2027 health plan prices in Oakland County, MI
In Oakland County, Michigan, 6 insurers offer 82 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $529 a month for a 40-year-old before any credit, up 4.4% from 2026.
$529benchmark silver a month, age 40
$399cheapest bronze, age 40
$571cheapest gold, age 40
+4.4%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $414 | $312 |
| Age 27 | $434 | $327 |
| Age 30 | $470 | $354 |
| Age 40 | $529 | $399 |
| Age 50 | $740 | $557 |
| Age 60 | $1,124 | $847 |
All 82 plans
Show price for age:
| Catastrophic | Blue Cross® Local HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $386 | $12,000 | $12,000 |
| Bronze | MyPriority Essential Bronze Southeast Michigan Network Priority Health, HMO | $399 | $9,000 | $12,000 |
| Bronze | Blue Cross® Local HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $411 | $11,000 | $11,000 |
| Bronze | Blue Cross® Local HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $416 | $7,500 | $12,000 |
| Bronze | MyPriority Standard Bronze - Southeast Michigan Network standard Priority Health, HMO | $423 | $7,500 | $12,000 |
| Bronze | MyPriority Value Bronze Southeast Michigan Network Priority Health, HMO | $429 | $10,500 | $10,500 |
| Bronze | Blue Cross® Local HMO Bronze Plus HSA Blue Care Network of Michigan, HMO | $432 | $3,800 | $12,000 |
| Catastrophic | Blue Cross® Select HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $433 | $12,000 | $12,000 |
| Bronze | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $442 | $11,750 | $11,750 |
| Bronze | MyPriority Essential Bronze Priority Health, HMO | $444 | $9,000 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter from Meridian, HMO | $448 | $7,500 | $12,000 |
| Catastrophic | MHP Young Adult/Catastrophic McLaren Health Plan Community, HMO | $452 | $12,000 | $12,000 |
| Bronze | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $453 | $11,750 | $11,750 |
| Bronze | Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $462 | $11,000 | $11,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Meridian, HMO | $463 | $7,500 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $467 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) standard UnitedHealthcare, HMO | $469 | $7,500 | $12,000 |
| Bronze | MyPriority Standard Bronze standard Priority Health, HMO | $472 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $473 | $11,750 | $11,750 |
| Bronze | Choice Bronze HSA Ambetter from Meridian, HMO | $474 | $7,950 | $7,950 |
| Bronze | MyPriority Value Bronze Priority Health, HMO | $478 | $10,500 | $10,500 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Meridian, HMO | $490 | $7,950 | $7,950 |
| Bronze | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $510 | $0 | $12,000 |
| Silver | Streamlined Silver Ambetter from Meridian, HMO | $511 | $4,700 | $11,300 |
| Silver | Signature Silver standard Ambetter from Meridian, HMO | $529 | $6,400 | $10,300 |
| Bronze | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $531 | $0 | $12,000 |
| Silver | Elite Silver Ambetter from Meridian, HMO | $539 | $0 | $10,300 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Meridian, HMO | $546 | $6,400 | $10,300 |
| Bronze | MHP Bronze McLaren Health Plan Community, HMO | $554 | $8,250 | $10,150 |
| Silver | Elite Silver + Vision + Adult Dental Ambetter from Meridian, HMO | $556 | $0 | $10,300 |
| Catastrophic | Blue Cross® Premier PPO Catastrophic HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $560 | $12,000 | $12,000 |
| Gold | Signature Gold standard Ambetter from Meridian, HMO | $571 | $2,500 | $8,600 |
| Bronze | MHP Expanded Bronze Standard standard McLaren Health Plan Community, HMO | $575 | $7,500 | $12,000 |
| Gold | Blue Cross® Local HMO Gold Saver Blue Care Network of Michigan, HMO | $582 | $1,100 | $9,900 |
| Silver | Blue Cross® Local HMO Silver Saver Blue Care Network of Michigan, HMO | $586 | $5,000 | $9,000 |
| Gold | Blue Cross® Local HMO Gold Standard standard Blue Care Network of Michigan, HMO | $586 | $2,500 | $8,600 |
| Gold | Apex Gold Ambetter from Meridian, HMO | $588 | $1,500 | $8,350 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Meridian, HMO | $589 | $2,500 | $8,600 |
| Gold | Everyday Gold Ambetter from Meridian, HMO | $594 | $800 | $7,250 |
