2027 health plan prices in Bay County, MI
In Bay County, Michigan, 5 insurers offer 59 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $580 a month for a 40-year-old before any credit, down 8.3% from 2026.
$580benchmark silver a month, age 40
$452cheapest bronze, age 40
$626cheapest gold, age 40
-8.3%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $454 | $354 |
| Age 27 | $476 | $371 |
| Age 30 | $515 | $401 |
| Age 40 | $580 | $452 |
| Age 50 | $811 | $631 |
| Age 60 | $1,232 | $960 |
All 59 plans
Show price for age:
| Catastrophic | Blue Cross® Select HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $424 | $12,000 | $12,000 |
| Catastrophic | MHP Young Adult/Catastrophic McLaren Health Plan Community, HMO | $437 | $12,000 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $452 | $11,000 | $11,000 |
| Catastrophic | Blue Cross® Preferred HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $454 | $12,000 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $457 | $7,500 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Plus HSA Blue Care Network of Michigan, HMO | $474 | $3,800 | $12,000 |
| Bronze | MyPriority Essential Bronze Priority Health, HMO | $483 | $9,000 | $12,000 |
| Bronze | Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $484 | $11,000 | $11,000 |
| Bronze | Blue Cross® Preferred HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $491 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter from Meridian, HMO | $492 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Meridian, HMO | $507 | $7,500 | $12,000 |
| Catastrophic | Blue Cross® Premier PPO Catastrophic HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $508 | $12,000 | $12,000 |
| Bronze | MyPriority Standard Bronze standard Priority Health, HMO | $513 | $7,500 | $12,000 |
| Bronze | MyPriority Value Bronze Priority Health, HMO | $520 | $10,500 | $10,500 |
| Bronze | Choice Bronze HSA Ambetter from Meridian, HMO | $520 | $7,950 | $7,950 |
| Bronze | MHP Bronze McLaren Health Plan Community, HMO | $536 | $8,250 | $10,150 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Meridian, HMO | $537 | $7,950 | $7,950 |
| Bronze | Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $539 | $11,000 | $11,000 |
| Bronze | MHP Expanded Bronze Standard standard McLaren Health Plan Community, HMO | $556 | $7,500 | $12,000 |
| Silver | Streamlined Silver Ambetter from Meridian, HMO | $560 | $4,700 | $11,300 |
| Bronze | Blue Cross® Premier PPO Bronze Plus HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $576 | $3,800 | $12,000 |
| Bronze | MHP Bronze Saver (Expanded) McLaren Health Plan Community, HMO | $580 | $8,500 | $8,500 |
| Silver | Signature Silver standard Ambetter from Meridian, HMO | $580 | $6,400 | $10,300 |
| Bronze | Blue Cross® Premier PPO Bronze Standard HSA standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $589 | $7,500 | $12,000 |
| Silver | Elite Silver Ambetter from Meridian, HMO | $591 | $0 | $10,300 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Meridian, HMO | $599 | $6,400 | $10,300 |
| Silver | Elite Silver + Vision + Adult Dental Ambetter from Meridian, HMO | $610 | $0 | $10,300 |
| Gold | Signature Gold standard Ambetter from Meridian, HMO | $626 | $2,500 | $8,600 |
| Gold | Blue Cross® Select HMO Gold Saver Blue Care Network of Michigan, HMO | $639 | $1,100 | $9,900 |
| Gold | Blue Cross® Select HMO Gold Standard standard Blue Care Network of Michigan, HMO | $643 | $2,500 | $8,600 |
| Gold | Apex Gold Ambetter from Meridian, HMO | $644 | $1,500 | $8,350 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Meridian, HMO | $646 | $2,500 | $8,600 |
| Silver | Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan, HMO | $646 | $5,000 | $9,000 |
| Gold | Everyday Gold Ambetter from Meridian, HMO | $651 | $800 | $7,250 |
| Gold | Apex Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $665 | $1,500 | $8,350 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $672 | $800 | $7,250 |
| Silver | Blue Cross® Select HMO Silver Standard standard Blue Care Network of Michigan, HMO | $683 | $6,400 | $10,300 |
| Gold | Blue Cross® Preferred HMO Gold Saver Blue Care Network of Michigan, HMO | $686 | $1,100 | $9,900 |
| Gold | Blue Cross® Preferred HMO Gold Standard standard Blue Care Network of Michigan, HMO | $690 | $2,500 | $8,600 |
| Gold | Blue Cross® Select HMO Gold Plus Blue Care Network of Michigan, HMO | $704 | $0 | $8,200 |
| Silver | Blue Cross® Select HMO Silver Plus Blue Care Network of Michigan, HMO | $709 | $6,800 | $11,700 |
| Silver | Blue Cross® Preferred HMO Silver Standard standard Blue Care Network of Michigan, HMO | $733 | $6,400 | $10,300 |
| Gold | Blue Cross® Preferred HMO Gold Plus Blue Care Network of Michigan, HMO | $755 | $0 | $8,200 |
| Silver | MHP Silver Exchange Rewards McLaren Health Plan Community, HMO | $759 | $2,000 | $9,000 |
| Silver | MyPriority Premier Silver Priority Health, HMO | $766 | $5,500 | $10,500 |
| Gold | MHP Gold Standard standard McLaren Health Plan Community, HMO | $775 | $2,500 | $8,600 |
| Gold | MHP Gold McLaren Health Plan Community, HMO | $776 | $2,100 | $8,000 |
| Silver | MyPriority Balanced Silver Priority Health, HMO | $788 | $4,000 | $9,000 |
| Silver | Blue Cross® Premier PPO Silver Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $797 | $6,400 | $10,300 |
| Silver | MHP Silver Standard standard McLaren Health Plan Community, HMO | $798 | $6,400 | $10,300 |
| Silver | MyPriority Standard Silver standard Priority Health, HMO | $803 | $6,400 | $10,300 |
| Silver | MHP Silver Exchange McLaren Health Plan Community, HMO | $804 | $4,250 | $10,150 |
| Silver | Blue Cross® Premier PPO Silver Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $811 | $6,800 | $11,700 |
| Silver | Blue Cross® Premier PPO Silver Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $833 | $5,000 | $9,000 |
| Gold | Blue Cross® Premier PPO Gold Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $849 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $873 | $1,100 | $9,900 |
| Gold | MyPriority Standard Gold standard Priority Health, HMO | $960 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $992 | $0 | $8,200 |
| Gold | MyPriority Enhanced Gold Priority Health, HMO | $1,072 | $0 | $9,200 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.