2027 health plan prices in Guilford County, NC
In Guilford County, North Carolina, 5 insurers offer 81 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $557 a month for a 40-year-old before any credit, up 1.7% from 2026.
$557benchmark silver a month, age 40
$483cheapest bronze, age 40
$622cheapest gold, age 40
+1.7%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $436 | $378 |
| Age 27 | $457 | $396 |
| Age 30 | $495 | $429 |
| Age 40 | $557 | $483 |
| Age 50 | $779 | $675 |
| Age 60 | $1,183 | $1,026 |
All 81 plans
Show price for age:
| Bronze | Signature Expanded Bronze with Atrium Health standard Ambetter of North Carolina, HMO | $483 | $7,500 | $12,000 |
| Bronze | Everyday Bronze with Atrium Health Ambetter of North Carolina, HMO | $489 | $9,350 | $11,000 |
| Bronze | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $498 | $7,500 | $12,000 |
| Bronze | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $500 | $12,000 | $12,000 |
| Bronze | Everyday Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $504 | $9,350 | $11,000 |
| Bronze | Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $514 | $7,000 | $12,000 |
| Bronze | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals standard AmeriHealth Caritas Next, HMO | $521 | $7,500 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Health Plan of North Carolina, Inc, HMO | $521 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 Oscar Health Plan of North Carolina, Inc, HMO | $521 | $4,700 | $12,000 |
| Bronze | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $522 | $4,500 | $12,000 |
| Bronze | Blue Local Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $527 | $7,500 | $12,000 |
| Bronze | Bronze Simple Diabetes Oscar Health Plan of North Carolina, Inc, HMO | $531 | $5,500 | $12,000 |
| Bronze | Elite Bronze with Atrium Health Ambetter of North Carolina, HMO | $543 | $0 | $11,900 |
| Silver | Streamlined Silver with Atrium Health Ambetter of North Carolina, HMO | $545 | $4,700 | $11,300 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Health Plan of North Carolina, Inc, HMO | $552 | $0 | $12,000 |
| Silver | Signature Silver with Atrium Health standard Ambetter of North Carolina, HMO | $557 | $6,400 | $10,300 |
| Bronze | Elite Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $560 | $0 | $11,900 |
| Silver | Focused Silver with Atrium Health Ambetter of North Carolina, HMO | $564 | $6,300 | $9,600 |
| Bronze | Bronze Elite + PCP Saver Plus with Adult Dental & Vision Oscar Health Plan of North Carolina, Inc, HMO | $570 | $0 | $12,000 |
| Silver | Signature Silver with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $574 | $6,400 | $10,300 |
| Silver | Focused Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $581 | $6,300 | $9,600 |
| Bronze | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Cone Health Blue Cross and Blue Shield of NC, EPO | $593 | $7,000 | $12,000 |
| Bronze | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Cone Health standard Blue Cross and Blue Shield of NC, EPO | $609 | $7,500 | $12,000 |
| Gold | Signature Gold with Atrium Health standard Ambetter of North Carolina, HMO | $622 | $2,500 | $8,600 |
| Gold | Signature Gold with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $641 | $2,500 | $8,600 |
| Gold | Complete Gold with Atrium Health Ambetter of North Carolina, HMO | $647 | $1,450 | $9,500 |
| Silver | Silver Classic Standard standard Oscar Health Plan of North Carolina, Inc, HMO | $651 | $6,400 | $10,300 |
| Gold | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $653 | $1,000 | $10,000 |
| Silver | Silver Simple PCP Saver Oscar Health Plan of North Carolina, Inc, HMO | $654 | $5,750 | $10,000 |
| Silver | Silver Core Plan Oscar Health Plan of North Carolina, Inc, HMO | $656 | $9,000 | $10,300 |
| Silver | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $664 | $5,000 | $12,000 |
| Gold | Complete Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $667 | $1,450 | $9,500 |
| Silver | Silver Simple Diabetes Oscar Health Plan of North Carolina, Inc, HMO | $667 | $6,500 | $10,600 |
| Gold | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals standard AmeriHealth Caritas Next, HMO | $683 | $2,500 | $8,600 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision Oscar Health Plan of North Carolina, Inc, HMO | $685 | $6,500 | $10,600 |
| Silver | AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals standard AmeriHealth Caritas Next, HMO | $687 | $6,400 | $10,300 |
| Bronze | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $688 | $7,000 | $12,000 |
| Silver | Blue Local Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $695 | $2,700 | $12,000 |
| Silver | Blue Local Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $700 | $6,400 | $10,300 |
| Gold | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $701 | $0 | $9,000 |
| Bronze | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $707 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $710 | $7,000 | $12,000 |
| Gold | Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $716 | $1,800 | $12,000 |
| Gold | Gold Classic Standard standard Oscar Health Plan of North Carolina, Inc, HMO | $716 | $2,500 | $8,600 |
| Bronze | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $716 | $4,000 | $12,000 |
| Gold | Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $722 | $2,500 | $8,600 |
| Bronze | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $728 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $739 | $4,000 | $12,000 |
| Bronze | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $741 | $8,700 | $8,700 |
| Bronze | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $764 | $8,700 | $8,700 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $777 | $11,750 | $11,750 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $803 | $7,500 | $12,000 |
| Silver | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Cone Health Blue Cross and Blue Shield of NC, EPO | $803 | $2,700 | $12,000 |
| Silver | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Cone Health standard Blue Cross and Blue Shield of NC, EPO | $808 | $6,400 | $10,300 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, HMO | $825 | $7,500 | $12,000 |
| Gold | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Cone Health Blue Cross and Blue Shield of NC, EPO | $826 | $1,800 | $12,000 |
| Gold | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Cone Health standard Blue Cross and Blue Shield of NC, EPO | $833 | $2,500 | $8,600 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $848 | $0 | $12,000 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $871 | $0 | $12,000 |
| Silver | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $931 | $2,700 | $12,000 |
| Silver | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $938 | $6,400 | $10,300 |
| Silver | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $951 | $3,500 | $12,000 |
| Gold | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $958 | $1,800 | $12,000 |
| Silver | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $961 | $2,700 | $12,000 |
| Silver | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $966 | $6,400 | $10,300 |
| Gold | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $967 | $2,500 | $8,600 |
| Gold | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $980 | $0 | $12,000 |
| Silver | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $981 | $3,500 | $12,000 |
| Gold | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $988 | $1,800 | $12,000 |
| Gold | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $996 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,011 | $0 | $12,000 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $1,046 | $6,400 | $10,300 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,050 | $3,550 | $11,200 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,066 | $0 | $12,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,073 | $3,550 | $11,200 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,089 | $0 | $12,000 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $1,208 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,233 | $0 | $10,000 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,233 | $850 | $10,400 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,255 | $0 | $10,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,256 | $850 | $10,400 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.