2027 health plan prices in Caldwell County, TX
In Caldwell County, Texas, 7 insurers offer 104 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $697 a month for a 40-year-old before any credit, up 14.3% from 2026.
$697benchmark silver a month, age 40
$424cheapest bronze, age 40
$566cheapest gold, age 40
+14.3%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $545 | $332 |
| Age 27 | $571 | $347 |
| Age 30 | $619 | $376 |
| Age 40 | $697 | $424 |
| Age 50 | $974 | $592 |
| Age 60 | $1,480 | $900 |
All 104 plans
Show price for age:
| Catastrophic | CHRISTUS Catastrophic (3 Free PCP visits) CHRISTUS Health Plan, HMO | $411 | $12,000 | $12,000 |
| Bronze | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) standard CHRISTUS Health Plan, HMO | $424 | $7,500 | $12,000 |
| Bronze | CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $436 | $8,500 | $10,850 |
| Bronze | CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $436 | $7,450 | $10,800 |
| Bronze | CHRISTUS Bronze Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $456 | $8,500 | $10,850 |
| Bronze | CHRISTUS Bronze Essential Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $456 | $7,450 | $10,800 |
| Catastrophic | Wellpoint Essential Catastrophic HSA (+ Incentives) WellPoint, HMO | $474 | $12,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $508 | $6,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $510 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $518 | $6,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $524 | $4,000 | $10,150 |
| Bronze | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $524 | $5,000 | $10,400 |
| Bronze | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $536 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $537 | $5,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $542 | $4,500 | $12,000 |
| Gold | CHRISTUS Standard Gold ($0 Virtual Urgent Care) standard CHRISTUS Health Plan, HMO | $566 | $2,500 | $8,600 |
| Bronze | Signature Expanded Bronze standard Ambetter from Superior HealthPlan, EPO | $567 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $573 | $11,750 | $11,750 |
| Gold | CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $574 | $3,900 | $10,500 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $585 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Superior HealthPlan, EPO | $585 | $7,950 | $7,950 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company, EPO | $587 | $9,000 | $12,000 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin) standard UnitedHealthcare, HMO | $590 | $7,500 | $12,000 |
| Gold | CHRISTUS Gold with Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $593 | $0 | $9,950 |
| Gold | CHRISTUS Gold Essential Plus Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $594 | $3,900 | $10,500 |
| Bronze | Bronze Classic 4700 Oscar Insurance Company, EPO | $594 | $4,700 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Insurance Company, EPO | $596 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $604 | $7,950 | $7,950 |
| Bronze | Bronze Simple Diabetes Oscar Insurance Company, EPO | $606 | $5,500 | $12,000 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $607 | $7,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Insurance Company, EPO | $609 | $5,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Insurance Company, EPO | $612 | $0 | $12,000 |
| Gold | CHRISTUS Gold Plus Dental & Vision & Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $612 | $0 | $9,950 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision Oscar Insurance Company, EPO | $629 | $5,500 | $12,000 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $639 | $0 | $10,600 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $655 | $0 | $10,600 |
| Bronze | Blue Advantage Bronze HMO℠ - Balance HSA Blue Cross and Blue Shield of Texas, HMO | $668 | $11,750 | $11,750 |
| Bronze | Blue Advantage Bronze HMO℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $668 | $7,500 | $12,000 |
| Silver | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) standard CHRISTUS Health Plan, HMO | $678 | $6,400 | $10,300 |
| Gold | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) WellPoint, HMO | $691 | $500 | $10,500 |
| Gold | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) WellPoint, HMO | $691 | $800 | $9,000 |
| Gold | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $692 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) WellPoint, HMO | $696 | $1,500 | $5,000 |
| Silver | CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $697 | $6,900 | $10,350 |
| Catastrophic | Blue Advantage Security HMO℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $698 | $12,000 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Support HSA Blue Cross and Blue Shield of Texas, POS | $712 | $8,000 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, POS | $712 | $7,500 | $12,000 |
| Silver | CHRISTUS Silver Essential 70 Plus Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $724 | $6,900 | $10,350 |
| Gold | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) WellPoint, POS | $726 | $700 | $7,500 |
| Gold | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $727 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) WellPoint, POS | $731 | $1,000 | $8,950 |
