2027 health plan prices in Lorain County, OH
In Lorain County, Ohio, 7 insurers offer 126 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $628 a month for a 40-year-old before any credit, up 28.4% from 2026.
$628benchmark silver a month, age 40
$458cheapest bronze, age 40
$691cheapest gold, age 40
+28.4%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $492 | $358 |
| Age 27 | $515 | $375 |
| Age 30 | $558 | $407 |
| Age 40 | $628 | $458 |
| Age 50 | $878 | $640 |
| Age 60 | $1,335 | $972 |
All 126 plans
Show price for age:
| Catastrophic | MedMutual Catastrophic ON-EX MedMutual, HMO | $437 | $12,000 | $12,000 |
| Bronze | Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included Antidote Health Plan of Ohio, Inc., HMO | $458 | $8,700 | $12,000 |
| Catastrophic | Catastrophic Standard Antidote Health Plan of Ohio, Inc., HMO | $459 | $12,000 | $12,000 |
| Bronze | BronzeEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx Antidote Health Plan of Ohio, Inc., HMO | $459 | $8,700 | $12,000 |
| Bronze | BronzeEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin Antidote Health Plan of Ohio, Inc., HMO | $460 | $8,700 | $12,000 |
| Bronze | BronzeComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included Antidote Health Plan of Ohio, Inc., HMO | $469 | $8,700 | $12,000 |
| Bronze | BronzeEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx Antidote Health Plan of Ohio, Inc., HMO | $470 | $8,700 | $12,000 |
| Bronze | BronzeEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin Antidote Health Plan of Ohio, Inc., HMO | $471 | $8,700 | $12,000 |
| Catastrophic | Anthem Catastrophic Pathway HSA (+ Incentives) Anthem Blue Cross and Blue Shield, HMO | $479 | $12,000 | $12,000 |
| Bronze | Anthem Bronze Pathway 11700 HSA ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $499 | $11,700 | $11,700 |
| Bronze | Bronze Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits Antidote Health Plan of Ohio, Inc., HMO | $501 | $8,000 | $12,000 |
| Bronze | Anthem Bronze Pathway 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $504 | $11,700 | $11,700 |
| Bronze | Bronze Classic 4700 Oscar Health Insurance, HMO | $505 | $4,700 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Health Insurance, HMO | $507 | $7,500 | $12,000 |
| Bronze | Bronze Standard standard Antidote Health Plan of Ohio, Inc., HMO | $509 | $7,500 | $12,000 |
| Bronze | MedMutual Bronze $12,000 Max Saver ON-EX MedMutual, HMO | $509 | $12,000 | $12,000 |
| Bronze | BronzeElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits Antidote Health Plan of Ohio, Inc., HMO | $512 | $8,000 | $12,000 |
| Bronze | Bronze Simple Diabetes Oscar Health Insurance, HMO | $515 | $5,500 | $12,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Insurance, HMO | $517 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Health Insurance, HMO | $521 | $5,500 | $12,000 |
| Bronze | Anthem Bronze Pathway 7500 HSA Standard ($0 Select Drugs + Incentives) standard Anthem Blue Cross and Blue Shield, HMO | $531 | $7,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Health Insurance, HMO | $531 | $0 | $12,000 |
| Bronze | Anthem Heart Healthy Bronze Pathway 6000 HSA ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $531 | $6,000 | $12,000 |
| Bronze | MedMutual Bronze $8,300 ON-EX MedMutual, HMO | $537 | $8,300 | $12,000 |
| Bronze | Anthem Bronze Pathway 9000 HSA ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $545 | $9,000 | $9,000 |
| Bronze | MedMutual Bronze Standard $7,500 ON-EX standard MedMutual, HMO | $548 | $7,500 | $12,000 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision Oscar Health Insurance, HMO | $551 | $5,500 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter from Buckeye Health Plan, HMO | $590 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $595 | $11,750 | $11,750 |
| Bronze | Everyday Bronze Ambetter from Buckeye Health Plan, HMO | $598 | $9,350 | $11,100 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Buckeye Health Plan, HMO | $605 | $7,500 | $12,000 |
| Bronze | Everyday Bronze + Vision + Adult Dental Ambetter from Buckeye Health Plan, HMO | $613 | $9,350 | $11,100 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $615 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Buckeye Health Plan, HMO | $624 | $7,950 | $7,950 |
| Silver | SilverEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx Antidote Health Plan of Ohio, Inc., HMO | $628 | $7,500 | $12,000 |
| Silver | SilverEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin Antidote Health Plan of Ohio, Inc., HMO | $628 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, HMO | $630 | $7,500 | $12,000 |
| Silver | SilverEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx Antidote Health Plan of Ohio, Inc., HMO | $639 | $7,500 | $12,000 |
