2027 health plan prices in Monroe County, FL
In Monroe County, Florida, 2 insurers offer 53 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $1,518 a month for a 40-year-old before any credit, up 18.8% from 2026.
$1,518benchmark silver a month, age 40
$1,050cheapest bronze, age 40
$1,405cheapest gold, age 40
+18.8%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $1,188 | $822 |
| Age 27 | $1,245 | $861 |
| Age 30 | $1,348 | $933 |
| Age 40 | $1,518 | $1,050 |
| Age 50 | $2,122 | $1,468 |
| Age 60 | $3,224 | $2,231 |
All 53 plans
Show price for age:
| Bronze | BlueSelect Bronze (HSA) 27L01-01 (Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,050 | $8,000 | $11,150 |
| Bronze | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) Florida Blue (BlueCross BlueShield FL), EPO | $1,090 | $7,175 | $8,275 |
| Bronze | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,100 | $6,500 | $11,025 |
| Bronze | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $1,108 | $7,500 | $12,000 |
| Bronze | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,122 | $0 | $12,000 |
| Bronze | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,127 | $0 | $12,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida, HMO | $1,133 | $9,000 | $12,000 |
| Bronze | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,138 | $0 | $12,000 |
| Bronze | Bronze Classic 4700 Oscar Health Maintenance Organization of Florida, HMO | $1,186 | $4,700 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Health Maintenance Organization of Florida, HMO | $1,187 | $7,500 | $12,000 |
| Bronze | Bronze Simple Diabetes Oscar Health Maintenance Organization of Florida, HMO | $1,211 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida, HMO | $1,234 | $5,500 | $12,000 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision Oscar Health Maintenance Organization of Florida, HMO | $1,251 | $5,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Health Maintenance Organization of Florida, HMO | $1,257 | $0 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus with Adult Dental & Vision Oscar Health Maintenance Organization of Florida, HMO | $1,297 | $0 | $12,000 |
| Gold | Gold Basic Oscar Health Maintenance Organization of Florida, HMO | $1,405 | $0 | $11,400 |
| Gold | Gold Classic Standard standard Oscar Health Maintenance Organization of Florida, HMO | $1,469 | $2,500 | $8,600 |
| Gold | Gold Simple Diabetes Oscar Health Maintenance Organization of Florida, HMO | $1,473 | $2,000 | $10,600 |
| Gold | Gold SImple Diabetes with Adult Dental & Vision Oscar Health Maintenance Organization of Florida, HMO | $1,513 | $2,000 | $10,600 |
| Silver | Silver Simple PCP Saver Oscar Health Maintenance Organization of Florida, HMO | $1,516 | $5,750 | $10,000 |
| Silver | Silver Classic Standard standard Oscar Health Maintenance Organization of Florida, HMO | $1,518 | $6,400 | $10,300 |
| Silver | Silver Core Plan Oscar Health Maintenance Organization of Florida, HMO | $1,520 | $9,000 | $10,300 |
| Silver | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,528 | $3,675 | $8,100 |
| Silver | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,536 | $3,675 | $8,100 |
| Silver | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,551 | $3,675 | $8,100 |
| Silver | Silver Simple Diabetes Oscar Health Maintenance Organization of Florida, HMO | $1,554 | $6,500 | $10,600 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Maintenance Organization of Florida, HMO | $1,558 | $6,200 | $10,300 |
| Silver | Silver Simple Women's Health with Menopause Benefits Oscar Health Maintenance Organization of Florida, HMO | $1,568 | $6,000 | $10,600 |
| Silver | Silver Simple Chronic Care CKM Oscar Health Maintenance Organization of Florida, HMO | $1,568 | $6,500 | $10,500 |
| Silver | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,572 | $3,575 | $8,575 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision Oscar Health Maintenance Organization of Florida, HMO | $1,594 | $6,500 | $10,600 |
| Silver | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $1,609 | $6,400 | $10,300 |
| Bronze | BlueOptions Bronze (HSA) 24J01-06 (Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,609 | $8,000 | $11,150 |
| Bronze | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,672 | $6,500 | $11,025 |
| Bronze | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) Florida Blue (BlueCross BlueShield FL), PPO | $1,702 | $7,175 | $8,275 |
| Bronze | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $1,711 | $7,500 | $12,000 |
| Bronze | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $1,726 | $0 | $12,000 |
| Gold | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $1,989 | $2,100 | $7,050 |
| Gold | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $2,027 | $0 | $7,300 |
| Gold | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $2,032 | $0 | $7,300 |
| Gold | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $2,086 | $2,500 | $8,600 |
| Platinum | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $2,558 | $1,500 | $4,250 |
| Platinum | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), EPO | $2,603 | $0 | $4,025 |
| Platinum | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), EPO | $2,700 | $0 | $5,900 |
| Silver | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $2,930 | $3,675 | $8,100 |
| Silver | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $2,941 | $6,400 | $10,300 |
| Silver | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $2,978 | $3,575 | $8,575 |
| Gold | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $2,986 | $2,100 | $7,050 |
| Gold | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $3,017 | $0 | $7,300 |
| Gold | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $3,092 | $2,500 | $8,600 |
| Platinum | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $3,929 | $1,500 | $4,250 |
| Platinum | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) Florida Blue (BlueCross BlueShield FL), PPO | $3,997 | $0 | $4,075 |
| Platinum | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) standard Florida Blue (BlueCross BlueShield FL), PPO | $4,070 | $0 | $5,900 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.