2027 health plan prices in Clay County, MO
In Clay County, Missouri, 4 insurers offer 56 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $650 a month for a 40-year-old before any credit, up 12.0% from 2026.
$650benchmark silver a month, age 40
$492cheapest bronze, age 40
$628cheapest gold, age 40
+12.0%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $509 | $385 |
| Age 27 | $533 | $403 |
| Age 30 | $578 | $437 |
| Age 40 | $650 | $492 |
| Age 50 | $909 | $687 |
| Age 60 | $1,381 | $1,044 |
All 56 plans
Show price for age:
| Bronze | Signature Expanded Bronze standard Ambetter Health, EPO | $492 | $7,500 | $12,000 |
| Bronze | Everyday Bronze Ambetter Health, EPO | $500 | $9,350 | $11,100 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter Health, EPO | $505 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter Health, EPO | $514 | $9,350 | $11,100 |
| Bronze | Blue KC Simply Blue First Bronze with $0 Spira Care Blue Metro Blue Cross and Blue Shield of Kansas City, EPO | $516 | $9,900 | $12,000 |
| Bronze | Blue KC First Choice Bronze with $0 Spira Care BlueSelect Blue Cross and Blue Shield of Kansas City, EPO | $530 | $9,900 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Insurance Company, EPO | $535 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 Oscar Insurance Company, EPO | $535 | $4,700 | $12,000 |
| Bronze | Elite Bronze Ambetter Health, EPO | $536 | $0 | $11,800 |
| Bronze | Bronze Simple Diabetes Oscar Insurance Company, EPO | $538 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Insurance Company, EPO | $539 | $5,500 | $12,000 |
| Bronze | Elite Bronze + Vision + Adult Dental Ambetter Health, EPO | $551 | $0 | $11,800 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Insurance Company, EPO | $557 | $0 | $12,000 |
| Bronze | Blue KC Standard Bronze BlueSelect standard Blue Cross and Blue Shield of Kansas City, EPO | $571 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $594 | $11,750 | $11,750 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, EPO | $624 | $7,500 | $12,000 |
| Gold | Signature Gold standard Ambetter Health, EPO | $628 | $2,500 | $8,600 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, EPO | $642 | $7,500 | $12,000 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter Health, EPO | $646 | $2,500 | $8,600 |
| Gold | Gold Elite Saver Plus Oscar Insurance Company, EPO | $646 | $0 | $11,750 |
| Gold | Gold Classic Standard standard Oscar Insurance Company, EPO | $649 | $2,500 | $8,600 |
| Silver | Signature Silver standard Ambetter Health, EPO | $649 | $6,400 | $10,300 |
| Gold | Gold Simple Oscar Insurance Company, EPO | $650 | $2,750 | $10,000 |
| Silver | Summit Silver Ambetter Health, EPO | $650 | $4,100 | $9,800 |
| Gold | Everyday Gold Ambetter Health, EPO | $651 | $800 | $7,250 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $660 | $0 | $12,000 |
| Gold | Complete Gold Ambetter Health, EPO | $661 | $1,450 | $9,500 |
| Silver | Complete Silver Ambetter Health, EPO | $662 | $6,950 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter Health, EPO | $668 | $6,400 | $10,300 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter Health, EPO | $669 | $800 | $7,250 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $678 | $0 | $12,000 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter Health, EPO | $679 | $1,450 | $9,500 |
| Silver | Complete Silver + Vision + Adult Dental Ambetter Health, EPO | $680 | $6,950 | $10,000 |
| Silver | Silver Core Plan Oscar Insurance Company, EPO | $691 | $9,000 | $10,300 |
| Silver | Silver Classic Standard standard Oscar Insurance Company, EPO | $692 | $6,400 | $10,300 |
| Silver | Silver Simple PCP Saver Oscar Insurance Company, EPO | $694 | $5,750 | $10,000 |
| Silver | Silver Simple Women's Health with Menopause Benefits Oscar Insurance Company, EPO | $699 | $6,000 | $11,000 |
| Silver | Silver Simple Diabetes Oscar Insurance Company, EPO | $701 | $6,500 | $10,600 |
| Silver | Silver Simple Chronic Care CKM Oscar Insurance Company, EPO | $702 | $6,500 | $10,500 |
| Gold | Blue KC Simply Blue Gold with $0 Spira Care Blue Metro Blue Cross and Blue Shield of Kansas City, EPO | $707 | $2,100 | $8,400 |
| Silver | Blue KC Simply Blue First Silver with $0 Spira Care Blue Metro Blue Cross and Blue Shield of Kansas City, EPO | $719 | $5,400 | $8,300 |
| Silver | Blue KC First Choice Silver with $0 Spira Care BlueSelect Blue Cross and Blue Shield of Kansas City, EPO | $751 | $4,900 | $8,500 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, EPO | $787 | $2,500 | $8,600 |
| Silver | Blue KC Standard Silver BlueSelect standard Blue Cross and Blue Shield of Kansas City, EPO | $787 | $6,400 | $10,300 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $792 | $2,000 | $8,100 |
| Gold | Blue KC Standard Gold BlueSelect standard Blue Cross and Blue Shield of Kansas City, EPO | $801 | $2,500 | $8,600 |
| Gold | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, EPO | $805 | $2,500 | $8,600 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $810 | $2,000 | $8,100 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $817 | $0 | $8,000 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, EPO | $832 | $6,400 | $10,300 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $836 | $0 | $8,000 |
| Silver | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $842 | $3,500 | $10,300 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, EPO | $844 | $0 | $12,000 |
| Silver | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, EPO | $850 | $6,400 | $10,300 |
| Silver | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $861 | $3,500 | $10,300 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, EPO | $863 | $0 | $12,000 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.