2027 health plan prices in Harris County, TX
In Harris County, Texas, 8 insurers offer 140 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $669 a month for a 40-year-old before any credit, up 13.0% from 2026.
$669benchmark silver a month, age 40
$449cheapest bronze, age 40
$598cheapest gold, age 40
+13.0%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $523 | $351 |
| Age 27 | $548 | $368 |
| Age 30 | $594 | $399 |
| Age 40 | $669 | $449 |
| Age 50 | $935 | $627 |
| Age 60 | $1,420 | $953 |
All 140 plans
Show price for age:
| Bronze | MyBlue Health Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $449 | $7,500 | $12,000 |
| Catastrophic | Imperial Preferred Catastrophic Imperial Insurance Companies, Inc., HMO | $455 | $12,000 | $12,000 |
| Bronze | MyBlue Health Bronze℠ - Champion HSA Blue Cross and Blue Shield of Texas, HMO | $466 | $5,000 | $11,100 |
| Catastrophic | MyBlue Health Security℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $468 | $12,000 | $12,000 |
| Bronze | Community Select Bronze 016 HSA Community Health Choice, HMO | $485 | $11,000 | $12,000 |
| Bronze | Imperial Classic Bronze standard Imperial Insurance Companies, Inc., HMO | $485 | $7,500 | $12,000 |
| Bronze | Imperial Preferred Bronze Imperial Insurance Companies, Inc., HMO | $486 | $9,500 | $9,500 |
| Catastrophic | Wellpoint Essential Catastrophic HSA (+ Incentives) WellPoint, HMO | $494 | $12,000 | $12,000 |
| Bronze | Community Ultra Select Bronze 016 HSA Community Health Choice, HMO | $504 | $11,000 | $12,000 |
| Bronze | Community Ultra Select Bronze 018 HSA standard Community Health Choice, HMO | $512 | $7,500 | $12,000 |
| Bronze | Blue Advantage Bronze HMO℠ - Balance HSA Blue Cross and Blue Shield of Texas, HMO | $519 | $11,750 | $11,750 |
| Bronze | Blue Advantage Bronze HMO℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $519 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $530 | $6,000 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter from Superior HealthPlan, EPO | $530 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $532 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $541 | $6,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $546 | $4,000 | $10,150 |
| Bronze | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $547 | $5,000 | $10,400 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $547 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Superior HealthPlan, EPO | $547 | $7,950 | $7,950 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company, EPO | $548 | $9,000 | $12,000 |
| Catastrophic | Blue Advantage Security HMO℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $549 | $12,000 | $12,000 |
| Bronze | Bronze Classic 4700 Oscar Insurance Company, EPO | $555 | $4,700 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Insurance Company, EPO | $557 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $559 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $560 | $5,500 | $12,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $565 | $7,950 | $7,950 |
| Bronze | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $565 | $4,500 | $12,000 |
| Bronze | Bronze Simple Diabetes Oscar Insurance Company, EPO | $566 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Insurance Company, EPO | $569 | $5,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Insurance Company, EPO | $571 | $0 | $12,000 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision Oscar Insurance Company, EPO | $588 | $5,500 | $12,000 |
| Gold | MyBlue Health Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $598 | $2,500 | $8,600 |
| Gold | Signature Gold VALUE standard Ambetter from Superior HealthPlan, HMO | $600 | $2,500 | $8,600 |
| Gold | Gold 1H $0 Deductible $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab $0 Imaging & $0 Outpatient Procedures Harbor Health, HMO | $602 | $0 | $9,950 |
| Gold | Complete VALUE Gold Ambetter from Superior HealthPlan, HMO | $615 | $1,450 | $9,500 |
| Gold | MyBlue Health Gold℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $615 | $1,200 | $9,200 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $626 | $11,750 | $11,750 |
| Gold | Gold Elite Saver Plus Guided Care Oscar Insurance Company, HMO | $628 | $0 | $11,750 |
| Gold | Gold 1HS $30 PCP $30 Mental Health Office Visit $30 Express Care standard Harbor Health, HMO | $632 | $2,500 | $8,600 |
| Gold | Gold Simple Guided Care Oscar Insurance Company, HMO | $634 | $2,750 | $10,000 |
| Gold | Gold Classic Standard Guided Care standard Oscar Insurance Company, HMO | $636 | $2,500 | $8,600 |
| Bronze | Community Premier Bronze 003 HSA Community Health Choice, HMO | $637 | $8,500 | $12,000 |
| Bronze | UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin) UnitedHealthcare, HMO | $637 | $0 | $10,600 |
