2027 health plan prices in Adair County, IA
In Adair County, Iowa, 4 insurers offer 55 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $600 a month for a 40-year-old before any credit, up 19.5% from 2026.
$600benchmark silver a month, age 40
$407cheapest bronze, age 40
$521cheapest gold, age 40
+19.5%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $469 | $318 |
| Age 27 | $492 | $333 |
| Age 30 | $533 | $361 |
| Age 40 | $600 | $407 |
| Age 50 | $838 | $568 |
| Age 60 | $1,274 | $863 |
All 55 plans
Show price for age:
| Bronze | Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc., HMO | $407 | $7,200 | $11,500 |
| Bronze | Bronze Classic Standard | MercyOne standard Oscar Insurance Company, EPO | $411 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 | MercyOne Oscar Insurance Company, EPO | $411 | $4,700 | $12,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne Oscar Insurance Company, EPO | $418 | $5,500 | $12,000 |
| Bronze | Bronze Simple Diabetes | MercyOne Oscar Insurance Company, EPO | $418 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM | MercyOne Oscar Insurance Company, EPO | $426 | $5,500 | $12,000 |
| Bronze | Wellmark Standard Bronze HMO standard Wellmark Health Plan of Iowa, Inc., HMO | $435 | $7,500 | $12,000 |
| Bronze | Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc., HMO | $435 | $8,500 | $8,500 |
| Bronze | Bronze Elite + PCP Saver Plus | MercyOne Oscar Insurance Company, EPO | $448 | $0 | $12,000 |
| Bronze | Hy-Vee Health with Oscar Bronze Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care standard Oscar Insurance Company, EPO | $488 | $7,500 | $12,000 |
| Gold | Gold Classic Standard | MercyOne standard Oscar Insurance Company, EPO | $521 | $2,500 | $8,600 |
| Gold | Gold Elite Saver Plus | MercyOne Oscar Insurance Company, EPO | $522 | $0 | $11,750 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $525 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter Health, HMO | $526 | $7,500 | $12,000 |
| Bronze | UHC Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $528 | $8,000 | $12,000 |
| Bronze | Everyday Bronze Ambetter Health, HMO | $534 | $9,350 | $11,000 |
| Silver | Silver Simple PCP Saver | MercyOne Oscar Insurance Company, EPO | $535 | $5,750 | $10,000 |
| Bronze | UHC Bronze Value+ ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $542 | $8,000 | $12,000 |
| Gold | Gold Simple Women's Health with Menopause Benefits | MercyOne Oscar Insurance Company, EPO | $542 | $2,000 | $10,600 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter Health, HMO | $543 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter Health, HMO | $551 | $9,350 | $11,000 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $555 | $0 | $12,000 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $569 | $0 | $12,000 |
| Gold | Wellmark Standard Gold HMO standard Wellmark Health Plan of Iowa, Inc., HMO | $585 | $2,500 | $8,600 |
| Gold | Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc., HMO | $590 | $1,750 | $8,000 |
| Bronze | Elite Bronze Ambetter Health, HMO | $593 | $0 | $11,800 |
| Silver | Streamlined Silver Ambetter Health, HMO | $600 | $4,700 | $11,300 |
| Silver | Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc., HMO | $604 | $5,000 | $8,500 |
| Silver | Wellmark Standard Silver HMO standard Wellmark Health Plan of Iowa, Inc., HMO | $605 | $6,400 | $10,300 |
| Bronze | Elite Bronze + Vision + Adult Dental Ambetter Health, HMO | $612 | $0 | $11,800 |
| Silver | Signature Silver standard Ambetter Health, HMO | $615 | $6,400 | $10,300 |
| Silver | Focused Silver Ambetter Health, HMO | $623 | $6,300 | $9,600 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter Health, HMO | $634 | $6,400 | $10,300 |
| Gold | Hy-Vee Health with Oscar Gold Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care standard Oscar Insurance Company, EPO | $637 | $2,500 | $8,600 |
| Gold | Hy-Vee Health with Oscar Gold Elite Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care Oscar Insurance Company, EPO | $637 | $0 | $11,750 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter Health, HMO | $643 | $6,300 | $9,600 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $646 | $2,500 | $8,600 |
| Silver | Hy-Vee Health with Oscar Silver Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care standard Oscar Insurance Company, EPO | $647 | $6,400 | $10,300 |
| Silver | Hy-Vee Health with Oscar Silver Core Plan with $0 Visits at Hy-Vee Health Exemplar Care Oscar Insurance Company, EPO | $652 | $9,000 | $10,300 |
| Silver | Hy-Vee Health with Oscar Silver Simple Diabetes with $0 Visits at Hy-Vee Health Exemplar Care Oscar Insurance Company, EPO | $666 | $6,500 | $10,600 |
| Gold | Signature Gold standard Ambetter Health, HMO | $666 | $2,500 | $8,600 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $675 | $6,400 | $10,300 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $675 | $0 | $9,000 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $675 | $3,500 | $10,900 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $679 | $1,000 | $8,500 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $688 | $0 | $10,850 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter Health, HMO | $688 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $689 | $0 | $9,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $690 | $3,500 | $10,900 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $694 | $1,000 | $8,500 |
| Gold | Everyday Gold Ambetter Health, HMO | $697 | $800 | $7,250 |
| Gold | Complete Gold Ambetter Health, HMO | $702 | $1,450 | $9,500 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $702 | $0 | $10,850 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter Health, HMO | $720 | $800 | $7,250 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter Health, HMO | $724 | $1,450 | $9,500 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.