2027 health plan prices in Smith County, TX
In Smith County, Texas, 4 insurers offer 66 HealthCare.gov plans for 2027. The benchmark silver plan, which sets the size of tax credits, costs $689 a month for a 40-year-old before any credit, up 2.6% from 2026.
$689benchmark silver a month, age 40
$472cheapest bronze, age 40
$619cheapest gold, age 40
+2.6%benchmark change from 2026
Benchmark and cheapest bronze by age
| Age | Benchmark silver | Cheapest bronze |
|---|---|---|
| Age 21 | $539 | $369 |
| Age 27 | $565 | $387 |
| Age 30 | $612 | $419 |
| Age 40 | $689 | $472 |
| Age 50 | $963 | $659 |
| Age 60 | $1,464 | $1,002 |
All 66 plans
Show price for age:
| Catastrophic | CHRISTUS Catastrophic (3 Free PCP visits) CHRISTUS Health Plan, HMO | $458 | $12,000 | $12,000 |
| Bronze | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) standard CHRISTUS Health Plan, HMO | $472 | $7,500 | $12,000 |
| Bronze | Signature Expanded Bronze standard Ambetter from Superior HealthPlan, EPO | $475 | $7,500 | $12,000 |
| Bronze | CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $485 | $8,500 | $10,850 |
| Bronze | CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $486 | $7,450 | $10,800 |
| Bronze | Signature Expanded Bronze + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $491 | $7,500 | $12,000 |
| Bronze | Choice Bronze HSA Ambetter from Superior HealthPlan, EPO | $491 | $7,950 | $7,950 |
| Bronze | Choice Bronze HSA + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $506 | $7,950 | $7,950 |
| Bronze | CHRISTUS Bronze Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $508 | $8,500 | $10,850 |
| Bronze | CHRISTUS Bronze Essential Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $508 | $7,450 | $10,800 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $601 | $11,750 | $11,750 |
| Bronze | Blue Advantage Bronze HMO℠ - Balance HSA Blue Cross and Blue Shield of Texas, HMO | $604 | $11,750 | $11,750 |
| Bronze | Blue Advantage Bronze HMO℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, HMO | $604 | $7,500 | $12,000 |
| Gold | Signature Gold standard Ambetter from Superior HealthPlan, EPO | $619 | $2,500 | $8,600 |
| Bronze | UHC Bronze Standard (HSA, $0 Insulin) standard UnitedHealthcare, HMO | $619 | $7,500 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Support HSA Blue Cross and Blue Shield of Texas, POS | $620 | $8,000 | $12,000 |
| Bronze | Blue Advantage Plus Bronze℠ - Standard HSA standard Blue Cross and Blue Shield of Texas, POS | $620 | $7,500 | $12,000 |
| Gold | CHRISTUS Standard Gold ($0 Virtual Urgent Care) standard CHRISTUS Health Plan, HMO | $630 | $2,500 | $8,600 |
| Gold | Everyday Gold Ambetter from Superior HealthPlan, EPO | $631 | $800 | $7,250 |
| Catastrophic | Blue Advantage Security HMO℠ - HSA Blue Cross and Blue Shield of Texas, HMO | $634 | $12,000 | $12,000 |
| Gold | Complete Gold Ambetter from Superior HealthPlan, EPO | $635 | $1,450 | $9,500 |
| Bronze | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) standard UnitedHealthcare, HMO | $636 | $7,500 | $12,000 |
| Gold | CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $639 | $3,900 | $10,500 |
| Gold | Signature Gold + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $639 | $2,500 | $8,600 |
| Catastrophic | Blue Advantage Plus Security℠ - HSA Blue Cross and Blue Shield of Texas, POS | $647 | $12,000 | $12,000 |
| Gold | Everyday Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $652 | $800 | $7,250 |
| Gold | Complete Gold + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $655 | $1,450 | $9,500 |
| Gold | CHRISTUS Gold with Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $661 | $0 | $9,950 |
| Gold | CHRISTUS Gold Essential Plus Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $661 | $3,900 | $10,500 |
| Bronze | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) UnitedHealthcare, HMO | $670 | $0 | $10,600 |
| Silver | Streamlined Silver Ambetter from Superior HealthPlan, EPO | $677 | $4,700 | $11,300 |
| Gold | CHRISTUS Gold Plus Dental & Vision & Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $682 | $0 | $9,950 |
| Bronze | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $687 | $0 | $10,600 |
| Silver | Signature Silver standard Ambetter from Superior HealthPlan, EPO | $689 | $6,400 | $10,300 |
