2027 health plan prices in Henderson County, NC
In Henderson County, North Carolina, 4 insurers offer 54 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $823 a month for a 40-year-old before any credit, up 12.9% from 2026.
$823benchmark silver a month, age 40
$599cheapest bronze, age 40
$781cheapest gold, age 40
+12.9%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $644 | $468 |
| Age 27 | $675 | $491 |
| Age 30 | $731 | $532 |
| Age 40 | $823 | $599 |
| Age 50 | $1,150 | $837 |
| Age 60 | $1,747 | $1,271 |
All 54 plans
Show price for age:
| Bronze | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $599 | $12,000 | $12,000 |
| Bronze | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals standard AmeriHealth Caritas Next, HMO | $624 | $7,500 | $12,000 |
| Bronze | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $624 | $4,500 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Health Plan of North Carolina, Inc, HMO | $697 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 Oscar Health Plan of North Carolina, Inc, HMO | $697 | $4,700 | $12,000 |
| Bronze | Bronze Simple Diabetes Oscar Health Plan of North Carolina, Inc, HMO | $711 | $5,500 | $12,000 |
| Bronze | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $714 | $7,000 | $12,000 |
| Bronze | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $734 | $7,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Health Plan of North Carolina, Inc, HMO | $738 | $0 | $12,000 |
| Bronze | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $744 | $4,000 | $12,000 |
| Bronze | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $747 | $7,000 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $753 | $11,750 | $11,750 |
| Bronze | Bronze Elite + PCP Saver Plus with Adult Dental & Vision Oscar Health Plan of North Carolina, Inc, HMO | $762 | $0 | $12,000 |
| Bronze | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $766 | $7,500 | $12,000 |
| Bronze | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $769 | $8,700 | $8,700 |
| Bronze | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $778 | $4,000 | $12,000 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $778 | $7,500 | $12,000 |
| Gold | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $781 | $1,000 | $10,000 |
| Silver | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $794 | $5,000 | $12,000 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, HMO | $800 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $804 | $8,700 | $8,700 |
| Gold | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals standard AmeriHealth Caritas Next, HMO | $818 | $2,500 | $8,600 |
| Silver | AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals standard AmeriHealth Caritas Next, HMO | $823 | $6,400 | $10,300 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $823 | $0 | $12,000 |
| Gold | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals AmeriHealth Caritas Next, HMO | $840 | $0 | $9,000 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $845 | $0 | $12,000 |
| Silver | Silver Classic Standard standard Oscar Health Plan of North Carolina, Inc, HMO | $870 | $6,400 | $10,300 |
| Silver | Silver Simple PCP Saver Oscar Health Plan of North Carolina, Inc, HMO | $874 | $5,750 | $10,000 |
| Silver | Silver Core Plan Oscar Health Plan of North Carolina, Inc, HMO | $877 | $9,000 | $10,300 |
| Silver | Silver Simple Diabetes Oscar Health Plan of North Carolina, Inc, HMO | $892 | $6,500 | $10,600 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision Oscar Health Plan of North Carolina, Inc, HMO | $916 | $6,500 | $10,600 |
| Gold | Gold Classic Standard standard Oscar Health Plan of North Carolina, Inc, HMO | $958 | $2,500 | $8,600 |
| Silver | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $967 | $2,700 | $12,000 |
| Silver | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $974 | $6,400 | $10,300 |
| Silver | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $988 | $3,500 | $12,000 |
| Gold | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $995 | $1,800 | $12,000 |
| Gold | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $1,004 | $2,500 | $8,600 |
| Silver | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,011 | $2,700 | $12,000 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $1,014 | $6,400 | $10,300 |
| Silver | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,017 | $6,400 | $10,300 |
| Gold | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,018 | $0 | $12,000 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,019 | $3,550 | $11,200 |
| Silver | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,033 | $3,500 | $12,000 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,034 | $0 | $12,000 |
| Gold | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,040 | $1,800 | $12,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,040 | $3,550 | $11,200 |
| Gold | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,049 | $2,500 | $8,600 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,056 | $0 | $12,000 |
| Gold | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,065 | $0 | $12,000 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $1,172 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,196 | $0 | $10,000 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,196 | $850 | $10,400 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,218 | $0 | $10,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,218 | $850 | $10,400 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.