2027 health plan prices in Montgomery County, TX
In Montgomery County, Texas, 8 insurers offer 131 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $728 a month for a 40-year-old before any credit, up 9.0% from 2026.
$728benchmark silver a month, age 40
$496cheapest bronze, age 40
$661cheapest gold, age 40
+9.0%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $570 | $388 |
| Age 27 | $597 | $407 |
| Age 30 | $647 | $441 |
| Age 40 | $728 | $496 |
| Age 50 | $1,018 | $693 |
| Age 60 | $1,547 | $1,054 |
All 131 plans
Show price for age:
| Catastrophic | Imperial Preferred Catastrophic Imperial Insurance Companies, Inc., HMO | $465 | $12,000 | $12,000 |
| Catastrophic | Wellpoint Essential Catastrophic HSA (+ Incentives) WellPoint, HMO | $495 | $12,000 | $12,000 |
| Bronze | Imperial Classic Bronze standard Imperial Insurance Companies, Inc., HMO | $496 | $7,500 | $12,000 |
| Bronze | Imperial Preferred Bronze Imperial Insurance Companies, Inc., HMO | $497 | $9,500 | $9,500 |
| Bronze | Signature Expanded Bronze standard Ambetter from Superior HealthPlan, EPO | $511 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $528 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Superior HealthPlan, EPO | $528 | $7,950 | $7,950 |
| Bronze | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $531 | $6,000 | $12,000 |
| Bronze | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $534 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $542 | $6,000 | $12,000 |
| Bronze | MyBlue Health Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $544 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $545 | $7,950 | $7,950 |
| Bronze | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $548 | $4,000 | $10,150 |
| Bronze | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) WellPoint, HMO | $548 | $5,000 | $10,400 |
| Bronze | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $560 | $7,500 | $12,000 |
| Bronze | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $561 | $5,500 | $12,000 |
| Catastrophic | MyBlue Health Security℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $562 | $12,000 | $12,000 |
| Bronze | MyBlue Health Bronze℠ - Champion HSA Blue Cross and Blue Shield of Texas, HMO | $566 | $5,000 | $11,100 |
| Bronze | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) WellPoint, POS | $567 | $4,500 | $12,000 |
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company, EPO | $571 | $9,000 | $12,000 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $577 | $11,750 | $11,750 |
| Bronze | Bronze Classic 4700 Oscar Insurance Company, EPO | $578 | $4,700 | $12,000 |
| Bronze | Bronze Classic Standard standard Oscar Insurance Company, EPO | $580 | $7,500 | $12,000 |
| Bronze | UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin) UnitedHealthcare, HMO | $587 | $0 | $10,600 |
| Bronze | Bronze Simple Diabetes Oscar Insurance Company, EPO | $590 | $5,500 | $12,000 |
| Bronze | Bronze Simple Chronic Care CKM Oscar Insurance Company, EPO | $592 | $5,500 | $12,000 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin) standard UnitedHealthcare, HMO | $595 | $7,500 | $12,000 |
| Bronze | Bronze Elite + PCP Saver Plus Oscar Insurance Company, EPO | $595 | $0 | $12,000 |
| Bronze | Blue Advantage Bronze HMO℠ - Balance HSA Blue Cross and Blue Shield of Texas, HMO | $598 | $11,750 | $11,750 |
| Bronze | Blue Advantage Bronze HMO℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $598 | $7,500 | $12,000 |
| Bronze | UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $602 | $0 | $10,600 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $611 | $7,500 | $12,000 |
| Bronze | Bronze Simple Diabetes with Adult Dental & Vision Oscar Insurance Company, EPO | $612 | $5,500 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Support HSA Blue Cross and Blue Shield of Texas, POS | $615 | $8,000 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, POS | $615 | $7,500 | $12,000 |
| Catastrophic | Blue Advantage Security HMO℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $627 | $12,000 | $12,000 |
| Catastrophic | Blue Advantage Plus Security℠ - HSA Blue Cross and Blue Shield of Texas, POS | $641 | $12,000 | $12,000 |
| Gold | Signature Gold VALUE standard Ambetter from Superior HealthPlan, HMO | $661 | $2,500 | $8,600 |
| Gold | Gold Elite Saver Plus Guided Care Oscar Insurance Company, HMO | $666 | $0 | $11,750 |
| Gold | Gold 1M $0 Deductible $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab $0 Imaging & $0 Outpatient Procedures Harbor Health, HMO | $666 | $0 | $9,950 |
| Gold | Signature Gold standard Ambetter from Superior HealthPlan, EPO | $667 | $2,500 | $8,600 |
