2027 health plan prices in Lapeer County, MI
In Lapeer County, Michigan, 6 insurers offer 76 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $485 a month for a 40-year-old before any credit, up 25.0% from 2026.
$485benchmark silver a month, age 40
$411cheapest bronze, age 40
$523cheapest gold, age 40
+25.0%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $380 | $322 |
| Age 27 | $398 | $337 |
| Age 30 | $431 | $365 |
| Age 40 | $485 | $411 |
| Age 50 | $678 | $574 |
| Age 60 | $1,030 | $873 |
All 76 plans
Show price for age:
| Bronze | Signature Expanded Bronze standard Ambetter from Meridian, HMO | $411 | $7,500 | $12,000 |
| Catastrophic | MHP Young Adult/Catastrophic McLaren Health Plan Community, HMO | $417 | $12,000 | $12,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Meridian, HMO | $424 | $7,500 | $12,000 |
| Catastrophic | Blue Cross® Select HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $427 | $12,000 | $12,000 |
| Bronze | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $427 | $11,750 | $11,750 |
| Bronze | Choice Bronze HSA Ambetter from Meridian, HMO | $435 | $7,950 | $7,950 |
| Bronze | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $437 | $11,750 | $11,750 |
| Bronze | MyPriority Essential Bronze Priority Health, HMO | $438 | $9,000 | $12,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Meridian, HMO | $449 | $7,950 | $7,950 |
| Bronze | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) standard UnitedHealthcare, HMO | $453 | $7,500 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $455 | $11,000 | $11,000 |
| Bronze | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $457 | $11,750 | $11,750 |
| Catastrophic | Blue Cross® Preferred HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $458 | $12,000 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $461 | $7,500 | $12,000 |
| Bronze | MyPriority Standard Bronze standard Priority Health, HMO | $465 | $7,500 | $12,000 |
| Silver | Streamlined Silver Ambetter from Meridian, HMO | $469 | $4,700 | $11,300 |
| Bronze | MyPriority Value Bronze Priority Health, HMO | $472 | $10,500 | $10,500 |
| Bronze | Blue Cross® Select HMO Bronze Plus HSA Blue Care Network of Michigan, HMO | $478 | $3,800 | $12,000 |
| Silver | Signature Silver standard Ambetter from Meridian, HMO | $485 | $6,400 | $10,300 |
| Bronze | Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $488 | $11,000 | $11,000 |
| Bronze | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $493 | $0 | $12,000 |
| Bronze | Blue Cross® Preferred HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $494 | $7,500 | $12,000 |
| Silver | Elite Silver Ambetter from Meridian, HMO | $494 | $0 | $10,300 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Meridian, HMO | $500 | $6,400 | $10,300 |
| Silver | Elite Silver + Vision + Adult Dental Ambetter from Meridian, HMO | $510 | $0 | $10,300 |
| Bronze | MHP Bronze McLaren Health Plan Community, HMO | $512 | $8,250 | $10,150 |
| Bronze | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $513 | $0 | $12,000 |
| Catastrophic | Blue Cross® Premier PPO Catastrophic HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $522 | $12,000 | $12,000 |
| Gold | Signature Gold standard Ambetter from Meridian, HMO | $523 | $2,500 | $8,600 |
| Bronze | MHP Expanded Bronze Standard standard McLaren Health Plan Community, HMO | $531 | $7,500 | $12,000 |
| Gold | Apex Gold Ambetter from Meridian, HMO | $539 | $1,500 | $8,350 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Meridian, HMO | $540 | $2,500 | $8,600 |
| Gold | Everyday Gold Ambetter from Meridian, HMO | $545 | $800 | $7,250 |
| Bronze | MHP Bronze Saver (Expanded) McLaren Health Plan Community, HMO | $554 | $8,500 | $8,500 |
| Bronze | Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $554 | $11,000 | $11,000 |
| Gold | Apex Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $556 | $1,500 | $8,350 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $562 | $800 | $7,250 |