| Silver | SilverEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin Antidote Health Plan of Ohio, Inc., HMO | $639 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Buckeye Health Plan, HMO | $640 | $7,950 | $7,950 |
| Bronze | Bronze Classic PCP Saver | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $643 | $9,000 | $12,000 |
| Bronze | Bronze Classic Standard | Cleveland Clinic standard Oscar Insurance Corporation of Ohio, HMO | $644 | $7,500 | $12,000 |
| Bronze | Bronze Classic 4700 | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $644 | $4,700 | $12,000 |
| Silver | Silver Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included Antidote Health Plan of Ohio, Inc., HMO | $649 | $7,500 | $12,000 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $651 | $0 | $12,000 |
| Bronze | Bronze Simple Diabetes | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $654 | $5,500 | $12,000 |
| Silver | Anthem Silver Pathway 6400 Standard ($0 Select Drugs + Incentives) standard Anthem Blue Cross and Blue Shield, HMO | $657 | $6,400 | $10,300 |
| Bronze | Bronze Simple Chronic Care CKM | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $658 | $5,500 | $12,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $658 | $5,500 | $12,000 |
| Silver | Silver Classic Standard standard Oscar Health Insurance, HMO | $659 | $6,400 | $10,300 |
| Silver | SilverComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included Antidote Health Plan of Ohio, Inc., HMO | $659 | $7,500 | $12,000 |
| Silver | Silver Simple PCP Saver Oscar Health Insurance, HMO | $661 | $5,750 | $10,000 |
| Silver | Anthem Heart Healthy Silver Pathway 5000 ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $663 | $5,000 | $10,400 |
| Silver | Silver Core Plan Oscar Health Insurance, HMO | $663 | $9,000 | $10,300 |
| Silver | Anthem Silver Pathway 4000 ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $663 | $4,000 | $11,500 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $666 | $0 | $12,000 |
| Silver | Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Select Drugs + Incentives) Anthem Blue Cross and Blue Shield, HMO | $669 | $4,000 | $11,500 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $672 | $5,500 | $12,000 |
| Silver | Silver Simple Diabetes Oscar Health Insurance, HMO | $675 | $6,500 | $10,600 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits Oscar Health Insurance, HMO | $676 | $6,200 | $10,600 |
| Silver | Silver Simple Women's Health with Menopause Benefits Oscar Health Insurance, HMO | $681 | $6,000 | $11,000 |
| Silver | Silver Simple Chronic Care CKM Oscar Health Insurance, HMO | $682 | $6,500 | $10,600 |
| Silver | Streamlined Silver Ambetter from Buckeye Health Plan, HMO | $685 | $4,700 | $11,300 |
| Silver | Anthem Silver Pathway 5200 HSA (+ Incentives) Anthem Blue Cross and Blue Shield, HMO | $690 | $5,200 | $8,000 |
| Gold | Gold Classic Standard standard Oscar Health Insurance, HMO | $691 | $2,500 | $8,600 |
| Gold | Gold Simple Oscar Health Insurance, HMO | $693 | $2,750 | $10,000 |
| Gold | Gold Elite Saver Plus Oscar Health Insurance, HMO | $693 | $0 | $11,750 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision Oscar Health Insurance, HMO | $696 | $6,500 | $10,600 |
| Silver | Silver Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits Antidote Health Plan of Ohio, Inc., HMO | $702 | $6,500 | $12,000 |
| Silver | Signature Silver standard Ambetter from Buckeye Health Plan, HMO | $705 | $6,400 | $10,300 |
| Silver | Silver Classic Standard | Cleveland Clinic standard Oscar Insurance Corporation of Ohio, HMO | $706 | $6,400 | $10,300 |
| Silver | Silver Standard standard Antidote Health Plan of Ohio, Inc., HMO | $712 | $6,400 | $10,300 |
| Silver | Silver Simple PCP Saver | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $712 | $5,750 | $10,000 |
| Silver | SilverElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits Antidote Health Plan of Ohio, Inc., HMO | $713 | $6,500 | $12,000 |
| Silver | Silver Simple Diabetes | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $713 | $6,500 | $10,600 |
| Gold | Gold Elite Saver Plus with Adult Dental & Vision Oscar Health Insurance, HMO | $714 | $0 | $11,750 |
| Silver | Enhanced CHF Heart Care Silver $0 Rx Options Ambetter from Buckeye Health Plan, HMO | $714 | $6,000 | $10,400 |
| Silver | Silver Core Plan | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $715 | $9,000 | $10,300 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $716 | $6,200 | $10,600 |
| Silver | Complete Silver Ambetter from Buckeye Health Plan, HMO | $717 | $6,950 | $10,000 |
| Silver | Silver Simple Chronic Care CKM | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $721 | $6,500 | $10,600 |
| Silver | Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $722 | $6,000 | $11,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Buckeye Health Plan, HMO | $723 | $6,400 | $10,300 |
