2027 health plan prices in Wayne County, MI
In Wayne County, Michigan, 6 insurers offer 82 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $591 a month for a 40-year-old before any credit, up 16.5% from 2026.
$591benchmark silver a month, age 40
$415cheapest bronze, age 40
$588cheapest gold, age 40
+16.5%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $463 | $325 |
| Age 27 | $485 | $340 |
| Age 30 | $525 | $369 |
| Age 40 | $591 | $415 |
| Age 50 | $827 | $580 |
| Age 60 | $1,256 | $882 |
All 82 plans
Show price for age:
| Catastrophic | Blue Cross® Local HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $390 | $12,000 | $12,000 |
| Bronze | Blue Cross® Local HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $415 | $11,000 | $11,000 |
| Bronze | MyPriority Essential Bronze Southeast Michigan Network Priority Health, HMO | $418 | $9,000 | $12,000 |
| Bronze | Blue Cross® Local HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $420 | $7,500 | $12,000 |
| Bronze | Blue Cross® Local HMO Bronze Plus HSA Blue Care Network of Michigan, HMO | $436 | $3,800 | $12,000 |
| Catastrophic | Blue Cross® Select HMO Catastrophic HSA Blue Care Network of Michigan, HMO | $438 | $12,000 | $12,000 |
| Bronze | MyPriority Standard Bronze - Southeast Michigan Network standard Priority Health, HMO | $444 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $449 | $11,750 | $11,750 |
| Bronze | MyPriority Value Bronze Southeast Michigan Network Priority Health, HMO | $450 | $10,500 | $10,500 |
| Bronze | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $460 | $11,750 | $11,750 |
| Bronze | MyPriority Essential Bronze Priority Health, HMO | $466 | $9,000 | $12,000 |
| Bronze | Blue Cross® Select HMO Bronze Saver HSA Blue Care Network of Michigan, HMO | $467 | $11,000 | $11,000 |
| Bronze | Blue Cross® Select HMO Bronze Standard HSA standard Blue Care Network of Michigan, HMO | $472 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) standard UnitedHealthcare, HMO | $477 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $481 | $11,750 | $11,750 |
| Bronze | MyPriority Standard Bronze standard Priority Health, HMO | $495 | $7,500 | $12,000 |
| Bronze | MyPriority Value Bronze Priority Health, HMO | $502 | $10,500 | $10,500 |
| Bronze | Signature Expanded Bronze standard Ambetter from Meridian, HMO | $502 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Meridian, HMO | $518 | $7,500 | $12,000 |
| Bronze | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) UnitedHealthcare, HMO | $518 | $0 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Meridian, HMO | $531 | $7,950 | $7,950 |
| Bronze | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $539 | $0 | $12,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Meridian, HMO | $548 | $7,950 | $7,950 |
| Catastrophic | MHP Young Adult/Catastrophic McLaren Health Plan Community, HMO | $558 | $12,000 | $12,000 |
| Catastrophic | Blue Cross® Premier PPO Catastrophic HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $564 | $12,000 | $12,000 |
| Silver | Streamlined Silver Ambetter from Meridian, HMO | $572 | $4,700 | $11,300 |
| Gold | Blue Cross® Local HMO Gold Saver Blue Care Network of Michigan, HMO | $588 | $1,100 | $9,900 |
| Silver | Blue Cross® Local HMO Silver Saver Blue Care Network of Michigan, HMO | $591 | $5,000 | $9,000 |
| Gold | Blue Cross® Local HMO Gold Standard standard Blue Care Network of Michigan, HMO | $592 | $2,500 | $8,600 |
| Silver | Signature Silver standard Ambetter from Meridian, HMO | $593 | $6,400 | $10,300 |
| Bronze | Blue Cross® Premier PPO Bronze Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $599 | $11,000 | $11,000 |
| Silver | Elite Silver Ambetter from Meridian, HMO | $604 | $0 | $10,300 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Meridian, HMO | $611 | $6,400 | $10,300 |
| Silver | Elite Silver + Vision + Adult Dental Ambetter from Meridian, HMO | $623 | $0 | $10,300 |
| Silver | Blue Cross® Local HMO Silver Standard standard Blue Care Network of Michigan, HMO | $628 | $6,400 | $10,300 |
| Gold | Signature Gold standard Ambetter from Meridian, HMO | $639 | $2,500 | $8,600 |
| Bronze | Blue Cross® Premier PPO Bronze Plus HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $639 | $3,800 | $12,000 |
| Gold | Blue Cross® Local HMO Gold Plus Blue Care Network of Michigan, HMO | $647 | $0 | $8,200 |
| Silver | UHC Silver Value- (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $654 | $4,000 | $10,800 |