| Bronze | Community Premier Brone 018 HSA standard Community Health Choice, HMO | $644 | $7,500 | $12,000 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin) standard UnitedHealthcare, HMO | $645 | $7,500 | $12,000 |
| Gold | Gold Simple Diabetes Guided Care Oscar Insurance Company, HMO | $648 | $2,000 | $10,600 |
| Bronze | UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $653 | $0 | $10,600 |
| Gold | Community Ultra Select Gold 021 standard Community Health Choice, HMO | $654 | $2,500 | $8,600 |
| Gold | Gold Simple Guided Care with Adult Dental & Vision Oscar Insurance Company, HMO | $656 | $2,750 | $10,000 |
| Silver | Streamlined VALUE Silver Ambetter from Superior HealthPlan, HMO | $656 | $4,700 | $11,300 |
| Gold | Community Select Gold 022 Community Health Choice, HMO | $660 | $1,800 | $9,200 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $663 | $7,500 | $12,000 |
| Silver | Signature Silver VALUE standard Ambetter from Superior HealthPlan, HMO | $669 | $6,400 | $10,300 |
| Gold | Gold Simple Diabetes Guided Care with Adult Dental & Vision Oscar Insurance Company, HMO | $670 | $2,000 | $10,600 |
| Silver | Focused VALUE Silver Ambetter from Superior HealthPlan, HMO | $673 | $6,300 | $9,600 |
| Gold | Community Ultra Select Gold 022 Community Health Choice, HMO | $676 | $1,800 | $9,200 |
| Gold | Imperial Preferred Gold Imperial Insurance Companies, Inc., HMO | $677 | $1,000 | $8,000 |
| Silver | MyBlue Health Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $677 | $6,400 | $10,300 |
| Silver | Signature Silver VALUE + Vision + Adult Dental standard Ambetter from Superior HealthPlan, HMO | $686 | $6,400 | $10,300 |
| Silver | Focused VALUE Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, HMO | $691 | $6,300 | $9,600 |
| Gold | Signature Gold standard Ambetter from Superior HealthPlan, EPO | $691 | $2,500 | $8,600 |
| Gold | Imperial Classic Gold standard Imperial Insurance Companies, Inc., HMO | $692 | $2,500 | $8,600 |
| Silver | MyBlue Health Silver℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $694 | $3,100 | $10,550 |
| Gold | Imperial Preferred Gold Zero Imperial Insurance Companies, Inc., HMO | $694 | $0 | $9,200 |
| Silver | Silver 1H $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab, $0 Imaging Harbor Health, HMO | $701 | $8,000 | $9,500 |
| Gold | Everyday Gold Ambetter from Superior HealthPlan, EPO | $704 | $800 | $7,250 |
| Gold | Complete Gold Ambetter from Superior HealthPlan, EPO | $708 | $1,450 | $9,500 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $714 | $2,500 | $8,600 |
| Gold | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) WellPoint, HMO | $721 | $500 | $10,500 |
| Gold | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) WellPoint, HMO | $721 | $800 | $9,000 |
| Gold | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $722 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) WellPoint, HMO | $726 | $1,500 | $5,000 |
| Gold | Gold Elite Saver Plus Oscar Insurance Company, EPO | $727 | $0 | $11,750 |
| Silver | Community Select Silver 019 Community Health Choice, HMO | $727 | $5,000 | $10,000 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $727 | $800 | $7,250 |
| Silver | Community Ultra Select Silver 019 Community Health Choice, HMO | $728 | $5,000 | $10,000 |
| Silver | Community Ultra Select Silver 020 standard Community Health Choice, HMO | $728 | $6,400 | $10,300 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $731 | $1,450 | $9,500 |
| Gold | Gold Simple Oscar Insurance Company, EPO | $734 | $2,750 | $10,000 |
| Gold | Gold Classic Standard standard Oscar Insurance Company, EPO | $736 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $740 | $2,500 | $8,600 |
| Silver | Silver 1HS $40 PCP $40 Mental Health Office Visit $40 Express Care standard Harbor Health, HMO | $740 | $6,400 | $10,300 |
| Silver | Silver Classic Standard Guided Care standard Oscar Insurance Company, HMO | $741 | $6,400 | $10,300 |
| Silver | Silver Core Plan Guided Care Oscar Insurance Company, HMO | $743 | $9,000 | $10,300 |
| Gold | Blue Advantage Gold HMO℠ - Max Blue Cross and Blue Shield of Texas, HMO | $745 | $550 | $10,500 |
| Silver | Silver Simple Diabetes Guided Care Oscar Insurance Company, HMO | $745 | $6,500 | $10,600 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care Oscar Insurance Company, HMO | $746 | $6,200 | $10,300 |
| Silver | Silver Simple PCP Saver Guided Care Oscar Insurance Company, HMO | $746 | $5,750 | $10,000 |
| Silver | Silver Simple Women's Health with Menopause Benefits Guided Care Oscar Insurance Company, HMO | $747 | $6,000 | $10,600 |
| Gold | Gold Elite Saver Plus with Adult Dental & Vision Oscar Insurance Company, EPO | $748 | $0 | $11,750 |
| Silver | Silver Simple Chronic Care CKM Guided Care Oscar Insurance Company, HMO | $748 | $6,500 | $10,500 |
| Silver | Streamlined Silver Ambetter from Superior HealthPlan, EPO | $755 | $4,700 | $11,300 |
