2027 health plan prices in Houghton County, MI
In Houghton County, Michigan, 2 insurers offer 17 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $1,034 a month for a 40-year-old before any credit, up 13.7% from 2026.
$1,034benchmark silver a month, age 40
$610cheapest bronze, age 40
$864cheapest gold, age 40
+13.7%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $809 | $477 |
| Age 27 | $848 | $500 |
| Age 30 | $919 | $542 |
| Age 40 | $1,034 | $610 |
| Age 50 | $1,446 | $853 |
| Age 60 | $2,197 | $1,296 |
All 17 plans
Show price for age:
| Catastrophic | Blue Cross® Preferred HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $572 | $12,000 | $12,000 |
| Bronze | Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $610 | $11,000 | $11,000 |
| Bronze | Blue Cross® Preferred HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $618 | $7,500 | $12,000 |
| Bronze | Blue Cross® Preferred HMO Bronze Plus HSA Blue Care Network of Michigan, HMO | $641 | $3,800 | $12,000 |
| Catastrophic | Blue Cross® Premier PPO Catastrophic HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $660 | $12,000 | $12,000 |
| Bronze | Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $700 | $11,000 | $11,000 |
| Bronze | Blue Cross® Premier PPO Bronze Plus HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $747 | $3,800 | $12,000 |
| Bronze | Blue Cross® Premier PPO Bronze Standard HSA standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $765 | $7,500 | $12,000 |
| Gold | Blue Cross® Preferred HMO Gold Saver Blue Care Network of Michigan, HMO | $864 | $1,100 | $9,900 |
| Gold | Blue Cross® Preferred HMO Gold Standard standard Blue Care Network of Michigan, HMO | $870 | $2,500 | $8,600 |
| Silver | Blue Cross® Preferred HMO Silver Standard standard Blue Care Network of Michigan, HMO | $924 | $6,400 | $10,300 |
| Gold | Blue Cross® Preferred HMO Gold Plus Blue Care Network of Michigan, HMO | $952 | $0 | $8,200 |
| Silver | Blue Cross® Premier PPO Silver Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,034 | $6,400 | $10,300 |
| Silver | Blue Cross® Premier PPO Silver Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,053 | $6,800 | $11,700 |
| Gold | Blue Cross® Premier PPO Gold Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,103 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,133 | $1,100 | $9,900 |
| Gold | Blue Cross® Premier PPO Gold Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,288 | $0 | $8,200 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.