2027 health plan prices in Saint Clair County, MI
In Saint Clair County, Michigan, 6 insurers offer 76 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $548 a month for a 40-year-old before any credit, up 26.6% from 2026.
$548benchmark silver a month, age 40
$456cheapest bronze, age 40
$591cheapest gold, age 40
+26.6%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $429 | $357 |
| Age 27 | $449 | $374 |
| Age 30 | $487 | $405 |
| Age 40 | $548 | $456 |
| Age 50 | $766 | $637 |
| Age 60 | $1,164 | $968 |
All 76 plans
Show price for age:
| Catastrophic | MHP Young Adult/Catastrophic McLaren Health Plan Community, HMO | $417 | $12,000 | $12,000 |
| Catastrophic | Blue Cross® Select HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $443 | $12,000 | $12,000 |
| Bronze | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $456 | $11,750 | $11,750 |
| Bronze | Signature Expanded Bronze standard Ambetter from Meridian, HMO | $464 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $467 | $11,750 | $11,750 |
| Bronze | MyPriority Essential Bronze Priority Health, HMO | $470 | $9,000 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $473 | $11,000 | $11,000 |
| Catastrophic | Blue Cross® Preferred HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $475 | $12,000 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $478 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Meridian, HMO | $479 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) standard UnitedHealthcare, HMO | $484 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $488 | $11,750 | $11,750 |
| Bronze | Choice Bronze HSA Ambetter from Meridian, HMO | $491 | $7,950 | $7,950 |
| Catastrophic | Blue Cross® Premier PPO Catastrophic HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $495 | $12,000 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Plus HSA Blue Care Network of Michigan, HMO | $496 | $3,800 | $12,000 |
| Bronze | MyPriority Standard Bronze standard Priority Health, HMO | $499 | $7,500 | $12,000 |
| Bronze | MyPriority Value Bronze Priority Health, HMO | $506 | $10,500 | $10,500 |
| Bronze | Blue Cross® Preferred HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $507 | $11,000 | $11,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Meridian, HMO | $507 | $7,950 | $7,950 |
| Bronze | MHP Bronze McLaren Health Plan Community, HMO | $512 | $8,250 | $10,150 |
| Bronze | Blue Cross® Preferred HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $513 | $7,500 | $12,000 |
| Bronze | Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $525 | $11,000 | $11,000 |
| Bronze | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $526 | $0 | $12,000 |
| Silver | Streamlined Silver Ambetter from Meridian, HMO | $529 | $4,700 | $11,300 |
| Bronze | MHP Expanded Bronze Standard standard McLaren Health Plan Community, HMO | $531 | $7,500 | $12,000 |
| Bronze | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $547 | $0 | $12,000 |
| Silver | Signature Silver standard Ambetter from Meridian, HMO | $548 | $6,400 | $10,300 |
| Bronze | MHP Bronze Saver (Expanded) McLaren Health Plan Community, HMO | $554 | $8,500 | $8,500 |
| Silver | Elite Silver Ambetter from Meridian, HMO | $558 | $0 | $10,300 |
| Bronze | Blue Cross® Premier PPO Bronze Plus HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $561 | $3,800 | $12,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Meridian, HMO | $565 | $6,400 | $10,300 |
| Bronze | Blue Cross® Premier PPO Bronze Standard HSA standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $574 | $7,500 | $12,000 |
| Silver | Elite Silver + Vision + Adult Dental Ambetter from Meridian, HMO | $576 | $0 | $10,300 |
| Gold | Signature Gold standard Ambetter from Meridian, HMO | $591 | $2,500 | $8,600 |
| Gold | Apex Gold Ambetter from Meridian, HMO | $609 | $1,500 | $8,350 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Meridian, HMO | $610 | $2,500 | $8,600 |