| Silver | Focused Silver Ambetter from Superior HealthPlan, EPO | $694 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options Ambetter from Superior HealthPlan, EPO | $699 | $5,000 | $10,000 |
| Silver | Signature Silver + Vision + Adult Dental standard Ambetter from Superior HealthPlan, EPO | $712 | $6,400 | $10,300 |
| Silver | Focused Silver + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $717 | $6,300 | $9,600 |
| Silver | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental Ambetter from Superior HealthPlan, EPO | $722 | $5,000 | $10,000 |
| Silver | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) standard CHRISTUS Health Plan, HMO | $755 | $6,400 | $10,300 |
| Silver | CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $755 | $6,500 | $6,500 |
| Silver | CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $776 | $6,900 | $10,350 |
| Silver | CHRISTUS Value Silver 70 Plus Dental & Vision ($0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $782 | $6,500 | $6,500 |
| Gold | UHC Gold Standard ($0 Insulin) standard UnitedHealthcare, HMO | $786 | $2,500 | $8,600 |
| Silver | CHRISTUS Silver Essential 70 Plus Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) CHRISTUS Health Plan, HMO | $807 | $6,900 | $10,350 |
| Gold | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $812 | $0 | $8,000 |
| Gold | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $818 | $1,400 | $6,500 |
| Gold | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $829 | $0 | $8,000 |
| Gold | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $835 | $1,400 | $6,500 |
| Gold | Blue Advantage Gold HMO℠ - Secure Blue Cross and Blue Shield of Texas, HMO | $857 | $1,800 | $7,800 |
| Gold | Blue Advantage Gold HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $864 | $2,500 | $8,600 |
| Gold | Blue Advantage Gold HMO℠ - Max Blue Cross and Blue Shield of Texas, HMO | $870 | $550 | $10,500 |
| Gold | Blue Advantage Plus Gold℠ - Secure Blue Cross and Blue Shield of Texas, POS | $881 | $1,800 | $7,800 |
| Gold | Blue Advantage Plus Gold℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $895 | $2,500 | $8,600 |
| Gold | Blue Advantage Plus Gold℠ - Balance Blue Cross and Blue Shield of Texas, POS | $896 | $2,500 | $8,600 |
| Silver | UHC Silver Standard ($0 Insulin) standard UnitedHealthcare, HMO | $921 | $6,400 | $10,300 |
| Silver | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $939 | $3,500 | $9,700 |
| Silver | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) UnitedHealthcare, HMO | $942 | $3,800 | $10,000 |
| Silver | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $956 | $3,500 | $9,700 |
| Silver | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) UnitedHealthcare, HMO | $959 | $3,800 | $10,000 |
| Silver | Blue Advantage Silver HMO℠ - Balance Blue Cross and Blue Shield of Texas, HMO | $991 | $7,000 | $10,700 |
| Silver | Blue Advantage Silver HMO℠ - Standard standard Blue Cross and Blue Shield of Texas, HMO | $1,004 | $6,400 | $10,300 |
| Silver | Blue Advantage Plus Silver℠ - Balance Blue Cross and Blue Shield of Texas, POS | $1,015 | $7,000 | $10,700 |
| Silver | Blue Advantage Silver HMO℠ - Champion Blue Cross and Blue Shield of Texas, HMO | $1,024 | $3,100 | $10,550 |
| Silver | Blue Advantage Plus Silver℠ - Standard standard Blue Cross and Blue Shield of Texas, POS | $1,029 | $6,400 | $10,300 |
| Silver | Blue Advantage Plus Silver℠ - Champion Blue Cross and Blue Shield of Texas, POS | $1,049 | $3,100 | $10,550 |
Monthly premium before tax credits. Deductible and out-of-pocket maximum are in-network, for one person, on the standard version of each plan. "Standard" marks a standardized plan design.
Most people who buy on HealthCare.gov get a tax credit that lowers these prices, based on income. Enter your details on HealthCare.gov to see your own price.
Sources
- QHP Landscape PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape Instructions PY2027 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
- QHP Landscape PY2026 Individual Medical, Centers for Medicare & Medicaid Services, checked 1 November 2026
CMS data current as of 20 October 2026 and subject to change. Prices are monthly premiums before tax credits.