2027 health plan prices in Franklin County, NC
In Franklin County, North Carolina, 3 insurers offer 44 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $566 a month for a 40-year-old before any credit, down 4.2% from 2026.
$566benchmark silver a month, age 40
$495cheapest bronze, age 40
$631cheapest gold, age 40
-4.2%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $443 | $387 |
| Age 27 | $464 | $406 |
| Age 30 | $502 | $440 |
| Age 40 | $566 | $495 |
| Age 50 | $791 | $692 |
| Age 60 | $1,201 | $1,051 |
All 44 plans
Show price for age:
| Bronze | Signature Expanded Bronze standard Ambetter of North Carolina, HMO | $495 | $7,500 | $12,000 |
| Bronze | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance Blue Cross and Blue Shield of NC, EPO | $499 | $7,000 | $12,000 |
| Bronze | Everyday Bronze Ambetter of North Carolina, HMO | $503 | $9,350 | $11,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $510 | $7,500 | $12,000 |
| Bronze | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance standard Blue Cross and Blue Shield of NC, EPO | $512 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter of North Carolina, HMO | $518 | $9,350 | $11,000 |
| Bronze | Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | with UNC Health Alliance Blue Cross and Blue Shield of NC, EPO | $519 | $4,000 | $12,000 |
| Bronze | Blue Home Bronze HSA Eligible Plus | Integrated | with UNC Health Alliance Blue Cross and Blue Shield of NC, EPO | $538 | $8,700 | $8,700 |
| Bronze | Elite Bronze Ambetter of North Carolina, HMO | $558 | $0 | $11,900 |
| Silver | Streamlined Silver Ambetter of North Carolina, HMO | $561 | $4,700 | $11,300 |
| Silver | Clear Silver with $0 Insulin Options Ambetter of North Carolina, HMO | $566 | $7,900 | $7,900 |
| Silver | Signature Silver standard Ambetter of North Carolina, HMO | $572 | $6,400 | $10,300 |
| Bronze | Elite Bronze + Vision + Adult Dental Ambetter of North Carolina, HMO | $575 | $0 | $11,900 |
| Silver | Enhanced CHF Heart Care Silver $0 Rx Options Ambetter of North Carolina, HMO | $581 | $5,200 | $10,300 |
| Silver | Clear Silver with $0 Insulin Options + Vision + Adult Dental Ambetter of North Carolina, HMO | $583 | $7,900 | $7,900 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $589 | $6,400 | $10,300 |
| Silver | Enhanced Asthma/COPD Care Silver $0 Rx Options Ambetter of North Carolina, HMO | $591 | $5,900 | $9,400 |
| Silver | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental Ambetter of North Carolina, HMO | $599 | $5,200 | $10,300 |
| Silver | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental Ambetter of North Carolina, HMO | $609 | $5,900 | $9,400 |
| Gold | Signature Gold standard Ambetter of North Carolina, HMO | $631 | $2,500 | $8,600 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $650 | $2,500 | $8,600 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $652 | $11,750 | $11,750 |
| Gold | Complete Gold Ambetter of North Carolina, HMO | $665 | $1,450 | $9,500 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $674 | $7,500 | $12,000 |
| Silver | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with UNC Health Alliance Blue Cross and Blue Shield of NC, EPO | $675 | $2,700 | $12,000 |
| Silver | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with UNC Health Alliance standard Blue Cross and Blue Shield of NC, EPO | $680 | $6,400 | $10,300 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter of North Carolina, HMO | $685 | $1,450 | $9,500 |
| Silver | Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance Blue Cross and Blue Shield of NC, EPO | $690 | $3,500 | $12,000 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, HMO | $693 | $7,500 | $12,000 |
| Gold | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance Blue Cross and Blue Shield of NC, EPO | $695 | $1,800 | $12,000 |
| Gold | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with UNC Health Alliance standard Blue Cross and Blue Shield of NC, EPO | $701 | $2,500 | $8,600 |
| Gold | Blue Home Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with UNC Health Alliance Blue Cross and Blue Shield of NC, EPO | $711 | $0 | $12,000 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $712 | $0 | $12,000 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $731 | $0 | $12,000 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $878 | $6,400 | $10,300 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $881 | $3,550 | $11,200 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $895 | $0 | $12,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $900 | $3,550 | $11,200 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $914 | $0 | $12,000 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $1,014 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,035 | $0 | $10,000 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,035 | $850 | $10,400 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,054 | $0 | $10,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,054 | $850 | $10,400 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.