2027 health plan prices in Polk County, IA
In Polk County, Iowa, 3 insurers offer 43 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $483 a month for a 40-year-old before any credit, up 5.1% from 2026.
$483benchmark silver a month, age 40
$356cheapest bronze, age 40
$465cheapest gold, age 40
+5.1%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $378 | $278 |
| Age 27 | $396 | $292 |
| Age 30 | $429 | $316 |
| Age 40 | $483 | $356 |
| Age 50 | $674 | $497 |
| Age 60 | $1,025 | $755 |
All 43 plans
Show price for age:
| Bronze | Wellmark Bronze Standard | UnityPoint Health standard Wellmark Health Plan of Iowa, Inc., HMO | $356 | $7,500 | $12,000 |
| Bronze | Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc., HMO | $357 | $7,200 | $11,500 |
| Bronze | Bronze Classic Standard | MercyOne standard Oscar Insurance Company, EPO | $378 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 | MercyOne Oscar Insurance Company, EPO | $378 | $4,700 | $12,000 |
| Bronze | Wellmark Standard Bronze HMO standard Wellmark Health Plan of Iowa, Inc., HMO | $381 | $7,500 | $12,000 |
| Bronze | Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc., HMO | $382 | $8,500 | $8,500 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne Oscar Insurance Company, EPO | $385 | $5,500 | $12,000 |
| Bronze | Bronze Simple Diabetes | MercyOne Oscar Insurance Company, EPO | $385 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM | MercyOne Oscar Insurance Company, EPO | $392 | $5,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus | MercyOne Oscar Insurance Company, EPO | $412 | $0 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter Health, HMO | $413 | $7,500 | $12,000 |
| Bronze | Everyday Bronze Ambetter Health, HMO | $419 | $9,350 | $11,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter Health, HMO | $426 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter Health, HMO | $433 | $9,350 | $11,000 |
| Bronze | Hy-Vee Health with Oscar Bronze Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care standard Oscar Insurance Company, EPO | $449 | $7,500 | $12,000 |
| Gold | Wellmark Gold Primary Care | UnityPoint Health Wellmark Health Plan of Iowa, Inc., HMO | $465 | $2,300 | $8,500 |
| Bronze | Elite Bronze Ambetter Health, HMO | $466 | $0 | $11,800 |
| Silver | Streamlined Silver Ambetter Health, HMO | $471 | $4,700 | $11,300 |
| Gold | Gold Classic Standard | MercyOne standard Oscar Insurance Company, EPO | $479 | $2,500 | $8,600 |
| Gold | Gold Elite Saver Plus | MercyOne Oscar Insurance Company, EPO | $480 | $0 | $11,750 |
| Bronze | Elite Bronze + Vision + Adult Dental Ambetter Health, HMO | $481 | $0 | $11,800 |
| Silver | Signature Silver standard Ambetter Health, HMO | $483 | $6,400 | $10,300 |
| Silver | Wellmark Silver Primary Care | UnityPoint Health Wellmark Health Plan of Iowa, Inc., HMO | $487 | $5,700 | $8,500 |
| Silver | Focused Silver Ambetter Health, HMO | $489 | $6,300 | $9,600 |
| Silver | Silver Simple PCP Saver | MercyOne Oscar Insurance Company, EPO | $493 | $5,750 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter Health, HMO | $498 | $6,400 | $10,300 |
| Gold | Gold Simple Women's Health with Menopause Benefits | MercyOne Oscar Insurance Company, EPO | $499 | $2,000 | $10,600 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter Health, HMO | $505 | $6,300 | $9,600 |
| Gold | Wellmark Standard Gold HMO standard Wellmark Health Plan of Iowa, Inc., HMO | $513 | $2,500 | $8,600 |
| Gold | Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc., HMO | $518 | $1,750 | $8,000 |
| Gold | Signature Gold standard Ambetter Health, HMO | $523 | $2,500 | $8,600 |
| Silver | Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc., HMO | $530 | $5,000 | $8,500 |
| Silver | Wellmark Standard Silver HMO standard Wellmark Health Plan of Iowa, Inc., HMO | $530 | $6,400 | $10,300 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter Health, HMO | $540 | $2,500 | $8,600 |
| Gold | Everyday Gold Ambetter Health, HMO | $548 | $800 | $7,250 |
| Gold | Complete Gold Ambetter Health, HMO | $551 | $1,450 | $9,500 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter Health, HMO | $565 | $800 | $7,250 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter Health, HMO | $569 | $1,450 | $9,500 |
| Gold | Hy-Vee Health with Oscar Gold Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care standard Oscar Insurance Company, EPO | $586 | $2,500 | $8,600 |
| Gold | Hy-Vee Health with Oscar Gold Elite Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care Oscar Insurance Company, EPO | $586 | $0 | $11,750 |
| Silver | Hy-Vee Health with Oscar Silver Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care standard Oscar Insurance Company, EPO | $595 | $6,400 | $10,300 |
| Silver | Hy-Vee Health with Oscar Silver Core Plan with $0 Visits at Hy-Vee Health Exemplar Care Oscar Insurance Company, EPO | $600 | $9,000 | $10,300 |
| Silver | Hy-Vee Health with Oscar Silver Simple Diabetes with $0 Visits at Hy-Vee Health Exemplar Care Oscar Insurance Company, EPO | $613 | $6,500 | $10,600 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.