2027 health plan prices in Collin County, TX
In Collin County, Texas, 7 insurers offer 111 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $761 a month for a 40-year-old before any credit, up 13.4% from 2026.
$761benchmark silver a month, age 40
$505cheapest bronze, age 40
$676cheapest gold, age 40
+13.4%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $595 | $395 |
| Age 27 | $624 | $414 |
| Age 30 | $676 | $448 |
| Age 40 | $761 | $505 |
| Age 50 | $1,063 | $706 |
| Age 60 | $1,615 | $1,072 |
All 111 plans
Show price for age:
| Catastrophic | Wellpoint Essential Catastrophic HSA (+ Incentives) WellPoint, HMO | $471 | $12,000 | $12,000 |
| Catastrophic | Imperial Preferred Catastrophic Imperial Insurance Companies, Inc., HMO | $501 | $12,000 | $12,000 |
| Bronze | MyBlue Health Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $505 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $506 | $6,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $508 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $516 | $6,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $521 | $4,000 | $10,150 |
| Bronze | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $522 | $5,000 | $10,400 |
| Catastrophic | MyBlue Health Security℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $524 | $12,000 | $12,000 |
| Bronze | MyBlue Health Bronze℠ - Champion HSA Blue Cross and Blue Shield of Texas, HMO | $525 | $5,000 | $11,100 |
| Bronze | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $533 | $7,500 | $12,000 |
| Bronze | Imperial Classic Bronze standard Imperial Insurance Companies, Inc., HMO | $534 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $534 | $5,500 | $12,000 |
| Bronze | Imperial Preferred Bronze Imperial Insurance Companies, Inc., HMO | $535 | $9,500 | $9,500 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company, EPO | $537 | $9,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $540 | $4,500 | $12,000 |
| Bronze | Bronze Classic 4700 Oscar Insurance Company, EPO | $543 | $4,700 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Insurance Company, EPO | $545 | $7,500 | $12,000 |
| Bronze | Bronze Simple Diabetes Oscar Insurance Company, EPO | $554 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Insurance Company, EPO | $557 | $5,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Insurance Company, EPO | $559 | $0 | $12,000 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision Oscar Insurance Company, EPO | $575 | $5,500 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter from Superior HealthPlan, EPO | $609 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze HMO℠ - Balance HSA Blue Cross and Blue Shield of Texas, HMO | $618 | $11,750 | $11,750 |
| Bronze | Blue Advantage Bronze HMO℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $618 | $7,500 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $622 | $11,750 | $11,750 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $629 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Superior HealthPlan, EPO | $629 | $7,950 | $7,950 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin) standard UnitedHealthcare, HMO | $641 | $7,500 | $12,000 |
| Catastrophic | Blue Advantage Security HMO℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $647 | $12,000 | $12,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $649 | $7,950 | $7,950 |
| Bronze | Blue Advantage Plus Bronze℠ - Support HSA Blue Cross and Blue Shield of Texas, POS | $658 | $8,000 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, POS | $658 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $658 | $7,500 | $12,000 |
| Gold | MyBlue Health Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $676 | $2,500 | $8,600 |
| Gold | Signature Gold VALUE standard Ambetter from Superior HealthPlan, HMO | $682 | $2,500 | $8,600 |
| Catastrophic | Blue Advantage Plus Security℠ - HSA Blue Cross and Blue Shield of Texas, POS | $684 | $12,000 | $12,000 |
| Gold | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) WellPoint, HMO | $688 | $500 | $10,500 |
| Gold | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) WellPoint, HMO | $688 | $800 | $9,000 |
| Gold | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $689 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) WellPoint, HMO | $693 | $1,500 | $5,000 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $693 | $0 | $10,600 |
| Gold | MyBlue Health Gold℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $696 | $1,200 | $9,200 |
| Gold | Gold 1D $0 Deductible $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab $0 Imaging & $0 Outpatient Procedures Harbor Health, HMO | $697 | $0 | $9,950 |
| Gold | Complete VALUE Gold Ambetter from Superior HealthPlan, HMO | $699 | $1,450 | $9,500 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $711 | $0 | $10,600 |
| Gold | Gold Elite Saver Plus Oscar Insurance Company, EPO | $711 | $0 | $11,750 |
| Gold | Gold 1DS $30 PCP $30 Mental Health Office Visit $30 Express Care standard Harbor Health, HMO | $714 | $2,500 | $8,600 |
| Gold | Gold Simple Oscar Insurance Company, EPO | $719 | $2,750 | $10,000 |
| Gold | Gold Classic Standard standard Oscar Insurance Company, EPO | $720 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) WellPoint, POS | $723 | $700 | $7,500 |
| Gold | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $724 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) WellPoint, POS | $727 | $1,000 | $8,950 |
| Gold | Gold Elite Saver Plus with Adult Dental & Vision Oscar Insurance Company, EPO | $733 | $0 | $11,750 |