| Bronze | Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $595 | $11,000 | $11,000 |
| Bronze | MHP Bronze Saver (Expanded) McLaren Health Plan Community, HMO | $600 | $8,500 | $8,500 |
| Gold | Apex Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $606 | $1,500 | $8,350 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $613 | $800 | $7,250 |
| Silver | Blue Cross® Local HMO Silver Standard standard Blue Care Network of Michigan, HMO | $622 | $6,400 | $10,300 |
| Bronze | Blue Cross® Premier PPO Bronze Plus HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $635 | $3,800 | $12,000 |
| Gold | Blue Cross® Local HMO Gold Plus Blue Care Network of Michigan, HMO | $641 | $0 | $8,200 |
| Silver | UHC Silver Value- (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $644 | $4,000 | $10,800 |
| Bronze | Blue Cross® Premier PPO Bronze Standard HSA standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $650 | $7,500 | $12,000 |
| Gold | Blue Cross® Select HMO Gold Saver Blue Care Network of Michigan, HMO | $654 | $1,100 | $9,900 |
| Silver | UHC Silver Value (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $656 | $4,000 | $10,800 |
| Silver | UHC Silver Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $658 | $6,400 | $10,300 |
| Gold | Blue Cross® Select HMO Gold Standard standard Blue Care Network of Michigan, HMO | $658 | $2,500 | $8,600 |
| Silver | Blue Cross® Local HMO Silver Plus Blue Care Network of Michigan, HMO | $660 | $6,800 | $11,700 |
| Silver | Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan, HMO | $661 | $5,000 | $9,000 |
| Silver | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $670 | $0 | $12,000 |
| Silver | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $676 | $4,000 | $10,800 |
| Gold | UHC Gold Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $689 | $2,500 | $8,600 |
| Silver | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $690 | $0 | $12,000 |
| Gold | UHC Gold Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $698 | $1,500 | $8,800 |
| Silver | Blue Cross® Select HMO Silver Standard standard Blue Care Network of Michigan, HMO | $699 | $6,400 | $10,300 |
| Silver | MyPriority Premier Silver Priority Health, HMO | $704 | $5,500 | $10,500 |
| Gold | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $719 | $1,500 | $8,800 |
| Gold | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $719 | $0 | $8,500 |
| Gold | Blue Cross® Select HMO Gold Plus Blue Care Network of Michigan, HMO | $720 | $0 | $8,200 |
| Silver | MyPriority Balanced Silver Priority Health, HMO | $725 | $4,000 | $9,000 |
| Silver | MyPriority Standard Silver standard Priority Health, HMO | $738 | $6,400 | $10,300 |
| Gold | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $739 | $0 | $8,500 |
| Silver | MHP Silver Exchange Rewards McLaren Health Plan Community, HMO | $785 | $2,000 | $9,000 |
| Gold | MyPriority Standard Gold Southeast Michigan Network standard Priority Health, HMO | $792 | $2,500 | $8,600 |
| Gold | MHP Gold Standard standard McLaren Health Plan Community, HMO | $801 | $2,500 | $8,600 |
| Gold | MHP Gold McLaren Health Plan Community, HMO | $803 | $2,100 | $8,000 |
| Silver | MHP Silver Standard standard McLaren Health Plan Community, HMO | $826 | $6,400 | $10,300 |
| Silver | MHP Silver Exchange McLaren Health Plan Community, HMO | $831 | $4,250 | $10,150 |
| Silver | Blue Cross® Premier PPO Silver Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $878 | $6,400 | $10,300 |
| Gold | MyPriority Standard Gold standard Priority Health, HMO | $882 | $2,500 | $8,600 |
| Gold | MyPriority Enhanced Gold Southeast Michigan Network Priority Health, HMO | $885 | $0 | $9,200 |
| Silver | Blue Cross® Premier PPO Silver Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $894 | $6,800 | $11,700 |
| Silver | Blue Cross® Premier PPO Silver Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $919 | $5,000 | $9,000 |
| Gold | Blue Cross® Premier PPO Gold Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $936 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $962 | $1,100 | $9,900 |
| Gold | MyPriority Enhanced Gold Priority Health, HMO | $985 | $0 | $9,200 |
| Gold | Blue Cross® Premier PPO Gold Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,094 | $0 | $8,200 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.