| Gold | Gold Simple Guided Care Oscar Insurance Company, HMO | $672 | $2,750 | $10,000 |
| Gold | Gold Classic Standard Guided Care standard Oscar Insurance Company, HMO | $674 | $2,500 | $8,600 |
| Gold | Complete VALUE Gold Ambetter from Superior HealthPlan, HMO | $677 | $1,450 | $9,500 |
| Gold | Everyday Gold Ambetter from Superior HealthPlan, EPO | $679 | $800 | $7,250 |
| Bronze | Community Premier Bronze 003 HSA Community Health Choice, HMO | $681 | $8,500 | $12,000 |
| Gold | Complete Gold Ambetter from Superior HealthPlan, EPO | $683 | $1,450 | $9,500 |
| Gold | Gold Simple Diabetes Guided Care Oscar Insurance Company, HMO | $687 | $2,000 | $10,600 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $688 | $2,500 | $8,600 |
| Bronze | Community Premier Brone 018 HSA standard Community Health Choice, HMO | $689 | $7,500 | $12,000 |
| Gold | Imperial Preferred Gold Imperial Insurance Companies, Inc., HMO | $691 | $1,000 | $8,000 |
| Gold | Gold Simple Guided Care with Adult Dental & Vision Oscar Insurance Company, HMO | $695 | $2,750 | $10,000 |
| Gold | Gold 1MS $30 PCP $30 Mental Health Office Visit $30 Express Care standard Harbor Health, HMO | $700 | $2,500 | $8,600 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $701 | $800 | $7,250 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $705 | $1,450 | $9,500 |
| Gold | Imperial Classic Gold standard Imperial Insurance Companies, Inc., HMO | $707 | $2,500 | $8,600 |
| Gold | Gold Simple Diabetes Guided Care with Adult Dental & Vision Oscar Insurance Company, HMO | $710 | $2,000 | $10,600 |
| Gold | Imperial Preferred Gold Zero Imperial Insurance Companies, Inc., HMO | $710 | $0 | $9,200 |
| Gold | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) WellPoint, HMO | $723 | $500 | $10,500 |
| Silver | Streamlined VALUE Silver Ambetter from Superior HealthPlan, HMO | $723 | $4,700 | $11,300 |
| Gold | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) WellPoint, HMO | $723 | $800 | $9,000 |
| Gold | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $724 | $2,500 | $8,600 |
| Gold | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) WellPoint, HMO | $728 | $1,500 | $5,000 |
| Silver | Streamlined Silver Ambetter from Superior HealthPlan, EPO | $728 | $4,700 | $11,300 |
| Gold | MyBlue Health Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $730 | $2,500 | $8,600 |
| Silver | Signature Silver VALUE standard Ambetter from Superior HealthPlan, HMO | $737 | $6,400 | $10,300 |
| Silver | Focused VALUE Silver Ambetter from Superior HealthPlan, HMO | $742 | $6,300 | $9,600 |
| Silver | Signature Silver standard Ambetter from Superior HealthPlan, EPO | $742 | $6,400 | $10,300 |
| Silver | Focused Silver Ambetter from Superior HealthPlan, EPO | $747 | $6,300 | $9,600 |
| Gold | MyBlue Health Gold℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $751 | $1,200 | $9,200 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter from Superior HealthPlan, EPO | $752 | $5,000 | $10,000 |
| Gold | UHC Gold Standard ($0 Insulin) standard UnitedHealthcare, HMO | $755 | $2,500 | $8,600 |
| Silver | Signature Silver VALUE + Vision + Adult Dental standard Ambetter from Superior HealthPlan, HMO | $756 | $6,400 | $10,300 |
| Gold | Gold Elite Saver Plus Oscar Insurance Company, EPO | $757 | $0 | $11,750 |
| Gold | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) WellPoint, POS | $760 | $700 | $7,500 |
| Gold | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $760 | $2,500 | $8,600 |
| Silver | Focused VALUE Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, HMO | $761 | $6,300 | $9,600 |
| Gold | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) WellPoint, POS | $764 | $1,000 | $8,950 |
| Gold | Gold Simple Oscar Insurance Company, EPO | $765 | $2,750 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $766 | $6,400 | $10,300 |
| Gold | Gold Classic Standard standard Oscar Insurance Company, EPO | $767 | $2,500 | $8,600 |
| Gold | UHC Kelsey Seybold Gold Copay Focus $0 Ded ($8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $771 | $0 | $8,000 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $771 | $6,300 | $9,600 |
| Silver | Silver 1M $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab, $0 Imaging Harbor Health, HMO | $776 | $8,000 | $9,500 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $777 | $5,000 | $10,000 |
| Gold | Gold Elite Saver Plus with Adult Dental & Vision Oscar Insurance Company, EPO | $780 | $0 | $11,750 |
| Silver | Silver Classic Standard Guided Care standard Oscar Insurance Company, HMO | $786 | $6,400 | $10,300 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $786 | $1,400 | $6,500 |