| Gold | Signature Gold standard Ambetter from Superior HealthPlan, EPO | $738 | $2,500 | $8,600 |
| Catastrophic | Blue Advantage Plus Security℠ - HSA Blue Cross and Blue Shield of Texas, POS | $740 | $12,000 | $12,000 |
| Gold | UHC Gold Standard ($0 Insulin) standard UnitedHealthcare, HMO | $749 | $2,500 | $8,600 |
| Gold | Everyday Gold Ambetter from Superior HealthPlan, EPO | $753 | $800 | $7,250 |
| Gold | Complete Gold Ambetter from Superior HealthPlan, EPO | $757 | $1,450 | $9,500 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $762 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $774 | $0 | $8,000 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $777 | $800 | $7,250 |
| Gold | Gold Elite Saver Plus Oscar Insurance Company, EPO | $778 | $0 | $11,750 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $780 | $1,400 | $6,500 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $781 | $1,450 | $9,500 |
| Gold | Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs standard Sendero Health Plans, Local Nonprofit, HMO | $784 | $2,500 | $8,600 |
| Gold | Gold Simple Oscar Insurance Company, EPO | $786 | $2,750 | $10,000 |
| Gold | Gold Classic Standard standard Oscar Insurance Company, EPO | $788 | $2,500 | $8,600 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $791 | $0 | $8,000 |
| Gold | SHP Gold Sendero Health Plans, Local Nonprofit, HMO | $793 | $350 | $10,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $796 | $1,400 | $6,500 |
| Gold | Gold Elite Saver Plus with Adult Dental & Vision Oscar Insurance Company, EPO | $801 | $0 | $11,750 |
| Silver | Streamlined Silver Ambetter from Superior HealthPlan, EPO | $807 | $4,700 | $11,300 |
| Silver | Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs Sendero Health Plans, Local Nonprofit, HMO | $817 | $4,250 | $12,000 |
| Silver | Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs standard Sendero Health Plans, Local Nonprofit, HMO | $819 | $6,400 | $10,300 |
| Silver | Signature Silver standard Ambetter from Superior HealthPlan, EPO | $822 | $6,400 | $10,300 |
| Silver | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $827 | $6,400 | $10,300 |
| Silver | Focused Silver Ambetter from Superior HealthPlan, EPO | $828 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter from Superior HealthPlan, EPO | $833 | $5,000 | $10,000 |
| Silver | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) WellPoint, HMO | $836 | $1,850 | $9,500 |
| Silver | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) WellPoint, HMO | $837 | $3,500 | $9,950 |
| Silver | Sendero Health Austin512 Silver / $40 PCP / $75 Specialist Sendero Health Plans, Local Nonprofit, HMO | $842 | $0 | $12,000 |
| Silver | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) WellPoint, HMO | $848 | $3,500 | $9,950 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $849 | $6,400 | $10,300 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $854 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $860 | $5,000 | $10,000 |
| Silver | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $868 | $6,400 | $10,300 |
| Silver | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) WellPoint, POS | $876 | $2,500 | $9,900 |
| Silver | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) WellPoint, POS | $877 | $4,000 | $9,550 |
| Silver | UHC Silver Standard ($0 Insulin) standard UnitedHealthcare, HMO | $878 | $6,400 | $10,300 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $895 | $3,500 | $9,700 |
| Silver | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $898 | $3,800 | $10,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $911 | $3,500 | $9,700 |
| Silver | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $914 | $3,800 | $10,000 |
| Silver | Silver Classic Standard standard Oscar Insurance Company, EPO | $920 | $6,400 | $10,300 |
| Silver | Silver Core Plan Oscar Insurance Company, EPO | $922 | $9,000 | $10,300 |
| Silver | Silver Simple PCP Saver Oscar Insurance Company, EPO | $927 | $5,750 | $10,000 |
| Gold | Blue Advantage Gold HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $961 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold HMO℠ - Max Blue Cross and Blue Shield of Texas, HMO | $968 | $550 | $10,500 |
| Gold | Blue Advantage Plus Gold℠ - Secure Blue Cross and Blue Shield of Texas, POS | $1,019 | $1,800 | $7,800 |
| Gold | Blue Advantage Plus Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $1,036 | $2,500 | $8,600 |
| Gold | Blue Advantage Plus Gold℠ - Balance Blue Cross and Blue Shield of Texas, POS | $1,037 | $2,500 | $8,600 |
| Silver | Blue Advantage Silver HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $1,117 | $6,400 | $10,300 |
| Silver | Blue Advantage Silver HMO℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $1,140 | $3,100 | $10,550 |
| Silver | Blue Advantage Plus Silver℠ - Balance Blue Cross and Blue Shield of Texas, POS | $1,177 | $7,000 | $10,700 |
| Silver | Blue Advantage Plus Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $1,193 | $6,400 | $10,300 |
| Silver | Blue Advantage Plus Silver℠ - Champion Blue Cross and Blue Shield of Texas, POS | $1,217 | $3,100 | $10,550 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.