2027 health plan prices in Montgomery County, NC
In Montgomery County, North Carolina, 2 insurers offer 39 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $726 a month for a 40-year-old before any credit, down 4.3% from 2026.
$726benchmark silver a month, age 40
$635cheapest bronze, age 40
$809cheapest gold, age 40
-4.3%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $568 | $497 |
| Age 27 | $595 | $521 |
| Age 30 | $645 | $564 |
| Age 40 | $726 | $635 |
| Age 50 | $1,014 | $887 |
| Age 60 | $1,541 | $1,348 |
All 39 plans
Show price for age:
| Bronze | Signature Expanded Bronze standard Ambetter of North Carolina, HMO | $635 | $7,500 | $12,000 |
| Bronze | Everyday Bronze Ambetter of North Carolina, HMO | $645 | $9,350 | $11,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $654 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter of North Carolina, HMO | $664 | $9,350 | $11,000 |
| Bronze | Elite Bronze Ambetter of North Carolina, HMO | $716 | $0 | $11,900 |
| Silver | Streamlined Silver Ambetter of North Carolina, HMO | $719 | $4,700 | $11,300 |
| Bronze | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $724 | $7,000 | $12,000 |
| Silver | Clear Silver with $0 Insulin Options Ambetter of North Carolina, HMO | $726 | $7,900 | $7,900 |
| Silver | Signature Silver standard Ambetter of North Carolina, HMO | $734 | $6,400 | $10,300 |
| Bronze | Elite Bronze + Vision + Adult Dental Ambetter of North Carolina, HMO | $738 | $0 | $11,900 |
| Bronze | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $744 | $7,500 | $12,000 |
| Silver | Enhanced CHF Heart Care Silver $0 Rx Options Ambetter of North Carolina, HMO | $745 | $5,200 | $10,300 |
| Bronze | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $747 | $7,000 | $12,000 |
| Silver | Clear Silver with $0 Insulin Options + Vision + Adult Dental Ambetter of North Carolina, HMO | $748 | $7,900 | $7,900 |
| Bronze | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $754 | $4,000 | $12,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $756 | $6,400 | $10,300 |
| Silver | Enhanced Asthma/COPD Care Silver $0 Rx Options Ambetter of North Carolina, HMO | $758 | $5,900 | $9,400 |
| Bronze | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $766 | $7,500 | $12,000 |
| Silver | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental Ambetter of North Carolina, HMO | $768 | $5,200 | $10,300 |
| Bronze | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $778 | $4,000 | $12,000 |
| Bronze | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $780 | $8,700 | $8,700 |
| Silver | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental Ambetter of North Carolina, HMO | $781 | $5,900 | $9,400 |
| Bronze | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $804 | $8,700 | $8,700 |
| Gold | Signature Gold standard Ambetter of North Carolina, HMO | $809 | $2,500 | $8,600 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter of North Carolina, HMO | $834 | $2,500 | $8,600 |
| Gold | Complete Gold Ambetter of North Carolina, HMO | $853 | $1,450 | $9,500 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter of North Carolina, HMO | $879 | $1,450 | $9,500 |
| Silver | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $980 | $2,700 | $12,000 |
| Silver | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $988 | $6,400 | $10,300 |
| Silver | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,001 | $3,500 | $12,000 |
| Gold | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,009 | $1,800 | $12,000 |
| Silver | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,011 | $2,700 | $12,000 |
| Silver | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,017 | $6,400 | $10,300 |
| Gold | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors standard Blue Cross and Blue Shield of NC, HMO | $1,018 | $2,500 | $8,600 |
| Gold | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors Blue Cross and Blue Shield of NC, HMO | $1,032 | $0 | $12,000 |
| Silver | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,033 | $3,500 | $12,000 |
| Gold | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,040 | $1,800 | $12,000 |
| Gold | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors standard Blue Cross and Blue Shield of NC, PPO | $1,049 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors Blue Cross and Blue Shield of NC, PPO | $1,065 | $0 | $12,000 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.