| Bronze | Blue Cross® Premier PPO Bronze Plus HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $592 | $3,800 | $12,000 |
| Bronze | Blue Cross® Premier PPO Bronze Standard HSA standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $606 | $7,500 | $12,000 |
| Silver | UHC Silver Value- (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $622 | $4,000 | $10,800 |
| Silver | UHC Silver Value (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $633 | $4,000 | $10,800 |
| Silver | UHC Silver Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $635 | $6,400 | $10,300 |
| Gold | Blue Cross® Select HMO Gold Saver Blue Care Network of Michigan, HMO | $644 | $1,100 | $9,900 |
| Silver | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $647 | $0 | $12,000 |
| Gold | Blue Cross® Select HMO Gold Standard standard Blue Care Network of Michigan, HMO | $648 | $2,500 | $8,600 |
| Silver | Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan, HMO | $651 | $5,000 | $9,000 |
| Silver | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $653 | $4,000 | $10,800 |
| Gold | UHC Gold Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $666 | $2,500 | $8,600 |
| Silver | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $666 | $0 | $12,000 |
| Gold | UHC Gold Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $675 | $1,500 | $8,800 |
| Silver | Blue Cross® Select HMO Silver Standard standard Blue Care Network of Michigan, HMO | $688 | $6,400 | $10,300 |
| Gold | Blue Cross® Preferred HMO Gold Saver Blue Care Network of Michigan, HMO | $691 | $1,100 | $9,900 |
| Gold | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $694 | $1,500 | $8,800 |
| Gold | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $694 | $0 | $8,500 |
| Silver | MyPriority Premier Silver Priority Health, HMO | $695 | $5,500 | $10,500 |
| Gold | Blue Cross® Preferred HMO Gold Standard standard Blue Care Network of Michigan, HMO | $695 | $2,500 | $8,600 |
| Gold | Blue Cross® Select HMO Gold Plus Blue Care Network of Michigan, HMO | $710 | $0 | $8,200 |
| Gold | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $714 | $0 | $8,500 |
| Silver | Blue Cross® Select HMO Silver Plus Blue Care Network of Michigan, HMO | $715 | $6,800 | $11,700 |
| Silver | MyPriority Balanced Silver Priority Health, HMO | $715 | $4,000 | $9,000 |
| Silver | MHP Silver Exchange Rewards McLaren Health Plan Community, HMO | $725 | $2,000 | $9,000 |
| Silver | MyPriority Standard Silver standard Priority Health, HMO | $729 | $6,400 | $10,300 |
| Silver | Blue Cross® Preferred HMO Silver Standard standard Blue Care Network of Michigan, HMO | $739 | $6,400 | $10,300 |
| Gold | MHP Gold Standard standard McLaren Health Plan Community, HMO | $740 | $2,500 | $8,600 |
| Gold | MHP Gold McLaren Health Plan Community, HMO | $742 | $2,100 | $8,000 |
| Gold | Blue Cross® Preferred HMO Gold Plus Blue Care Network of Michigan, HMO | $761 | $0 | $8,200 |
| Silver | MHP Silver Standard standard McLaren Health Plan Community, HMO | $763 | $6,400 | $10,300 |
| Silver | MHP Silver Exchange McLaren Health Plan Community, HMO | $768 | $4,250 | $10,150 |
| Silver | Blue Cross® Premier PPO Silver Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $819 | $6,400 | $10,300 |
| Silver | Blue Cross® Premier PPO Silver Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $834 | $6,800 | $11,700 |
| Silver | Blue Cross® Premier PPO Silver Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $856 | $5,000 | $9,000 |
| Gold | MyPriority Standard Gold standard Priority Health, HMO | $871 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $873 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $897 | $1,100 | $9,900 |
| Gold | MyPriority Enhanced Gold Priority Health, HMO | $972 | $0 | $9,200 |
| Gold | Blue Cross® Premier PPO Gold Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,020 | $0 | $8,200 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.