSA, $0 Insulin) standard
UnitedHealthcare, HMO
$993$7,500$12,000
BronzeUHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard
UnitedHealthcare, HMO
$1,022$7,500$12,000
BronzeUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin)
UnitedHealthcare, HMO
$1,042$0$12,000
BronzeUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision)
UnitedHealthcare, HMO
$1,071$0$12,000
SilverBlueSelect Silver 27L01-05 ($20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,202$3,675$8,100
SilverBlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,208$3,675$8,100
SilverBlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,220$3,675$8,100
SilverBlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,237$3,575$8,575
SilverUHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)
UnitedHealthcare, HMO
$1,246$4,500$11,750
SilverUHC Silver Standard ($0 Insulin) standard
UnitedHealthcare, HMO
$1,263$6,400$10,300
SilverBlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$1,266$6,400$10,300
BronzeBlueOptions Bronze (HSA) 24J01-06 (Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,266$8,000$11,150
SilverUHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision)
UnitedHealthcare, HMO
$1,275$4,500$11,750
SilverUHC Silver Standard+ ($0 Insulin, Dental + Vision) standard
UnitedHealthcare, HMO
$1,292$6,400$10,300
SilverUHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)
UnitedHealthcare, HMO
$1,310$0$11,300
BronzeBlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,315$6,500$11,025
SilverUHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)
UnitedHealthcare, HMO
$1,339$0$11,300
BronzeBlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX)
Florida Blue (BlueCross BlueShield FL), PPO
$1,339$7,175$8,275
BronzeBlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$1,346$7,500$12,000
BronzeBlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$1,358$0$12,000
GoldUHC Gold Standard ($0 Insulin) standard
UnitedHealthcare, HMO
$1,414$2,500$8,600
GoldmyBlue Essentials Gold 27M07-05 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,414$1,500$5,500
GoldmyBlue Gold 1605 ($10 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,419$1,500$5,500
GoldUHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin)
UnitedHealthcare, HMO
$1,447$850$9,200
GoldmyBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,451$2,500$8,600
GoldUHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin)
UnitedHealthcare, HMO
$1,456$0$8,700
GoldmyBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue HMO (a BlueCross BlueShield FL company), HMO
$1,466$2,500$8,600
GoldUHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision)
UnitedHealthcare, HMO
$1,476$850$9,200
GoldUHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision)
UnitedHealthcare, HMO
$1,485$0$8,700
GoldBlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,565$2,100$7,050
GoldBlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,595$0$7,300
GoldBlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$1,599$0$7,300
GoldBlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$1,641$2,500$8,600
PlatinumBlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$2,013$1,500$4,250
PlatinumBlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), EPO
$2,048$0$4,025
PlatinumBlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), EPO
$2,124$0$5,900
SilverBlueOptions Silver 24J01-03 ($20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$2,305$3,675$8,100
SilverBlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$2,314$6,400$10,300
SilverBlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$2,343$3,575$8,575
GoldBlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$2,350$2,100$7,050
GoldBlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$2,374$0$7,300
GoldBlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$2,433$2,500$8,600
PlatinumBlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$3,091$1,500$4,250
PlatinumBlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL), PPO
$3,144$0$4,075
PlatinumBlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard
Florida Blue (BlueCross BlueShield FL), PPO
$3,202$0$5,900

Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.

Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.

Sources

  1. QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  2. QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
  3. QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026

CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.