| Gold | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) WellPoint, POS | $758 | $700 | $7,500 |
| Gold | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $758 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) WellPoint, POS | $762 | $1,000 | $8,950 |
| Silver | Silver Simple Diabetes Guided Care with Adult Dental & Vision Oscar Insurance Company, HMO | $767 | $6,500 | $10,600 |
| Silver | Signature Silver standard Ambetter from Superior HealthPlan, EPO | $769 | $6,400 | $10,300 |
| Silver | Focused Silver Ambetter from Superior HealthPlan, EPO | $775 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter from Superior HealthPlan, EPO | $780 | $5,000 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $794 | $6,400 | $10,300 |
| Silver | Imperial Classic Silver standard Imperial Insurance Companies, Inc., HMO | $797 | $6,400 | $10,300 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $800 | $6,300 | $9,600 |
| Bronze | Blue Advantage Plus Bronze℠ - Support HSA Blue Cross and Blue Shield of Texas, POS | $802 | $8,000 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, POS | $802 | $7,500 | $12,000 |
| Silver | Imperial Preferred Silver Imperial Insurance Companies, Inc., HMO | $802 | $6,500 | $10,500 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $805 | $5,000 | $10,000 |
| Gold | UHC Gold Standard ($0 Insulin) standard UnitedHealthcare, HMO | $818 | $2,500 | $8,600 |
| Catastrophic | Blue Advantage Plus Security℠ - HSA Blue Cross and Blue Shield of Texas, POS | $830 | $12,000 | $12,000 |
| Gold | UHC Kelsey Seybold Gold Copay Focus $0 Ded ($8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $836 | $0 | $8,000 |
| Gold | Community Premier Gold 021 standard Community Health Choice, HMO | $845 | $2,500 | $8,600 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $852 | $1,400 | $6,500 |
| Gold | Community Premier Gold 005 Community Health Choice, HMO | $853 | $2,500 | $8,500 |
| Gold | UHC Kelsey Seybold Gold Copay Focus+ $0 Ded ($8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $853 | $0 | $8,000 |
| Silver | Silver Classic Standard standard Oscar Insurance Company, EPO | $859 | $6,400 | $10,300 |
| Silver | Blue Advantage Silver HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $860 | $6,400 | $10,300 |
| Silver | Silver Core Plan Oscar Insurance Company, EPO | $861 | $9,000 | $10,300 |
| Silver | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $862 | $6,400 | $10,300 |
| Silver | Silver Simple PCP Saver Oscar Insurance Company, EPO | $866 | $5,750 | $10,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $870 | $1,400 | $6,500 |
| Silver | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) WellPoint, HMO | $871 | $1,850 | $9,500 |
| Silver | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) WellPoint, HMO | $873 | $3,500 | $9,950 |
| Silver | Blue Advantage Silver HMO℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $877 | $3,100 | $10,550 |
| Silver | UHC Kelsey Seybold Silver Copay Focus $0 Indiv Med Ded ($0 Insulin) UnitedHealthcare, HMO | $882 | $0 | $9,800 |
| Silver | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) WellPoint, HMO | $884 | $3,500 | $9,950 |
| Silver | UHC Kelsey Seybold Silver Copay Focus+ $0 Indiv Med Ded ($0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $898 | $0 | $9,800 |
| Silver | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $905 | $6,400 | $10,300 |
| Silver | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) WellPoint, POS | $914 | $2,500 | $9,900 |
| Silver | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) WellPoint, POS | $915 | $4,000 | $9,550 |
| Silver | Community Premier Silver 020 standard Community Health Choice, HMO | $952 | $6,400 | $10,300 |
| Silver | UHC Silver Standard ($0 Insulin) standard UnitedHealthcare, HMO | $960 | $6,400 | $10,300 |
| Silver | Community Premier Silver 012 Community Health Choice, HMO | $970 | $2,800 | $12,000 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $978 | $3,500 | $9,700 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $996 | $3,500 | $9,700 |
| Gold | Blue Advantage Plus Gold℠ - Secure Blue Cross and Blue Shield of Texas, POS | $1,148 | $1,800 | $7,800 |
| Gold | Blue Advantage Plus Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $1,167 | $2,500 | $8,600 |
| Gold | Blue Advantage Plus Gold℠ - Balance Blue Cross and Blue Shield of Texas, POS | $1,168 | $2,500 | $8,600 |
| Silver | Blue Advantage Plus Silver℠ - Balance Blue Cross and Blue Shield of Texas, POS | $1,326 | $7,000 | $10,700 |
| Silver | Blue Advantage Plus Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $1,344 | $6,400 | $10,300 |
| Silver | Blue Advantage Plus Silver℠ - Champion Blue Cross and Blue Shield of Texas, POS | $1,371 | $3,100 | $10,550 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.