2027 health plan prices in Lincoln County, NC
In Lincoln County, North Carolina, 3 insurers offer 72 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $657 a month for a 40-year-old before any credit, up 4.5% from 2026.
$657benchmark silver a month, age 40
$570cheapest bronze, age 40
$735cheapest gold, age 40
+4.5%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $514 | $446 |
| Age 27 | $539 | $467 |
| Age 30 | $584 | $506 |
| Age 40 | $657 | $570 |
| Age 50 | $919 | $796 |
| Age 60 | $1,396 | $1,210 |
All 72 plans
Show price for age:
| Bronze | Signature Expanded Bronze with Atrium Health standard Ambetter of North Carolina, HMO | $570 | $7,500 | $12,000 |
| Bronze | Everyday Bronze with Atrium Health Ambetter of North Carolina, HMO | $577 | $9,350 | $11,000 |
| Bronze | Bronze Classic Standard | with Atrium Health standard Oscar Health Plan of North Carolina, Inc, HMO | $582 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $582 | $4,700 | $12,000 |
| Bronze | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $587 | $7,500 | $12,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $593 | $5,500 | $12,000 |
| Bronze | Bronze Simple Diabetes | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $594 | $5,500 | $12,000 |
| Bronze | Everyday Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $594 | $9,350 | $11,000 |
| Bronze | Bronze Simple Chronic Care CKM | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $605 | $5,500 | $12,000 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $614 | $5,500 | $12,000 |
| Bronze | Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Limited Statewide Doctors Blue Cross and Blue Shield of NC, POS | $615 | $7,000 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $617 | $0 | $12,000 |
| Bronze | Blue Value Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Limited Statewide Doctors standard Blue Cross and Blue Shield of NC, POS | $631 | $7,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $637 | $0 | $12,000 |
| Bronze | Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Limited Statewide Doctors Blue Cross and Blue Shield of NC, POS | $640 | $4,000 | $12,000 |
| Bronze | Elite Bronze with Atrium Health Ambetter of North Carolina, HMO | $641 | $0 | $11,900 |
| Silver | Streamlined Silver with Atrium Health Ambetter of North Carolina, HMO | $644 | $4,700 | $11,300 |
| Silver | Signature Silver with Atrium Health standard Ambetter of North Carolina, HMO | $657 | $6,400 | $10,300 |
| Bronze | Elite Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $660 | $0 | $11,900 |
| Bronze | Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $663 | $7,000 | $12,000 |
| Bronze | Blue Value Bronze HSA Eligible Plus | Integrated | Limited Statewide Doctors Blue Cross and Blue Shield of NC, POS | $663 | $8,700 | $8,700 |
| Silver | Focused Silver with Atrium Health Ambetter of North Carolina, HMO | $666 | $6,300 | $9,600 |
| Silver | Signature Silver with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $677 | $6,400 | $10,300 |
| Bronze | Blue Local Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $680 | $7,500 | $12,000 |
| Silver | Focused Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $686 | $6,300 | $9,600 |
| Bronze | Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $690 | $4,000 | $12,000 |
| Bronze | Blue Local Bronze HSA Eligible Plus | Integrated | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $714 | $8,700 | $8,700 |
| Silver | Silver Classic Standard | with Atrium Health standard Oscar Health Plan of North Carolina, Inc, HMO | $727 | $6,400 | $10,300 |
| Silver | Silver Simple PCP Saver | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $730 | $5,750 | $10,000 |
| Silver | Silver Core Plan | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $732 | $9,000 | $10,300 |
| Gold | Signature Gold with Atrium Health standard Ambetter of North Carolina, HMO | $735 | $2,500 | $8,600 |
| Silver | Silver Simple Diabetes | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $745 | $6,500 | $10,600 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $746 | $6,200 | $10,300 |
| Silver | Silver Simple Women's Health with Menopause Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $750 | $6,000 | $10,600 |
| Silver | Silver Simple Chronic Care CKM | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $753 | $6,500 | $10,500 |
| Gold | Signature Gold with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $757 | $2,500 | $8,600 |
| Gold | Complete Gold with Atrium Health Ambetter of North Carolina, HMO | $764 | $1,450 | $9,500 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $765 | $6,500 | $10,600 |
| Bronze | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $782 | $7,000 | $12,000 |
| Gold | Complete Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $787 | $1,450 | $9,500 |
| Gold | Gold Classic Standard | with Atrium Health standard Oscar Health Plan of North Carolina, Inc, HMO | $800 | $2,500 | $8,600 |
| Bronze | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $803 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $807 | $7,000 | $12,000 |
| Bronze | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $814 | $4,000 | $12,000 |
| Bronze | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $827 | $7,500 | $12,000 |
| Silver | Blue Value Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Limited Statewide Doctors Blue Cross and Blue Shield of NC, POS | $832 | $2,700 | $12,000 |
| Silver | Blue Value Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Limited Statewide Doctors standard Blue Cross and Blue Shield of NC, POS | $838 | $6,400 | $10,300 |
| Bronze | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $840 | $4,000 | $12,000 |
| Bronze | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $842 | $8,700 | $8,700 |
| Silver | Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors Blue Cross and Blue Shield of NC, POS | $851 | $3,500 | $12,000 |
| Gold | Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors Blue Cross and Blue Shield of NC, POS | $858 | $1,800 | $12,000 |
| Gold | Blue Value Gold Standard A | $30 PCP | $15 Tier 1 Rx | Limited Statewide Doctors standard Blue Cross and Blue Shield of NC, POS | $865 | $2,500 | $8,600 |
| Bronze | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $868 | $8,700 | $8,700 |
| Gold | Blue Value Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Limited Statewide Doctors Blue Cross and Blue Shield of NC, POS | $878 | $0 | $12,000 |
| Silver | Blue Local Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $897 | $2,700 | $12,000 |
| Silver | Blue Local Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $903 | $6,400 | $10,300 |
| Silver | Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $916 | $3,500 | $12,000 |
| Gold | Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $923 | $1,800 | $12,000 |
| Gold | Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $931 | $2,500 | $8,600 |
| Gold | Blue Local Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $944 | $0 | $12,000 |
| Silver | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,059 | $2,700 | $12,000 |
| Silver | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $1,067 | $6,400 | $10,300 |
| Silver | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,082 | $3,500 | $12,000 |
| Gold | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,089 | $1,800 | $12,000 |
| Silver | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,092 | $2,700 | $12,000 |
| Silver | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,098 | $6,400 | $10,300 |
| Gold | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $1,100 | $2,500 | $8,600 |
| Gold | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,115 | $0 | $12,000 |
| Silver | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,116 | $3,500 | $12,000 |
| Gold | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,124 | $1,800 | $12,000 |
| Gold | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,132 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,150 | $0 | $12,000 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.