| Gold | Imperial Preferred Gold Imperial Insurance Companies, Inc., HMO | $744 | $1,000 | $8,000 |
| Silver | Streamlined VALUE Silver Ambetter from Superior HealthPlan, HMO | $747 | $4,700 | $11,300 |
| Silver | Signature Silver VALUE standard Ambetter from Superior HealthPlan, HMO | $761 | $6,400 | $10,300 |
| Gold | Imperial Classic Gold standard Imperial Insurance Companies, Inc., HMO | $761 | $2,500 | $8,600 |
| Gold | Imperial Preferred Gold Zero Imperial Insurance Companies, Inc., HMO | $764 | $0 | $9,200 |
| Silver | Focused VALUE Silver Ambetter from Superior HealthPlan, HMO | $766 | $6,300 | $9,600 |
| Silver | MyBlue Health Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $767 | $6,400 | $10,300 |
| Silver | Signature Silver VALUE + Vision + Adult Dental standard Ambetter from Superior HealthPlan, HMO | $780 | $6,400 | $10,300 |
| Silver | MyBlue Health Silver℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $785 | $3,100 | $10,550 |
| Silver | Focused VALUE Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, HMO | $786 | $6,300 | $9,600 |
| Gold | Signature Gold standard Ambetter from Superior HealthPlan, EPO | $794 | $2,500 | $8,600 |
| Silver | Silver 1D $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab, $0 Imaging Harbor Health, HMO | $805 | $8,000 | $9,500 |
| Gold | Everyday Gold Ambetter from Superior HealthPlan, EPO | $809 | $800 | $7,250 |
| Gold | UHC Gold Standard ($0 Insulin) standard UnitedHealthcare, HMO | $813 | $2,500 | $8,600 |
| Gold | Complete Gold Ambetter from Superior HealthPlan, EPO | $814 | $1,450 | $9,500 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $820 | $2,500 | $8,600 |
| Silver | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $823 | $6,400 | $10,300 |
| Silver | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) WellPoint, HMO | $832 | $1,850 | $9,500 |
| Silver | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) WellPoint, HMO | $833 | $3,500 | $9,950 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $835 | $800 | $7,250 |
| Silver | Silver 1DS $40 PCP $40 Mental Health Office Visit $40 Express Care standard Harbor Health, HMO | $836 | $6,400 | $10,300 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $840 | $1,450 | $9,500 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $840 | $0 | $8,000 |
| Silver | Silver Classic Standard standard Oscar Insurance Company, EPO | $841 | $6,400 | $10,300 |
| Silver | Silver Core Plan Oscar Insurance Company, EPO | $843 | $9,000 | $10,300 |
| Silver | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) WellPoint, HMO | $844 | $3,500 | $9,950 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $846 | $1,400 | $6,500 |
| Silver | Silver Simple PCP Saver Oscar Insurance Company, EPO | $848 | $5,750 | $10,000 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $858 | $0 | $8,000 |
| Silver | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $864 | $6,400 | $10,300 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $864 | $1,400 | $6,500 |
| Silver | Streamlined Silver Ambetter from Superior HealthPlan, EPO | $867 | $4,700 | $11,300 |
| Silver | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) WellPoint, POS | $872 | $2,500 | $9,900 |
| Silver | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) WellPoint, POS | $873 | $4,000 | $9,550 |
| Silver | Imperial Classic Silver standard Imperial Insurance Companies, Inc., HMO | $876 | $6,400 | $10,300 |
| Silver | Imperial Preferred Silver Imperial Insurance Companies, Inc., HMO | $883 | $6,500 | $10,500 |
| Silver | Signature Silver standard Ambetter from Superior HealthPlan, EPO | $884 | $6,400 | $10,300 |
| Gold | Blue Advantage Gold HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $884 | $2,500 | $8,600 |
| Silver | Focused Silver Ambetter from Superior HealthPlan, EPO | $890 | $6,300 | $9,600 |
| Gold | Blue Advantage Gold HMO℠ - Max Blue Cross and Blue Shield of Texas, HMO | $890 | $550 | $10,500 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter from Superior HealthPlan, EPO | $896 | $5,000 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $912 | $6,400 | $10,300 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $918 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $925 | $5,000 | $10,000 |
| Gold | Blue Advantage Plus Gold℠ - Secure Blue Cross and Blue Shield of Texas, POS | $937 | $1,800 | $7,800 |
| Gold | Blue Advantage Plus Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $952 | $2,500 | $8,600 |
| Gold | Blue Advantage Plus Gold℠ - Balance Blue Cross and Blue Shield of Texas, POS | $953 | $2,500 | $8,600 |
| Silver | UHC Silver Standard ($0 Insulin) standard UnitedHealthcare, HMO | $953 | $6,400 | $10,300 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $971 | $3,500 | $9,700 |
| Silver | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $974 | $3,800 | $10,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $989 | $3,500 | $9,700 |
| Silver | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $992 | $3,800 | $10,000 |
| Silver | Blue Advantage Silver HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $1,028 | $6,400 | $10,300 |
| Silver | Blue Advantage Silver HMO℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $1,049 | $3,100 | $10,550 |
| Silver | Blue Advantage Plus Silver℠ - Balance Blue Cross and Blue Shield of Texas, POS | $1,082 | $7,000 | $10,700 |
| Silver | Blue Advantage Plus Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $1,096 | $6,400 | $10,300 |
| Silver | Blue Advantage Plus Silver℠ - Champion Blue Cross and Blue Shield of Texas, POS | $1,118 | $3,100 | $10,550 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.