2027 health plan prices in St. Joseph County, IN
In St. Joseph County, Indiana, 2 insurers offer 31 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $495 a month for a 40-year-old before any credit, up 8.0% from 2026.
$495benchmark silver a month, age 40
$432cheapest bronze, age 40
$658cheapest gold, age 40
+8.0%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $388 | $338 |
| Age 27 | $406 | $354 |
| Age 30 | $440 | $383 |
| Age 40 | $495 | $432 |
| Age 50 | $692 | $603 |
| Age 60 | $1,052 | $917 |
All 31 plans
Show price for age:
| Catastrophic | Anthem Catastrophic Essential HSA (+ Incentives) Anthem Blue Cross and Blue Shield, HMO | $422 | $12,000 | $12,000 |
| Bronze | Anthem Bronze Essential 11700 HSA ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $432 | $11,700 | $11,700 |
| Bronze | Anthem Bronze Essential 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $440 | $11,700 | $11,700 |
| Bronze | Anthem Bronze Essential POS 5500 HSA ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, POS | $456 | $5,500 | $12,000 |
| Bronze | Anthem Bronze Essential 7500 HSA Standard ($0 Select Drugs + Incentives) standard Anthem Blue Cross and Blue Shield, HMO | $459 | $7,500 | $12,000 |
| Bronze | Anthem Bronze Essential POS 7500 HSA Standard ($0 Select Drugs + Incentives) standard Anthem Blue Cross and Blue Shield, POS | $459 | $7,500 | $12,000 |
| Bronze | Anthem Heart Healthy Bronze Essential 4500 HSA ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $464 | $4,500 | $12,000 |
| Silver | Anthem Silver Essential 7000 ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $487 | $7,000 | $11,600 |
| Bronze | Anthem Bronze Essential 6750 HSA ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $494 | $6,750 | $8,500 |
| Silver | Anthem Silver Essential 7000 Adult Dental/Vision ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $495 | $7,000 | $11,600 |
| Silver | Anthem Heart Healthy Silver Essential 4500 ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $511 | $4,500 | $12,000 |
| Silver | Anthem Silver Essential 6400 Standard ($0 Select Drugs + Incentives) standard Anthem Blue Cross and Blue Shield, HMO | $516 | $6,400 | $10,300 |
| Bronze | Signature Expanded Bronze standard Ambetter Health, HMO | $520 | $7,500 | $12,000 |
| Bronze | Everyday Bronze Ambetter Health, HMO | $525 | $9,350 | $11,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter Health, HMO | $535 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter Health, HMO | $540 | $9,350 | $11,000 |
| Bronze | Choice Bronze HSA Ambetter Health, HMO | $547 | $7,950 | $7,950 |
| Silver | Signature Silver standard Ambetter Health, HMO | $561 | $6,400 | $10,300 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter Health, HMO | $563 | $7,950 | $7,950 |
| Silver | Focused Silver Ambetter Health, HMO | $567 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter Health, HMO | $574 | $5,000 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter Health, HMO | $577 | $6,400 | $10,300 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter Health, HMO | $583 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter Health, HMO | $590 | $5,000 | $10,000 |
| Gold | Signature Gold standard Ambetter Health, HMO | $658 | $2,500 | $8,600 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter Health, HMO | $677 | $2,500 | $8,600 |
| Gold | Complete Gold Ambetter Health, HMO | $689 | $1,450 | $9,500 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter Health, HMO | $708 | $1,450 | $9,500 |
| Gold | Elite Gold Ambetter Health, HMO | $726 | $0 | $8,150 |
| Gold | Elite Gold + Vision + Adult Dental Ambetter Health, HMO | $746 | $0 | $8,150 |
| Gold | Anthem Gold Essential 2500 Standard ($0 Select Drugs + Incentives) standard Anthem Blue Cross and Blue Shield, HMO | $910 | $2,500 | $8,600 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.