2027 health plan prices in Mecklenburg County, NC
In Mecklenburg County, North Carolina, 4 insurers offer 79 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $626 a month for a 40-year-old before any credit, up 7.4% from 2026.
$626benchmark silver a month, age 40
$507cheapest bronze, age 40
$699cheapest gold, age 40
+7.4%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $490 | $397 |
| Age 27 | $513 | $416 |
| Age 30 | $556 | $450 |
| Age 40 | $626 | $507 |
| Age 50 | $875 | $709 |
| Age 60 | $1,329 | $1,077 |
All 79 plans
Show price for age:
| Bronze | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health Blue Cross and Blue Shield of NC, EPO | $507 | $7,000 | $12,000 |
| Bronze | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health standard Blue Cross and Blue Shield of NC, EPO | $521 | $7,500 | $12,000 |
| Bronze | Bronze Classic Standard | with Atrium Health standard Oscar Health Plan of North Carolina, Inc, HMO | $541 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $541 | $4,700 | $12,000 |
| Bronze | Signature Expanded Bronze with Atrium Health standard Ambetter of North Carolina, HMO | $543 | $7,500 | $12,000 |
| Bronze | Everyday Bronze with Atrium Health Ambetter of North Carolina, HMO | $549 | $9,350 | $11,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $551 | $5,500 | $12,000 |
| Bronze | Bronze Simple Diabetes | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $552 | $5,500 | $12,000 |
| Bronze | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $559 | $7,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $562 | $5,500 | $12,000 |
| Bronze | Everyday Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $566 | $9,350 | $11,000 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $570 | $5,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $573 | $0 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $592 | $0 | $12,000 |
| Bronze | Elite Bronze with Atrium Health Ambetter of North Carolina, HMO | $610 | $0 | $11,900 |
| Silver | Streamlined Silver with Atrium Health Ambetter of North Carolina, HMO | $613 | $4,700 | $11,300 |
| Silver | Signature Silver with Atrium Health standard Ambetter of North Carolina, HMO | $626 | $6,400 | $10,300 |
| Bronze | Elite Bronze with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $629 | $0 | $11,900 |
| Silver | Focused Silver with Atrium Health Ambetter of North Carolina, HMO | $634 | $6,300 | $9,600 |
| Bronze | Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $638 | $7,000 | $12,000 |
| Silver | Signature Silver with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $645 | $6,400 | $10,300 |
| Silver | Focused Silver with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $653 | $6,300 | $9,600 |
| Bronze | Blue Local Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $655 | $7,500 | $12,000 |
| Silver | Silver Classic Standard | with Atrium Health standard Oscar Health Plan of North Carolina, Inc, HMO | $676 | $6,400 | $10,300 |
| Silver | Silver Simple PCP Saver | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $679 | $5,750 | $10,000 |
| Silver | Silver Core Plan | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $680 | $9,000 | $10,300 |
| Silver | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Novant Health Blue Cross and Blue Shield of NC, EPO | $686 | $2,700 | $12,000 |
| Silver | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Novant Health standard Blue Cross and Blue Shield of NC, EPO | $691 | $6,400 | $10,300 |
| Silver | Silver Simple Diabetes | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $692 | $6,500 | $10,600 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $693 | $6,200 | $10,300 |
| Silver | Silver Simple Women's Health with Menopause Benefits | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $697 | $6,000 | $10,600 |
| Gold | Signature Gold with Atrium Health standard Ambetter of North Carolina, HMO | $699 | $2,500 | $8,600 |
| Silver | Silver Simple Chronic Care CKM | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $700 | $6,500 | $10,500 |
| Gold | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health Blue Cross and Blue Shield of NC, EPO | $706 | $1,800 | $12,000 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision | with Atrium Health Oscar Health Plan of North Carolina, Inc, HMO | $711 | $6,500 | $10,600 |
| Gold | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Novant Health standard Blue Cross and Blue Shield of NC, EPO | $713 | $2,500 | $8,600 |
| Gold | Signature Gold with Atrium Health + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $721 | $2,500 | $8,600 |
| Gold | Complete Gold with Atrium Health Ambetter of North Carolina, HMO | $727 | $1,450 | $9,500 |
| Gold | Gold Classic Standard | with Atrium Health standard Oscar Health Plan of North Carolina, Inc, HMO | $743 | $2,500 | $8,600 |
| Gold | Complete Gold with Atrium Health + Vision + Adult Dental Ambetter of North Carolina, HMO | $749 | $1,450 | $9,500 |
| Bronze | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $753 | $7,000 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $772 | $11,750 | $11,750 |
| Bronze | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $774 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $777 | $7,000 | $12,000 |
| Bronze | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $784 | $4,000 | $12,000 |
| Bronze | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $796 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $798 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $809 | $4,000 | $12,000 |
| Bronze | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $811 | $8,700 | $8,700 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, HMO | $820 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $836 | $8,700 | $8,700 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $843 | $0 | $12,000 |
| Silver | Blue Local Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $864 | $2,700 | $12,000 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $866 | $0 | $12,000 |
| Silver | Blue Local Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $870 | $6,400 | $10,300 |
| Gold | Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health Blue Cross and Blue Shield of NC, EPO | $889 | $1,800 | $12,000 |
| Gold | Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Health standard Blue Cross and Blue Shield of NC, EPO | $897 | $2,500 | $8,600 |
| Silver | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,019 | $2,700 | $12,000 |
| Silver | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $1,027 | $6,400 | $10,300 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $1,039 | $6,400 | $10,300 |
| Silver | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,041 | $3,500 | $12,000 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,044 | $3,550 | $11,200 |
| Gold | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,049 | $1,800 | $12,000 |
| Silver | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,052 | $2,700 | $12,000 |
| Silver | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,058 | $6,400 | $10,300 |
| Gold | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $1,059 | $2,500 | $8,600 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,060 | $0 | $12,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,066 | $3,550 | $11,200 |
| Gold | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,073 | $0 | $12,000 |
| Silver | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,074 | $3,500 | $12,000 |
| Gold | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,082 | $1,800 | $12,000 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,082 | $0 | $12,000 |
| Gold | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,090 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,107 | $0 | $12,000 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $1,201 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,225 | $0 | $10,000 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,226 | $850 | $10,400 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,248 | $0 | $10,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,248 | $850 | $10,400 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.