| Gold | Signature Gold standard Ambetter from Buckeye Health Plan, HMO | $730 | $2,500 | $8,600 |
| Silver | Silver Simple Diabetes with Adult Dental & Vision | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $730 | $6,500 | $10,600 |
| Silver | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental Ambetter from Buckeye Health Plan, HMO | $732 | $6,000 | $10,400 |
| Gold | Gold Simple Diabetes Oscar Health Insurance, HMO | $733 | $1,000 | $10,600 |
| Silver | Complete Silver + Vision + Adult Dental Ambetter from Buckeye Health Plan, HMO | $736 | $6,950 | $10,000 |
| Gold | Clear Gold Ambetter from Buckeye Health Plan, HMO | $737 | $1,200 | $9,150 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Buckeye Health Plan, HMO | $749 | $2,500 | $8,600 |
| Gold | Clear Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan, HMO | $755 | $1,200 | $9,150 |
| Gold | Complete Gold Ambetter from Buckeye Health Plan, HMO | $766 | $1,450 | $9,500 |
| Gold | Gold Elite Saver Plus | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $780 | $0 | $11,750 |
| Silver | MedMutual Silver $6,900 ON-EX MedMutual, HMO | $780 | $6,900 | $9,500 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter from Buckeye Health Plan, HMO | $786 | $1,450 | $9,500 |
| Gold | Gold Classic Standard | Cleveland Clinic standard Oscar Insurance Corporation of Ohio, HMO | $793 | $2,500 | $8,600 |
| Silver | MedMutual Silver Standard $6,400 ON-EX standard MedMutual, HMO | $794 | $6,400 | $10,300 |
| Gold | Gold Simple with Early Retirement Benefits | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $796 | $3,000 | $8,500 |
| Gold | Gold Elite Saver Plus with Adult Dental & Vision | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $798 | $0 | $11,750 |
| Silver | MedMutual Silver $5,000 ON-EX MedMutual, HMO | $803 | $5,000 | $9,000 |
| Gold | Gold Simple with Early Retirement Benefits including Adult Dental & Vision | Cleveland Clinic Oscar Insurance Corporation of Ohio, HMO | $814 | $3,000 | $8,500 |
| Gold | MedMutual Gold Standard $2,500 ON-EX standard MedMutual, HMO | $849 | $2,500 | $8,600 |
| Gold | MedMutual Gold $3,500 HSA ON-EX MedMutual, HMO | $855 | $3,500 | $3,500 |
| Silver | UHC Silver Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $856 | $6,400 | $10,300 |
| Silver | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $859 | $5,000 | $10,600 |
| Gold | GoldEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx Antidote Health Plan of Ohio, Inc., HMO | $859 | $3,000 | $9,000 |
| Gold | MedMutual Gold $1,000 ON-EX MedMutual, HMO | $860 | $1,000 | $8,000 |
| Gold | GoldEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin Antidote Health Plan of Ohio, Inc., HMO | $860 | $3,000 | $9,000 |
| Gold | Gold Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included Antidote Health Plan of Ohio, Inc., HMO | $869 | $3,500 | $9,000 |
| Silver | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $870 | $0 | $12,000 |
| Gold | GoldEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx Antidote Health Plan of Ohio, Inc., HMO | $871 | $3,000 | $9,000 |
| Silver | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, HMO | $871 | $6,400 | $10,300 |
| Gold | GoldEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin Antidote Health Plan of Ohio, Inc., HMO | $872 | $3,000 | $9,000 |
| Silver | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $873 | $5,000 | $10,600 |
| Gold | GoldComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included Antidote Health Plan of Ohio, Inc., HMO | $880 | $3,500 | $9,000 |
| Silver | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $884 | $0 | $12,000 |
| Gold | Gold Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits Antidote Health Plan of Ohio, Inc., HMO | $922 | $3,000 | $9,000 |
| Gold | Anthem Gold Pathway 2500 Standard ($0 Select Drugs + Incentives) standard Anthem Blue Cross and Blue Shield, HMO | $924 | $2,500 | $8,600 |
| Gold | GoldElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits Antidote Health Plan of Ohio, Inc., HMO | $934 | $3,000 | $9,000 |
| Gold | Gold Standard standard Antidote Health Plan of Ohio, Inc., HMO | $948 | $2,500 | $8,600 |
| Gold | UHC Gold Standard ($0 Insulin, No Referrals) standard UnitedHealthcare, HMO | $971 | $2,500 | $8,600 |
| Gold | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) standard UnitedHealthcare, HMO | $986 | $2,500 | $8,600 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $987 | $1,300 | $7,500 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,001 | $1,300 | $7,500 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) UnitedHealthcare, HMO | $1,007 | $0 | $8,200 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) UnitedHealthcare, HMO | $1,021 | $0 | $8,200 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.