| Bronze | Blue Cross® Premier PPO Bronze Standard HSA standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $655 | $7,500 | $12,000 |
| Gold | Apex Gold Ambetter from Meridian, HMO | $658 | $1,500 | $8,350 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Meridian, HMO | $659 | $2,500 | $8,600 |
| Gold | Blue Cross® Select HMO Gold Saver Blue Care Network of Michigan, HMO | $660 | $1,100 | $9,900 |
| Gold | Blue Cross® Select HMO Gold Standard standard Blue Care Network of Michigan, HMO | $664 | $2,500 | $8,600 |
| Gold | Everyday Gold Ambetter from Meridian, HMO | $665 | $800 | $7,250 |
| Silver | UHC Silver Value (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $666 | $4,000 | $10,800 |
| Silver | Blue Cross® Local HMO Silver Plus Blue Care Network of Michigan, HMO | $667 | $6,800 | $11,700 |
| Silver | Blue Cross® Select HMO Silver Saver Blue Care Network of Michigan, HMO | $668 | $5,000 | $9,000 |
| Silver | UHC Silver Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $668 | $6,400 | $10,300 |
| Gold | Apex Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $679 | $1,500 | $8,350 |
| Silver | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $680 | $0 | $12,000 |
| Bronze | MHP Bronze McLaren Health Plan Community, HMO | $684 | $8,250 | $10,150 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Meridian, HMO | $686 | $800 | $7,250 |
| Silver | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $686 | $4,000 | $10,800 |
| Gold | UHC Gold Standard (Virtual Urgent Care, No Referrals) standard UnitedHealthcare, HMO | $700 | $2,500 | $8,600 |
| Silver | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $701 | $0 | $12,000 |
| Silver | Blue Cross® Select HMO Silver Standard standard Blue Care Network of Michigan, HMO | $706 | $6,400 | $10,300 |
| Gold | UHC Gold Advantage (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $709 | $1,500 | $8,800 |
| Bronze | MHP Expanded Bronze Standard standard McLaren Health Plan Community, HMO | $709 | $7,500 | $12,000 |
| Gold | Blue Cross® Select HMO Gold Plus Blue Care Network of Michigan, HMO | $727 | $0 | $8,200 |
| Gold | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $730 | $1,500 | $8,800 |
| Gold | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare, HMO | $730 | $0 | $8,500 |
| Silver | MyPriority Premier Silver Priority Health, HMO | $739 | $5,500 | $10,500 |
| Bronze | MHP Bronze Saver (Expanded) McLaren Health Plan Community, HMO | $740 | $8,500 | $8,500 |
| Gold | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $751 | $0 | $8,500 |
| Silver | MyPriority Balanced Silver Priority Health, HMO | $760 | $4,000 | $9,000 |
| Silver | MyPriority Standard Silver standard Priority Health, HMO | $775 | $6,400 | $10,300 |
| Gold | MyPriority Standard Gold Southeast Michigan Network standard Priority Health, HMO | $831 | $2,500 | $8,600 |
| Silver | Blue Cross® Premier PPO Silver Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $885 | $6,400 | $10,300 |
| Silver | Blue Cross® Premier PPO Silver Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $901 | $6,800 | $11,700 |
| Silver | Blue Cross® Premier PPO Silver Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $926 | $5,000 | $9,000 |
| Gold | MyPriority Standard Gold standard Priority Health, HMO | $926 | $2,500 | $8,600 |
| Gold | MyPriority Enhanced Gold Southeast Michigan Network Priority Health, HMO | $928 | $0 | $9,200 |
| Gold | Blue Cross® Premier PPO Gold Standard standard Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $943 | $2,500 | $8,600 |
| Silver | MHP Silver Exchange Rewards McLaren Health Plan Community, HMO | $969 | $2,000 | $9,000 |
| Gold | Blue Cross® Premier PPO Gold Saver Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $969 | $1,100 | $9,900 |
| Gold | MHP Gold Standard standard McLaren Health Plan Community, HMO | $989 | $2,500 | $8,600 |
| Gold | MHP Gold McLaren Health Plan Community, HMO | $991 | $2,100 | $8,000 |
| Silver | MHP Silver Standard standard McLaren Health Plan Community, HMO | $1,019 | $6,400 | $10,300 |
| Silver | MHP Silver Exchange McLaren Health Plan Community, HMO | $1,026 | $4,250 | $10,150 |
| Gold | MyPriority Enhanced Gold Priority Health, HMO | $1,034 | $0 | $9,200 |
| Gold | Blue Cross® Premier PPO Gold Plus Blue Cross Blue Shield of Michigan Mutual Insurance Company, PPO | $1,102 | $0 | $8,200 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.