| Gold | Everyday Gold Ambetter from Meridian, HMO | $615 | $800 | $7,250 |
| Gold | Apex Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $628 | $1,500 | $8,350 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $635 | $800 | $7,250 |
| Silver | UHC Silver Value- (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $664 | $4,000 | $10,800 |
| Gold | Blue Cross® Select HMO Gold Saver Blue Care Network of Michigan, HMO | $669 | $1,100 | $9,900 |
| Gold | Blue Cross® Select HMO Gold Standard standard Blue Care Network of Michigan, HMO | $673 | $2,500 | $8,600 |
| Silver | UHC Silver Value (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $676 | $4,000 | $10,800 |
| Silver | Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan, HMO | $676 | $5,000 | $9,000 |
| Silver | UHC Silver Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $678 | $6,400 | $10,300 |
| Silver | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $691 | $0 | $12,000 |
| Silver | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $697 | $4,000 | $10,800 |
| Gold | UHC Gold Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $710 | $2,500 | $8,600 |
| Silver | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $711 | $0 | $12,000 |
| Silver | Blue Cross® Select HMO Silver Standard standard Blue Care Network of Michigan, HMO | $715 | $6,400 | $10,300 |
| Gold | Blue Cross® Preferred HMO Gold Saver Blue Care Network of Michigan, HMO | $717 | $1,100 | $9,900 |
| Gold | UHC Gold Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $720 | $1,500 | $8,800 |
| Gold | Blue Cross® Preferred HMO Gold Standard standard Blue Care Network of Michigan, HMO | $722 | $2,500 | $8,600 |
| Silver | MHP Silver Exchange Rewards McLaren Health Plan Community, HMO | $725 | $2,000 | $9,000 |
| Gold | Blue Cross® Select HMO Gold Plus Blue Care Network of Michigan, HMO | $737 | $0 | $8,200 |
| Gold | MHP Gold Standard standard McLaren Health Plan Community, HMO | $740 | $2,500 | $8,600 |
| Gold | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $741 | $1,500 | $8,800 |
| Gold | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $741 | $0 | $8,500 |
| Gold | MHP Gold McLaren Health Plan Community, HMO | $742 | $2,100 | $8,000 |
| Silver | Blue Cross® Select HMO Silver Plus Blue Care Network of Michigan, HMO | $742 | $6,800 | $11,700 |
| Silver | MyPriority Premier Silver Priority Health, HMO | $746 | $5,500 | $10,500 |
| Gold | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $762 | $0 | $8,500 |
| Silver | MHP Silver Standard standard McLaren Health Plan Community, HMO | $763 | $6,400 | $10,300 |
| Silver | Blue Cross® Preferred HMO Silver Standard standard Blue Care Network of Michigan, HMO | $767 | $6,400 | $10,300 |
| Silver | MyPriority Balanced Silver Priority Health, HMO | $768 | $4,000 | $9,000 |
| Silver | MHP Silver Exchange McLaren Health Plan Community, HMO | $768 | $4,250 | $10,150 |
| Silver | Blue Cross® Premier PPO Silver Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $776 | $6,400 | $10,300 |
| Silver | MyPriority Standard Silver standard Priority Health, HMO | $782 | $6,400 | $10,300 |
| Silver | Blue Cross® Premier PPO Silver Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $790 | $6,800 | $11,700 |
| Gold | Blue Cross® Preferred HMO Gold Plus Blue Care Network of Michigan, HMO | $790 | $0 | $8,200 |
| Silver | Blue Cross® Premier PPO Silver Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $812 | $5,000 | $9,000 |
| Gold | Blue Cross® Premier PPO Gold Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $827 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $850 | $1,100 | $9,900 |
| Gold | MyPriority Standard Gold standard Priority Health, HMO | $935 | $2,500 | $8,600 |
| Gold | Blue Cross® Premier PPO Gold Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $966 | $0 | $8,200 |
| Gold | MyPriority Enhanced Gold Priority Health, HMO | $1,044 | $0 | $9,200 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.