| Gold | UHC Kelsey Seybold Gold Copay Focus+ $0 Ded ($8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $787 | $0 | $8,000 |
| Silver | Silver Core Plan Guided Care Oscar Insurance Company, HMO | $788 | $9,000 | $10,300 |
| Silver | Silver Simple Diabetes Guided Care Oscar Insurance Company, HMO | $790 | $6,500 | $10,600 |
| Silver | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care Oscar Insurance Company, HMO | $791 | $6,200 | $10,300 |
| Silver | Silver Simple PCP Saver Guided Care Oscar Insurance Company, HMO | $791 | $5,750 | $10,000 |
| Silver | Silver Simple Women's Health with Menopause Benefits Guided Care Oscar Insurance Company, HMO | $792 | $6,000 | $10,600 |
| Silver | Silver Simple Chronic Care CKM Guided Care Oscar Insurance Company, HMO | $793 | $6,500 | $10,500 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $802 | $1,400 | $6,500 |
| Silver | Silver Simple Diabetes Guided Care with Adult Dental & Vision Oscar Insurance Company, HMO | $813 | $6,500 | $10,600 |
| Silver | UHC Kelsey Seybold Silver Copay Focus $0 Indiv Med Ded ($0 Insulin) UnitedHealthcare, HMO | $813 | $0 | $9,800 |
| Silver | Imperial Classic Silver standard Imperial Insurance Companies, Inc., HMO | $814 | $6,400 | $10,300 |
| Silver | Silver 1MS $40 PCP $40 Mental Health Office Visit $40 Express Care standard Harbor Health, HMO | $819 | $6,400 | $10,300 |
| Silver | Imperial Preferred Silver Imperial Insurance Companies, Inc., HMO | $820 | $6,500 | $10,500 |
| Silver | MyBlue Health Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $827 | $6,400 | $10,300 |
| Silver | UHC Kelsey Seybold Silver Copay Focus+ $0 Indiv Med Ded ($0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $828 | $0 | $9,800 |
| Silver | MyBlue Health Silver℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $847 | $3,100 | $10,550 |
| Gold | Blue Advantage Gold HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $855 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold HMO℠ - Max Blue Cross and Blue Shield of Texas, HMO | $861 | $550 | $10,500 |
| Silver | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, HMO | $865 | $6,400 | $10,300 |
| Gold | Blue Advantage Plus Gold℠ - Secure Blue Cross and Blue Shield of Texas, POS | $874 | $1,800 | $7,800 |
| Silver | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) WellPoint, HMO | $874 | $1,850 | $9,500 |
| Silver | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) WellPoint, HMO | $876 | $3,500 | $9,950 |
| Silver | UHC Silver Standard ($0 Insulin) standard UnitedHealthcare, HMO | $885 | $6,400 | $10,300 |
| Silver | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) WellPoint, HMO | $887 | $3,500 | $9,950 |
| Gold | Blue Advantage Plus Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $887 | $2,500 | $8,600 |
| Gold | Blue Advantage Plus Gold℠ - Balance Blue Cross and Blue Shield of Texas, POS | $888 | $2,500 | $8,600 |
| Silver | Silver Classic Standard standard Oscar Insurance Company, EPO | $895 | $6,400 | $10,300 |
| Silver | Silver Core Plan Oscar Insurance Company, EPO | $897 | $9,000 | $10,300 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $902 | $3,500 | $9,700 |
| Silver | Silver Simple PCP Saver Oscar Insurance Company, EPO | $902 | $5,750 | $10,000 |
| Gold | Community Premier Gold 021 standard Community Health Choice, HMO | $904 | $2,500 | $8,600 |
| Silver | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) standard WellPoint, POS | $908 | $6,400 | $10,300 |
| Gold | Community Premier Gold 005 Community Health Choice, HMO | $913 | $2,500 | $8,500 |
| Silver | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) WellPoint, POS | $916 | $2,500 | $9,900 |
| Silver | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) WellPoint, POS | $918 | $4,000 | $9,550 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $918 | $3,500 | $9,700 |
| Silver | Blue Advantage Silver HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $994 | $6,400 | $10,300 |
| Silver | Blue Advantage Plus Silver℠ - Balance Blue Cross and Blue Shield of Texas, POS | $1,010 | $7,000 | $10,700 |
| Silver | Blue Advantage Silver HMO℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $1,014 | $3,100 | $10,550 |
| Silver | Community Premier Silver 020 standard Community Health Choice, HMO | $1,018 | $6,400 | $10,300 |
| Silver | Blue Advantage Plus Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $1,024 | $6,400 | $10,300 |
| Silver | Community Premier Silver 012 Community Health Choice, HMO | $1,038 | $2,800 | $12,000 |
| Silver | Blue Advantage Plus Silver℠ - Champion Blue Cross and Blue Shield of Texas, POS | $1,044 | $3,100 | $10,550 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.